Public Notices Nov. 27 2013 Oakdale - Lake Elmo Review

Public Notices, Foreclosure Notices & Legal Notices published Nov. 27, 2013 in the Oakdale - Lake Elmo Review. Serving the surrounding communities of Oakdale, Lake Elmo and Washington County.

Download the PDF


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 29, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $303,000.00 MORTGAGOR(S): Alan L. Kleidosty And Shawn E. Kleidosty, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for Optimum Mortgage Services Inc., a Minnesota corporation DATE AND PLACE OF FILING: Recorded on November 12, 2004 in the Office of the Washington County Recorder as Document Number 3477854, as modified of record by Document Number 3790204.. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by written assignment recorded on February 22, 2013 as Document Number 3933207 in the Office of the County Recorder of Washington County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Outlot B of the plat of SHORES OF LAKE MCDONALD, according to the plat on file and of record in the office of the County Recorder, Washington County, Minnesota. Also, that part of Outlot A of said SHORES OF LAKE MCDONALD lying within the West 333.21 feet of the Southwest Quarter of Section 8, Township 29 North, Range 20 West, Washington County, Minnesota. Also, that part of the East 244.95 feet of the West 334.95 feet of said Southwest Quarter lying northerly of the South 564.84 feet thereof. Also, that part of the South 564.84 feet of said Southwest Quarter lying easterly of the West 90.00 feet thereof; lying northerly of the northerly right-of-way line of the Chicago & Northwestern Railroad; and lying westerly of the following described line: Commencing at the Southwest corner of said Southwest Quarter; thence easterly along the south line of said Southwest Quarter a distance of 574.57 feet (recorded as 575.00 feet) to the point of beginning of the line to be described; thence northerly deflecting 90 degrees 11 minutes 34 seconds to the left (recorded as 90 degrees) a distance of 109.97 feet (recorded as 108.9 feet) to an inplace iron pipe monument on the northerly line of the Chicago & Northwestern Railroad right-of-way and the point of beginning of the tract described in Book 144 of Deeds, page 469, on file and of record in the office of the County Recorder, Washington County, Minnesota; thence continue northerly along the westerly line of said tract 859.88 feet (recorded as 860.1 feet) to an inplace iron pipe monument at an angle point in said westerly line and at the northeast corner of Outlot A OF SHORES OF LAKE MCDONALD, according to the plat on file and of record in said office of the County Recorder and said line there terminate. STREET ADDRESS OF PROPERTY: 13046 40TH ST N, BAYTOWN, MN 55082 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $311,934.76 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 11, 2013 at 10:00 AM PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on June 11, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: October 16, 2013 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. *Steven R. Pennock, Esq.* Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-3659-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 13046 40TH ST N BAYTOWN, MN 55082 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for Optimum Mortgage Services Inc., a Minnesota corporation (3) Name of Mortgage Originator (Lender) Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for Optimum Mortgage Services Inc., a Minnesota corporation (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 08.029.20.33.0009 (6) Transaction Agent’s Mortgage ID Number (MERS number) 100318801000086864 (Oakdale-Lake Elmo Review: Oct. 23, 30, Nov. 6, 13, 20, 27, 2013)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 15, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $142,250.00 MORTGAGOR(S): Linda A Meyer, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for Mortgage One, Inc., a Minnesota corporation DATE AND PLACE OF FILING: Recorded on September 8, 2005 as Document Number 3538023 in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee for Credit Suisse First Boston Mortgage Securities Corp., CSFB Mortgage- Backed Pass-Through Certificates, Series 2005-10 by assignment recorded on June 10, 2013 as Document Number 3949504 in the Office of the County Recorder of Washington County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Unit No. 404, Common Interest Community No. 154, a Condominium, Lodges at Settlers Glen STREET ADDRESS OF PROPERTY: 3586 ABERCROMBIE LN #404, STILLWATER, MN 55082-4192 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $149,213.28 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2013 at 10:00 AM PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on June 10, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: October 18, 2013 U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR CREDIT SUISSE FIRST BOSTON MORTGAGE SECURITIES CORP., CSFB MORTGAGE-BACKED PASS-THROUGH CERTIFICATES, SERIES 2005-10 Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. *Steven R. Pennock, Esq.* Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-4144-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 3586 ABERCROMBIE LN #404 STILLWATER, MN 55082-4192 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for Mortgage One, Inc., a Minnesota corporation (3) Name of Mortgage Originator (Lender) Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for Mortgage One, Inc., a Minnesota corporation (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 19.030.20.33.0065 (6) Transaction Agent’s Mortgage ID Number (MERS number) 1001527-1100000709-2 (Oakdale-Lake Elmo Review: Oct. 23, 30, Nov. 6, 13, 20, 27, 2013)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 1, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $239,920.00 MORTGAGOR(S): Leon M. Hanka, a married person MORTGAGEE: Wells Fargo Bank, N.A. DATE AND PLACE OF FILING: Recorded on February 23, 2007 as Document Number 3632092 in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: Wilmington Trust, National Association, as Successor Trustee to Citibank, N.A., as Trustee for Structured Asset Mortgage Investments II Inc. Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2007-4 by assignment recorded on July 1, 2013 as Document Number 3953004 in the Office of the County Recorder of Washington County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot 108, Block 1, Gateway Green, Common Interest Community No. 306 STREET ADDRESS OF PROPERTY: 22339 CAMEO COURT, FOREST LAKE, MN 55025-9239 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $222,967.09 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 18, 2013 at 10:00 AM PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on June 18, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: October 25, 2013 WILMINGTON TRUST, NATIONAL ASSOCIATION, AS SUCCESSOR TRUSTEE TO CITIBANK, N.A., AS TRUSTEE FOR STRUCTURED ASSET MORTGAGE INVESTMENTS II INC. BEAR STEARNS ARM TRUST, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-4 Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. *Steven R. Pennock, Esq.* Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-4862-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 22339 CAMEO COURT FOREST LAKE, MN 55025-9239 (2) Transaction Agent Wells Fargo Bank, N.A. (3) Name of Mortgage Originator (Lender) Wells Fargo Bank, N.A. (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 07.032.21.31.0156 (6) Transaction Agent’s Mortgage ID Number (MERS number) None (Oakdale-Lake Elmo Review: Oct. 30, Nov. 6, 13, 20, 27, Dec. 4, 2013)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 23, 2006 MORTGAGOR: Kathleen A. Harelstad, a single person and Michael G. Nordin, a single person. MORTGAGEE: Prime Mortgage Corporation. DATE AND PLACE OF RECORDING: Filed July 13, 2006, Washington County Registrar of Titles, Document No. 1168772 on Certificate of Title No. 62668. ASSIGNMENTS OF MORTGAGE: Assigned to: Minnesota Housing Finance Agency. Dated June 23, 2006 Filed July 13, 2006 , as Document No. 1168773. Said Mortgage being upon Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prime Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 7635 16th Street North, Oakdale, MN 55128 TAX PARCEL I.D. #: 29.029.21.13.0056 and 29.029.21.13.0040 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 2, Oakwood 1st Addition and Outlot C, Oakwood 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $133,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $140,474.75 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 7, 2014 at 10:00 AM PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 7, 2104 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 24, 2013 Minnesota Housing Finance Agency Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 135 - 13-007416 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. (Oakdale-Lake Elmo Review: Oct. 30, Nov. 6, 13, 20, 27, Dec. 4, 2013)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 31, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $134,336.00 MORTGAGOR(S): Amanda B. Oman, a single woman MORTGAGEE: Wells Fargo Bank, N.A. DATE AND PLACE OF FILING: Recorded on October 7, 2005 as Document Number 3544916 in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: Citibank, N.A. as Successor Trustee to U.S. Bank National Association as Trustee for MASTR Alternative Loan Trust 2006-1, Mortgage Pass-Through Certificates, Series 2006-1 by assignment recorded on August 16, 2013 as Document Number 3960436 in the Office of the County Recorder of Washington County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: LOT 6, BLOCK 3, CHARTER OAKS 3RD ADDITION STREET ADDRESS OF PROPERTY: 1420 GRANADA ROAD NORTH, OAKDALE, MN 55128-5828 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $122,972.22 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 18, 2013 at 10:00 AM PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on June 18, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: October 25, 2013 CITIBANK, N.A. AS SUCCESSOR TRUSTEE TO U.S. BANK NATIONAL ASSOCIATION AS TRUSTEE FOR MASTR ALTERNATIVE LOAN TRUST 2006-1, MORTGAGE PASSTHROUGH CERTIFICATES, SERIES 2006-1 Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. *Steven R. Pennock, Esq.* Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-4866-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 1420 GRANADA ROAD NORTH OAKDALE, MN 55128-5828 (2) Transaction Agent Wells Fargo Bank, N.A. (3) Name of Mortgage Originator (Lender) Wells Fargo Bank, N.A. (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 30.029.21.31.0081 (6) Transaction Agent’s Mortgage ID Number (MERS number) None THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. (Oakdale-Lake Elmo Review: Oct. 30, Nov. 6, 13, 20, 27, Dec. 4, 2013)


STATE OF MINNESOTA COUNTY OF WASHINGTON DISTRICT COURT TENTH JUDICIAL DISTRICT Case Type: Mortgage Foreclosure Court File No. 82-CV-12-5621 The Honorable Richard C. Ilkka NOTICE OF SHERIFF'S SALE UNDER JUDGMENT AND DECREE Premier Bank, a Minnesota corporation, Plaintiff, vs. Kenneth A. Richard, an individual, Colleen K. Richard, an individual and John Does 1 through 10, Defendants. DATE: October 22, 2013 YOU ARE NOTIFIED, that pursuant to the Judgment and decree of foreclosure ("Judgment") entered in the above-entitled action on May 15, 2013, a certified copy of which has been delivered to the Washington County Sheriff, directing the sale of the Mortgaged Premises, hereinafter described, to satisfy the amount found and adjudged due to Plaintiff under the Second Loan (as defined in the Judgment) in the above-titled action from Defendant Kenneth A. Richard, as prescribed in said Judgment, together with the costs and expenses of the sale, the undersigned Sheriff of Washington County will sell the Mortgaged Premises described below at public auction to the highest bidder for cash on December 18, 2013, at 10:00 a.m., at the Washington County Sheriff's Office - Civil Division, 15015 62nd Street North, Stillwater, Minnesota 55082. INFORMATION REGARDING MORTGAGE TO BE FORECLOSED 1. Date of Mortgage: October 6, 2003 2. Mortgagor: Kenneth A. Richard 3. Mortgagee: Premier Bank, a Minnesota corporation 4. Recording Information: Recorded in the Office of the County Recorder, Washington County, Minnesota on November 19, 2003 as Document No. 3403230 5. Assignments of Mortgage, if any: None. INFORMATION REGARDING MORTGAGED PREMISES 6. Tax parcel identification number of the Mortgaged Premises: 20.030.21.12.0082 7. Legal description of the Mortgaged Premises: Lot Two (2), Block One (1), Wildwood Bay 4th Addition, together with all existing or subsequently erected or affixed buildings, improvements and fixtures; all easements, rights of way, and appurtenances; all water, water rights, watercourses and ditch rights (including stock in utilities with ditch or irrigation rights); and all other rights, royalties, and profits relating to the real property, including without limitation all minerals, oil, gas, geothermal and similar matters. 8. The physical street address, city and zip code of the Mortgaged Premises: 170 Wildwood Bay Drive, St. Paul, Minnesota 55115 OTHER FORECLOSURE DATA 9. The person holding the Mortgage is not a transaction agent, as defined by Minn. Stat. 58.02, subd. 30. INFORMATION REGARDING FORECLOSURE SALE 10. The original principal amount secured by the Mortgage was $244,856.00. 11. Pursuant to the Judgment entered in the above-entitled action on May 15, 2013, the amount adjudged to be due to Plaintiff and secured by the Mortgage was, as of March 8, 2013, $313,989.07, with interest accruing thereon at the per diem rate of $40.788778333. 12. The sale will be held on December 18, 2013, at 10:00 a.m., at the Washington County Sheriff's Office - Civil Division, 15015 62nd Street North, Stillwater, Minnesota 55082. 13. The time allowed by law for redemption by Mortgagor or Mortgagor's personal representatives or assigns is six (6) months after the date the court confirms the sale. 14. THE TIME ALLOWED BY LAW FOR REDEMPTION BY MORTGAGOR, MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. By: /s/ Miguel Tellez Sheriff of Washington County William M. Hutton Deputy Sheriff LEONARD, O'BRIEN SPENCER, GALE & SAYRE, LTD. By: /s/ Peter J. Sajevic, III Peter J. Sajevic, III, #279237 Attorney for Premier Bank 100 South Fifth Street, Suite 2500 Minneapolis, MN 55402 (612) 332-1030 (Oakdale-Lake Elmo Review: Oct. 30, Nov. 6, 13, 20, 27, Dec. 4, 2013)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 7, 2005 MORTGAGOR: Wayne A. Robinson and Cassandra E. Robinson, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded June 28, 2005 Washington County Recorder, Document No. 3522676. ASSIGNMENTS OF MORTGAGE: Assigned to: Bank of New York Mellon, f/k/a Bank of New York, as Trustee, in trust for the registered holders of Alternative Loan Trust 2005-38, Mortgage Pass-Through Certificates Series 2005-38. Dated September 30, 2013 Recorded October 8, 2013, as Document No. 3967242. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100039235000004833 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Magnus Financial Corporation, an Arizona Corporation RESIDENTIAL MORTGAGE SERVICER: Select Portfolio Servicing, Inc. MORTGAGED PROPERTY ADDRESS: 21129 Mustang Lane, Forest Lake, MN 55025 TAX PARCEL I.D. #: 16.032.21.33.0171 LEGAL DESCRIPTION OF PROPERTY: Lot 75, Block 1, Bridle Pass 5th Addition, CIC 206, Washington County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $160,338.48 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 18, 2013 at 10:00 AM PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 18, 2014, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 17, 2013 The Bank of New York Mellon f/k/a The Bank of New York, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 38 - 13-006784 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. (Oakdale-Lake Elmo Review: Oct. 30, Nov. 6, 13, 20, 27, Dec. 4, 2013)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 17, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $205,600.00 MORTGAGOR(S): Christine Skaret And Paul Skaret, wife and husband MORTGAGEE: Wells Fargo Bank, N.A. DATE AND PLACE OF FILING: Recorded on December 5, 2008 and memorialized upon Certificate of Title No. 65596 as Document Number 1188307 in the Office of the County Registrar of Titles of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: None. LEGAL DESCRIPTION OF PROPERTY: All that part of the Northeast Quarter of Section 10, Township 29 North, Range 20 West and of BAYPORT (formerly South Stillwater), as surveyed and platted, including all area contained therein formerly laid out as streets, which are now vacated, described as follows: Commencing at a point where the centerline of the original Crosby Street now known as Fourth Avenue North intersects the centerline of the original Eagle Street now known as North Seventh Street, both in BAYPORT (formerly South Stillwater) as surveyed and platted and now on file and of record in the office of the Registrar of Titles of Washington County, Minnesota, and running thence south along centerline of original Eagle Street now known as North Seventh Street and the same extending south 539.75 feet to a point; thence west on a line parallel with said centerline of original Crosby Street, now known as Fourth Avenue North, to a point on the extended centerline of Eighth Street North and the point of beginning of the parcel being described; thence continuing west on said line parallel with said centerline of original Crosby Street; now known as Fourth Avenue North, to a point 230.00 feet west of the east line of Northwest Quarter of the Northeast Quarter of Section 10; thence south on a line parallel with said east line and distant 230.00 feet westerly therefrom to a point 270.00 feet north of the south line of said Northwest Quarter of the Northeast Quarter; thence east on a line parallel to and 270.00 feet northerly from the south line of said Northwest Quarter of the Northeast Quarter to a point on said extended centerline of Eighth Street North; thence northerly along said extended centerline of Eighth Street North to the point of beginning. Subject to an easement for public roadway and utility purposes over, under and across the North 40.00 feet of the East 35.00 feet thereof. Subject to and together with any other valid easements, reservations or restrictions. REGISTERED PROPERTY STREET ADDRESS OF PROPERTY: 344 8TH ST NORTH, BAYPORT, MN 55003-1139 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $240,849.46 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2013 at 10:00 AM PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on June 17, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: October 25, 2013 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. *Steven R. Pennock, Esq.* Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-4460-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 344 8TH ST NORTH BAYPORT, MN 55003-1139 (2) Transaction Agent Wells Fargo Bank, N.A. (3) Name of Mortgage Originator (Lender) Wells Fargo Bank, N.A. (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 10.029.20.12.0001 (6) Transaction Agent’s Mortgage ID Number (MERS number) None THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. (Oakdale-Lake Elmo Review: Oct. 30, Nov. 6, 13, 20, 27, Dec. 4, 2013)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 8, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $166,250.00 MORTGAGOR(S): Dominique Michelle Villaume, a single person MORTGAGEE: Wells Fargo Bank, N.A. DATE AND PLACE OF FILING: Recorded on December 22, 2006 as Document Number 3622005 in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company , as trustee, for BCAPB LLC Trust 2007-AB1 by assignment recorded on February 10, 2012 as Document Number 3874608 in the Office of the County Recorder of Washington County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: LOT 10, BLOCK 3, TIMBERLEA ESTATES STREET ADDRESS OF PROPERTY: 2309 AMBERWOOD DRIVE, SAINT PAUL, MN 55125-3007 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $169,313.37 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2013 at 10:00 AM PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on June 17, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: October 21, 2013 DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE, FOR BCAPB LLC TRUST 2007-AB1 Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-4131-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 2309 AMBERWOOD DRIVE SAINT PAUL, MN 55125-3007 (2) Transaction Agent Wells Fargo Bank, N.A. (3) Name of Mortgage Originator (Lender) Wells Fargo Bank, N.A. (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 16.028.21.24.0060 (6) Transaction Agent’s Mortgage ID Number (MERS number) None. (Oakdale-Lake Elmo Review: Oct. 30, Nov. 6, 13, 20, 27, Dec. 4, 2013)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 19, 2011 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $374,000.00 MORTGAGOR(S): Edward G. Carter, a single person MORTGAGEE: Wells Fargo Bank, N.A. DATE AND PLACE OF FILING: Recorded on January 20, 2012 as Document Number 3871459 in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: None. LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, O`Shea`s Irish Ridge STREET ADDRESS OF PROPERTY: 15440 IRISH AVE N, HUGO, MN 55038 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $375,656.39 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 8, 2014 at 10:00 AM PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on July 8, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: October 30, 2013 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-4717-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 15440 IRISH AVE N HUGO, MN 55038 (2) Transaction Agent Wells Fargo Bank, N.A. (3) Name of Mortgage Originator (Lender) Wells Fargo Bank, N.A. (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 14.031.21.32.0007 (6) Transaction Agent’s Mortgage ID Number (MERS number) None (Oakdale-Lake Elmo Review: Nov. 6, 13, 20, 27, Dec. 4, 11, 2013)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 9, 2003 MORTGAGOR: Lorilee S Christianson and Andre E Christianson, Wife and Husband. MORTGAGEE:Sound Mortgage Decisions Corporation. DATE AND PLACE OF RECORDING: Recorded July 30, 2003 Washington County Recorder, Document No. 3359826. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., successor by merger to ABN Amro Mortgage, Group Inc.. Dated June 9, 2003 Recorded July 30, 2003, as Document No. 3359827 TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Sound Mortgage Decisions Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 9240 South 79th Street, Cottage Grove, MN 55016 TAX PARCEL I.D. #: 10.027.21.33.0059 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 5, Pinetree Pond East Second Addition, Washington County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $145,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $113,034.55 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 10, 2014 at 10:00 AM PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 10, 2014, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 30, 2013 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 13-007215 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. (Oakdale-Lake Elmo Review: Nov. 6, 13, 20, 27, Dec. 4, 11, 2013)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 03/31/2011 MORTGAGOR(S): Michael W. Erickson, a married person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for State Bank & Trust Transaction Agent: Mortgage Electronic Registration System, Inc. Transaction Agent Mortgage ID No: 1010104-0056200910-6 Lender or Broker: State Bank & Trust Servicer: JPMorgan Chase Bank, N.A. Mortgage Originator: State Bank & Trust DATE AND PLACE OF RECORDING: Recorded May 13, 2011,Washington County Registrar of Titles, Document No. 1206468 Against Certificate of Title no. 62613. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association Dated: August 21, 2013,Recorded September 16, 2013,Washington County Registrar of Titles, Document No. 1224468 Against Certificate of Title no. 68104. LEGAL DESCRIPTION OF PROPERTY: Lot Fifteen (15), Block Two (2), Brookview Place 2nd Addition, Washington County, Minnesota REGISTERED PROPERTY: Yes TAX PARCEL NO.: 03.028.21.34.0027 ADDRESS OF PROPERTY: 904 Moonlight Drive Woodbury, MN 55125 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $229,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $226,600.91 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Friday, December 27, 2013, 10:00 a.m. PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is 06/27/2014 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 28, 2013 JPMorgan Chase Bank, National Association Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Michael T. Oberle Attorneys for: JPMorgan Chase Bank, National Association Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16309-13-00970-1 (Oakdale-Lake Elmo Review: Nov. 6, 13, 20, 27, Dec. 4, 11, 2013)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 21, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $215,616.00 MORTGAGOR(S): Daniel J. Kammerer and Lea M. Kammerer, husband and wife MORTGAGEE: Wells Fargo Bank, N.A. DATE AND PLACE OF FILING: Recorded on January 6, 2005 as Document Number 3490780 in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee for GSMPS Mortgage Loan Trust 2006-RP1 by assignment recorded on November 17, 2011 as Document Number 3862697 in the Office of the County Recorder of Washington County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot 37, Block 10, Tanners Lake Heights Plat No. 2 STREET ADDRESS OF PROPERTY: 277 GRAFTON AVE N, OAKDALE, MN 55128-6906 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $250,278.13 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 7, 2014 at 10:00 AM PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on July 7, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: October 31, 2013 U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR GSMPS MORTGAGE LOAN TRUST 2006-RP1 Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-2175-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 277 GRAFTON AVE N OAKDALE, MN 55128-6906 (2) Transaction Agent Wells Fargo Bank, N.A. (3) Name of Mortgage Originator (Lender) Wells Fargo Bank, N.A. (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 31.029.21.31.0028 (6) Transaction Agent’s Mortgage ID Number (MERS number) None (Oakdale-Lake Elmo Review: Nov. 6, 13, 20, 27, Dec. 4, 11, 2013)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 17, 2007 MORTGAGOR: Kristen M. Newton, a single person. MORTGAGE Bremer Bank, National Association . DATE AND PLACE OF RECORDING: Recorded July 24, 2007 Washington County Recorder, Document No. 3653567. ASSIGNMENTS OF MORTGAGE: Assigned to: Minnesota Housing Finance Agency. Dated May 17, 2007 Recorded July 24, 2007, as Document No. 3653568 TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bremer Bank, National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 1100 Summit Avenue, Saint Paul Park, MN 55071 TAX PARCEL I.D. #: 12.027.22.42.0033 LEGAL DESCRIPTION OF PROPERTY: Lots 23 and 24, Block 179, Division No. 5 of Saint Paul Park COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $140,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $99,763.72 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 8, 2014 at 10:00 AM PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 8, 2014 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 30, 2013 Minnesota Housing Finance Agency Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 135 - 13-007441 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. (Oakdale-Lake Elmo Review: Nov. 6, 13, 20, 27, Dec. 4, 11, 2013)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 26, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $193,500.00 MORTGAGOR(S): Patrick J. Pohl, a single person MORTGAGEE: Homeservices Lending, LLC, Series A DBA Edina Realty Mortgage, a Delaware Limited Liability Company DATE AND PLACE OF FILING: Recorded on November 13, 2007 as Document Number 3669484 in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by assignment recorded on November 13, 2007 as Document Number 3669485 in the Office of the County Recorder of Washington County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 13, Wind Wood Plat Two STREET ADDRESS OF PROPERTY: 6813 ROMEO ROAD, WOODBURY, MN 55125-2421 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $188,440.99 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 14, 2014 at 10:00 AM PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on July 14, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: PATRICK JOHN POHL “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: November 8, 2013 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-4930-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 6813 ROMEO ROAD WOODBURY, MN 55125-2421 (2) Transaction Agent NONE (3) Name of Mortgage Originator (Lender) Homeservices Lending, LLC, Series A DBA Edina Realty Mortgage, a Delaware Limited Liability Company (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 19.028.21.14.0018 (6) Transaction Agent’s Mortgage ID Number (MERS number) None (Oakdale-Lake Elmo Review: Nov. 13, 20, 27, Dec. 4, 11, 18, 2013)


STATE OF MINNESOTA COUNTY OF WASHINGTON DISTRICT COURT TENTH JUDICIAL DISTRICT MORTGAGE FORECLOSURE BY ACTION CASE TYPE NO. 14 - OTHER CIVIL Court File 82-CV-13-814 NOTICE OF SHERIFF’S SALE UNDER JUDGMENT AND DECREE JP Morgan Chase Bank, National Association, Plaintiff, vs. Kory W. Klein, John Doe and Mary Roe, Defendant(s). NOTICE IS HEREBY GIVEN, that under and by virtue of a Judgment and Decree entered in the above entitled action on October 11, 2013, a certified copy of which has been delivered to me directing the sale of the premises hereinafter described to satisfy the amount found and adjudged due to said Plaintiff in the above entitled action from Defendants, Kory W. Klein, the Sheriff of Washington County, will sell at public auction to the highest bidder for cash, on January 9, 2014 at 10:00 a.m., at the Washington County Sheriff’s Law Enforcement Center, 15015 62nd Street N., City of Stillwater, said county and state, the premises and real estate described in said Judgment and Decree, to-wit, located in Washington County, legally described as follows: Lots 1 and 2, Block 4, Forest Park Addition. being also known and numbered as 1780 Beach Drive SE, Forest Lake, MN 55025; PID 09.032.21.44.0045. Dated: November 5, 2013 William H. Hutton Sheriff of Washington County, Minnesota By: /s/ Miguel Tellez Deputy Sheriff 16309-120726 PART OF THE PROPERTY TO BE SOLD CONTAINS YOUR HOUSE. YOU MAY DESIGNATE THE AREA OF A HOMESTEAD TO BE SOLD AND REDEEMED SEPARATELY. YOU MAY DESIGNATE THE HOUSE YOU OCCUPY AND ANY AMOUNT OF THE PROPERTY AS A HOMESTEAD. THE DESIGNATED HOMESTEAD PROPERTY MUST CONFORM TO THE LOCAL ZONING ORDINANCES AND BE COMPACT SO THAT IT DOES NOT UNREASONABLY REDUCE THE VALUE OF THE REMAINING PROPERTY. YOU MUST PROVIDE THE COURT WITH A LEGAL DESCRIPTION OF THE HOMESTEAD YOU HAVE DESIGNATED. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. (Oakdale-Lake Elmo Review: Nov. 13, 20, 27, Dec. 4, 11, 18, 2013)


NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of a mortgage dated May 25, 2002, executed by Michael W. Westerbeck aka M.W. Westerbeck and Lisa Thoele, as mortgagor(s) to U.S. Bank National Association ND as mortgagee in the original principal amount of Thirty Thousand ($30,000.00) Dollars, recorded with the Washington County Recorder, State of Minnesota, on December 5, 2002, as doc. no. 3286805; that all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law to recover any part of the debt secured by said mortgage; that there is claimed to be due thereon the sum of Twenty-three Thousand Nine Hundred Ten and 86/100 ($23,910.86) Dollars on this date; and that pursuant to the power of sale therein the mortgage will be foreclosed and the property in Washington County, Minnesota, described as follows: Lot 1, Block 3, Victoria Heights 4th Addition, Washington County, Minnesota. Property address: 3748 Oxford Drive, Woodbury, MN 55125 Parcel I.D. #: 20.028.21.31.0100 will be sold by the sheriff of said county at public auction on January 15, 2014, at 10:00 o'clock A.M. at Sheriff's Office, Law Enforcement Center, 15015 - 62nd Street North, Stillwater, Minnesota, to pay the debt secured by the mortgage, including costs and attorneys' fees allowed by law subject to redemption by the mortgagor(s), their heirs or assigns, within six (6) months from the date of sale. The mortgagor(s) must vacate the property on or before 11:59 p.m. on July 15, 2014, if (i) the mortgage is not reinstated under §580.30, or (ii) the property is not redeemed under §580.23. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: November 12, 2013 U.S. Bank National Association, as successor by merger of U.S. Bank National Association ND, Mortgagee Truman W. Schabilion STEIN & MOORE, P.A. Attorneys for Mortgagee 332 Minnesota Street, #W-1650 St. Paul, MN 55101 (651) 224-9683 (Oakdale-Lake Elmo Review: Nov. 13, 20, 27, Dec. 4, 11, 18, 2013)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 19, 2011 MORTGAGOR: Anna M. Christopherson and Travis R. Wilfong, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded March 19, 2012 Washington County Recorder, Document No. 3879787. ASSIGNMENTS OF MORTGAGE: Assigned to: Flagstar Bank, FSB. Dated February 14, 2013 Recorded February 28, 2013, as Document No. 3933964. And thereafter assigned to: Selene Finance LP. Dated April 9, 2013 Recorded April 12, 2013, as Document No. 3940559. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052550336222822 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Flagstar Bank, FSB RESIDENTIAL MORTGAGE SERVICER: Selene Finance LP MORTGAGED PROPERTY ADDRESS: 1007 12th Street Southwest, Forest Lake, MN 55025 TAX PARCEL I.D. #: 0803221330040 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 2, Helena's Lakeview, Washington County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $101,850.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $107,120.61 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 22, 2014 at 10:00 AM PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 22, 2014, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 14, 2013 Selene Finance, LP Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 107 - 13-007836 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. (Oakdale-Lake Elmo Review: Nov. 20, 27, Dec. 4, 11, 18, 25, 2013)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 29, 2011 MORTGAGOR: Ralph F. Keating and Kari L. Keating, husband and wife MORTGAGEE: Affinity Plus Federal Credit Union, a credit union organized under the laws of the United States of America DATE AND PLACE OF RECORDING: Recorded June 7, 2011, in the office of the County Recorder, as Document No. 3843698, Washington County, Minnesota. MORTGAGED PROPERTY ADDRESS: 4609 Heather Way North, Oakdale, Minnesota 55128 TAX PARCEL I.D. NO. 08.029.21.24.0056 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 2, Heather Ridge 2nd Addition, Washington County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $186,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $186,993.47 INTEREST RATE AND PER DIEM: Current interest rate is 5.375%, with a daily per diem of $26.37. That prior to commencement of this mortgage foreclosure proceeding Mortgagee complied with all notice requirements by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 9, 2014, at 10:00 am. PLACE OF SALE: Washington County Sheriff's Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota 55082, to pay the debt then secured by said Mortgage, taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE AND TIME MORTGAGOR MUST VACATE THE PREMISES: July 9, 2014, at 11:59 p.m. “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: November 11, 2013 MESSERLI & KRAMER P.A. By: /s/ Creig Andreasen Creig Andreasen (Lic. #334832) 1400 Fifth Street Towers 100 South Fifth Street Minneapolis, MN 55402-1217 (612) 672-3600 Attorney in Fact for Affinity Plus Federal Credit Union IMPORTANT NOTICE This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. (Oakdale-Lake Elmo Review: Nov. 20, 27, Dec. 4, 11, 18, 25, 2013)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: January 20, 2007 MORTGAGOR: Donald E. Oberg- Hauser and Cynthia M. Oberg- Hauser aka Cynthia Oberg-Hauser, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 26, 2007 Washington County Recorder, Document No. 3636204. ASSIGNMENTS OF MORTGAGE: Assigned to: Bank of America, N.A.. Dated March 19, 2013 Recorded March 20, 2013, as Document No. 3937111. And thereafter assigned to: Green Tree Servicing, LLC. Dated May 15, 2013 Recorded June 4, 2013, as Document No. 3948607 and by document dated June 3, 2013, recorded June 5, 2013 as document no. 3948909. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100039032105085688 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Quicken Loans Inc. RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 520 12th Avenue Southeast, Forest Lake, MN 55025 TAX PARCEL I.D. #: 16.032.21.22.0027 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 4, Arthen's Addition COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $176,376.93 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 15, 2014 at 10:00 AM PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 15, 2014 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 11, 2013 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 13-006871 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. (Oakdale-Lake Elmo Review: Nov. 20, 27, Dec. 4, 11, 18, 25, 2013)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 28, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $149,900.00 MORTGAGOR(S): Dawn Wold, a single woman MORTGAGEE: Central Bank, a Minnesota Banking Corporation DATE AND PLACE OF FILING: Filed September 19, 2012 Washington County Registrar of Titles; Document No. 1216088 and memorialized on Certificate of Title No. 69102 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by written assignment recorded on September 11, 2013 as Document Number 1224366, in the office of the Washington County Registrar of Titles. LEGAL DESCRIPTION OF PROPERTY: Unit Number 34, Condominium Number 65, Orleans Terrace, a Condominium, Second Supplemental Condominium Plat REGISTERED PROPERTY STREET ADDRESS OF PROPERTY: 1416 Cottage Drive, Stillwater, MN 55082 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $145,308.73 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 7, 2014 at 10:00 a.m. PLACE OF SALE: Washington County Sheriff’s office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota. To pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is Six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on July 7, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: November 15, 2013 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. *James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (WF1586) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 1416 Cottage Drive, Stillwater, MN 55082 (2) Transaction Agent None (3) Name of Mortgage Originator (Lender) Central Bank, a Minnesota Banking Corporation (4) Residential Servicer Wells Fargo (800) 868-0043 (5) Tax Parcel Identification Number 32.030.20.24.0051 (6) Transaction Agent’s Mortgage ID Number (MERS number) None (Oakdale-Lake Elmo Review: Nov. 20, 27, Dec. 4, 11, 18, 25, 2013)


NOTICE OF MORTGAGE FORECLOSURE SALE (MINN. STAT. 580.025, 580.04) Date: November 17, 2013 YOU ARE NOTIFIED that default has occurred in the conditions of the following described Mortgage: INFORMATION REGARDING MORTGAGE TO BE FORECLOSED 1. Date of Mortgage: November 30, 2011 2. Mortgagors: World Gas Belize, Inc., a Minnesota Corporation 3. Mortgagee: Superior Financing, Inc. 4. Recording Information: Recorded on December 19, 2012, as Document Number 3922563 in the Office of the County Recorder of Washington County, Minnesota 5. Assignments of Mortgage, if any: Tally Holdings, LLC by written assignment recorded on December 19, 2012, as Document Number 3922564 in the recording office stated in paragraph 4. INFORMATION REGARDING MORTGAGED PREMISES 6. Tax parcel identification numbers of the mortgaged premises: 13-028- 21-31-0009 7. Legal Description of the mortgaged premises: Lot 12, Block 16, Stonemill Farms Second Addition, Subdivision CD 01010, according to the plat thereof, Washington County, MN 8. The physical street address, city and zip code of the mortgaged premises: 2510 Sandstone Drive, Woodbury, MN 55125 OTHER FORECLOSURE DATA 9. The person holding the mortgage: is not a transaction agent, as defined by Minn. Stat. 58.02, subd. 30. The name(s) of the residential mortgage servicer and the lender or broker as defined in Minn. Stat. 58.02, is Superior Financing, Inc, is the Residential Mortgage Servicer and the Lender is Tally Holdings Inc. 10. If stated on the Mortgage, the name of the mortgage originator, as defined in Minn. Stat. 58.02, is Superior Financing, Inc. INFORMATION REGARDING FORECLOSURE 11. The requisites of Minn. Stat. 580.02 have been satisfied. 12. The original principal amount secured by the Mortgage was $137,500.00. 13. At the date of this notice the amount due on the Mortgage, including taxes, if any, paid by the holder of the Mortgage is $157,300.00. 14. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Washington County, Minnesota, at public auction on January 3, 2014 at 10:00 a.m., at Sheriff’s Office, Law Enforcement Center, 15015 62nd St. N. Stillwater, MN 55082. 15. The time allowed by law for redemption by Mortgagor or Mortgagor's personal representatives or assigns is 6 months after the date of sale. 16. Minn. Stat. 580.04(b) provides, “If the real estate is an owneroccupied, single-family dwelling, the notice must also specify the date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under section 580.30 or the property redeemed under section 580.23.” If this statute applies, the time to vacate the property is 11:59 p.m. on July 3, 2014. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.-32, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Tally Holdings, LLC Mortgagee Assignee Name and Address of Attorney for Mortgagee or Mortgage Assignee: Kelly Griffitts 8053 E. Bloomington Freeway Suite 300 Bloomington, MN 55420 (Oakdale-Lake Elmo Review: Nov. 20, 27, Dec. 4, 11, 18, 25, 2013)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 28, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $267,532.00 MORTGAGOR(S): Kevin J. Berigan, a single person MORTGAGEE: Wells Fargo Bank, N.A. DATE AND PLACE OF FILING: Recorded on March 3, 2005 as Document Number 3501291 in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: None. LEGAL DESCRIPTION OF PROPERTY: UNIT NO. 412, COMMON INTEREST COMMUNITY NO. 227, A CONDOMINIUM STREET ADDRESS OF PROPERTY: 620 N MAIN STREET APT 412, STILLWATER, MN 55082-4097 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $217,819.80 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 21, 2014 at 10:00 AM PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on July 21, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: November 22, 2013 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-4861-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 620 N MAIN STREET APT 412 STILLWATER, MN 55082-4097 (2) Transaction Agent NONE (3) Name of Mortgage Originator (Lender) Wells Fargo Bank, N.A. (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 28.030.20.12.0153 (6) Transaction Agent’s Mortgage ID Number (MERS number) None (Oakdale-Lake Elmo Review: Nov. 27, Dec. 4, 11, 18, 25, 2013, Jan. 1, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 29, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $350,000.00 MORTGAGOR(S): Christopher C. Clasen, a single person MORTGAGEE: Wells Fargo Bank, N.A. DATE AND PLACE OF FILING: Recorded on August 30, 2004 and memorialized upon Certificate of Title No. 60479 as Document Number 1149166 in the Office of the County Registrar of Titles of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: None. LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block Four (4), Oak Glen 5th Addition REGISTERED PROPERTY STREET ADDRESS OF PROPERTY: 1951 OAK GLEN PLACE, STILLWATER, MN 55082-9601 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $319,921.36 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 14, 2014 at 10:00 AM PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on July 14, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: November 22, 2013 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-4734-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 1951 OAK GLEN PLACE STILLWATER, MN 55082-9601 (2) Transaction Agent NONE (3) Name of Mortgage Originator (Lender) Wells Fargo Bank, N.A. (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 20.030.20.24.0010 (6) Transaction Agent’s Mortgage ID Number (MERS number) None (Oakdale-Lake Elmo Review: Nov. 27, Dec. 4, 11, 18, 25, 2013, Jan. 1, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 9, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $178,600.00 MORTGAGOR(S): John Heintz And Amanda L. Rios, both single people MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for First Mortgage Financial Corporation, a Minnesota Corporation DATE AND PLACE OF FILING: Recorded on February 23, 2006 as Document Number 3570815 in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by assignment recorded on January 18, 2012 as Document Number 3871006 in the Office of the County Recorder of Washington County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot 21, Block 1, Almar Village Townhomes, Common Interest Community Number 171 STREET ADDRESS OF PROPERTY: 7140 JORGENSEN LN SOUTH, COTTAGE GROVE, MN 55016-3545 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $167,403.76 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 21, 2014 at 10:00 AM PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on July 21, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: JOHN ROBERT HEINTZ AND AMANDA LEIGH RIOS HEINTZ “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: November 22, 2013 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. *James J. Pauly, Esq.* Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-5266-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 7140 JORGENSEN LN SOUTH COTTAGE GROVE, MN 55016- 3545 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware Corporation (3) Name of Mortgage Originator (Lender) First Mortgage Financial Corporation, a Minnesota Corporation (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 10.027.21.11.0146 (6) Transaction Agent’s Mortgage ID Number (MERS number) 100162500061887981 (Oakdale-Lake Elmo Review: Nov. 27, Dec. 4, 11, 18, 25, 2013, Jan. 1, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 4, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $211,105.00 MORTGAGOR(S): Saramee Her And Choua Yang, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for Guaranteed Rate, Inc., a Delaware corporation DATE AND PLACE OF FILING: Recorded on June 25, 2009 and memorialized upon Certificate of Title No. 66055 as Document Number 1192425 in the Office of the County Registrar of Titles of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by assignment recorded on May 18, 2012 as Document Number 1213530 in the Office of the County Registrar of Titles of Washington County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot Twenty-six, Block One, Brookview Place Second Addition, Washington County, Minnesota. REGISTERED PROPERTY STREET ADDRESS OF PROPERTY: 829 Moonlight Place, Woodbury, MN 55125 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $214,560.61 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 14, 2014 at 10:00 AM PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on July 14, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: Choua Yang and Saramee Her “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: November 18, 2013 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. *James J. Pauly, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-2007-FC02) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 829 Moonlight Place Woodbury, MN 55125 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware corporation (3) Name of Mortgage Originator (Lender) Guaranteed Rate, Inc., a Delaware corporation (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 03.028.21.43.0046 (6) Transaction Agent’s Mortgage ID Number (MERS number) 100196368002395112 (Oakdale-Lake Elmo Review: Nov. 27, Dec. 4, 11, 18, 25, 2013, Jan. 1, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Michael D. Johnson Mortgagee: M&I Marshall & Ilsley Bank Dated: 06/22/2006 Recorded: 10/25/2007 Washington County Recorder Document No. 3667346 Transaction Agent: N/A Transaction Agent Mortgage ID No: Lender or Broker: M&I Marshall & Ilsley Bank Servicer: BMO Harris Bank, N.A. Mortgage Originator: M&I Marshall & Ilsley Bank LEGAL DESCRIPTION OF PROPERTY: Unit 18A, Oak Hill Executive Center Common Interest Community Number 262, Unit 18 A, Washington County, Minnesota. This is Abstract Property. TAX PARCEL NO.: 31.030.21.34.0022 ADDRESS OF PROPERTY: 12 Long Lake Rd. 18A Mahtomedi, MN 55115 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $100,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $126,139.05 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 17, 2014, 10:00 AM PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is July 15, 2014 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: November 15, 2013 BMO Harris Bank N.A., as successor to M & I Marshall & Ilsley Bank, Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: BMO Harris Bank N.A., as successor to M & I Marshall & Ilsley Bank, Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16327-13-01073-1 (Oakdale-Lake Elmo Review: Nov. 27, Dec. 4, 11, 18, 25, 2013, Jan. 1, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 6, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $274,000.00 MORTGAGOR(S): John R. Zellner Jr. and Nicole L. Zellner, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Mortgage, It, Inc., its successors and assigns TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100112065739054894 SERVICER: Rushmore Loan Management Services, LLC LENDER: Mortgage It, Inc. DATE AND PLACE OF FILING: Washington County Minnesota, Recorder, on March 22, 2007, as Document No. 3635752. ASSIGNED TO: U.S. Bank, National Association as Legal Title Trustee for Truman 2012 SC2 Title Trust recorded December 19, 2012 by Document No. 3922686. LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 9, Creekview Preserve, Washington County, Minnesota PROPERTY ADDRESS: 5665 N 157th Street, Hugo, MN 55038 PROPERTY I.D: 17.031.21.24.0057 COUNTY IN WHICH PROPERTY IS LOCATED: Washington THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Twenty-Nine Thousand One Hundred Nine and 48/100 ($229,109.48) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on January 13, 2014 PLACE OF SALE: Sheriff`s Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, MN to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. Section 580.30 or the property is not redeemed under Minn. Stat. Section 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 14, 2014, or the next business day if July 14, 2014 falls on a Saturday, Sunday or legal holiday."THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 27, 2013 U.S. Bank, National Association as Legal Title Trustee for Truman 2012 SC2 Title Trust Randall S. Miller and Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 2050 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 13MN00188-1 A-4429675 (Oakdale-Lake Elmo Review: Nov. 27, Dec. 4, 11, 18, 25, 2013, Jan. 1, 2014)


STATE OF MINNESOTA COUNTY OF WASHINGTON DISTRICT COURT TENTH JUDICIAL DISTRICT SUMMONS BMO Harris Bank, N.A., as successor to M&I Bank FSB, Plaintiff, v. Christopher P. Viertel, Jami M. Viertel, Minnesota Housing Finance Agency, Defendants. This Summons is directed to Christopher P. Viertel, Jami M. Veirtel and Minnesota Housing Finance Agency. 1. YOU ARE BEING SUED. The Plaintiff has started a lawsuit against you. The Plaintiff’s Complaint against you is attached to this Summons. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this summons. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this summons located at: Peterson, Fram & Bergman, P.A., 55 East Fifth Street, Suite 800, St. Paul, MN 55101. 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff’s Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED THIS SUMMONS. If you do not Answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the complaint. If you do not want to contest the claims stated in the complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. 7. THIS LAWSUIT MAY AFFECT OR BRING INTO QUESTION TITLE TO REAL PROPERTY located in Washington County, State of Minnesota, legally described as follows: All that part of the Northeast Quarter of the Northwest Quarter (NE 1/4 of NW 1/4) of Section number Eighteen (18), in Township number Twenty-seven (27) North, of Range number Twenty-one (21) West, described as follows, to-wit: Beginning at the northwest corner of said tract; thence running East along the North line of said tract, Three hundred and thirty (330) feet; thence running South on a line parallel with the West line of said tract, Two hundred and twenty and forty-four one-hundredths (220.44) feet to a point, thence West on a line parallel with the North line of said tract Three hundred and thirty (330) feet to the West line of said tract; thence North along the West line of said tract Two Hundred and twenty and forty-four one hundredths (220.44) feet to the place of beginning and containing 1.67 acres, more or less. and more commonly known as 1400 Marshall Ave. St. Paul Park, MN 55071 The object of this action is to reform the legal description in the mortgage executed and delivered by Christopher P. Viertel and Jami M. Viertel to M&I Bank, FSB dated November 15, 1999, recorded December 8, 1999 in the office of the Washington County Recorder as Document No. 3082288 and to obtain an order declaring and adjudging that the M&I Bank, FSB mortgage is a first mortgage lien on the property prior and superior to any interest of the Defendants. Dated: October 1, 2013 PETERSON, FRAM & BERGMAN, P.A. /s/ Jonathan R. Cuskey (#351520) 55 East Fifth Street, Suite 800 St. Paul, MN 55101 Telephone: (651) 291-8955 Facsimile: (651) 228-1753 Attorney for Plaintiff (Oakdale-Lake Elmo Review: Nov. 20, 27, Dec. 4, 2013)


STATE OF MINNESOTA COUNTY OF WASHINGTON DISTRICT COURT PROBATE DIVISION TENTH JUDICIAL DISTRICT Court File No. 82-PR-13-5697 NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS Estate of Robert J. Monson, Decedent Notice is given that an application for informal probate of the Decedent's Will, dated July 6, 2011, and separate writings under Minn. Stat. 524.2-513, dated October 5, 2007, ("Will"), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Michele Swanson-Kamholz whose address is 8442 Beacon Road, Woodbury, MN 55125, and Robert J. Monson, Jr., whose address is 150 Southfield Avenue #2401, Stamford CT, 06902, as co-personal representatives of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 11/13/13 /s/ Pamela Kreier Registrar /s/ Annette Fritz Court Administrator Attorney for Personal Representative Randall W Sayers Hansen, Dordell, Bradt, Odlaug & Bradt, PLLP 3900 Northwoods Drive, Suite 250 Saint Paul, MN 55112 Attorney License No: 130746 Telephone: (651) 332-8725 FAX: (651) 482-8909 Email: rsayers@hdbob.com (Oakdale-Lake Elmo Review: Nov. 20, 27, 2013)


STATE OF MINNESOTA COUNTY OF WASHINGTON DISTRICT COURT TENTH JUDICIAL DISTRICT Court File No. 82-PR-13-5642 NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF LOST WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS In Re: Estate of VIVIAN M. MILLER, aka VIVIAN MARY MILLER and VIVIAN MILLER, Decedent It is Ordered and Notice is given that on December 17, 2013, at 9:00 a.m., a hearing will be held in this Court at 14949 62nd Street North, Stillwater, Minnesota, on a petition for the formal probate of an instrument purporting to be a copy of the decedent’s Will dated July 9, 1996, and for the appointment of ERICA HYLAND, whose address is: 3628 Perry Avenue North, Robbinsdale, Minnesota as personal representative of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with full power to administer the decedent’s estate, including the power to collect all assets; pay all legal debts, claims, taxes and expenses; sell real and personal property; and do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 11/14/13 BY THE COURT /s/ Susan R. Miles Judge of District Court Annette Fritz Court Administrator By /s/ Deputy JEFFREY P. SCOTT & ASSOCIATES, LLC Amanda R. Hespen MN# 0389404 2356 University Avenue W #400 St. Paul, MN 55114 Telephone: (651) 647-9533 Facsimile: (651) 647-9544 e-mail: amanda@ jeffscottandassociates.com (Oakdale-Lake Elmo Review: Nov. 20, 27, 2013)


PUBLIC NOTICE PLEASE TAKE NOTICE, that the Board of Managers of the Valley Branch Watershed District will hold a public hearing at 7 p.m., Thursday, December 12, 2013, at the Lake Elmo City Hall, 3800 Laverne Avenue North, Lake Elmo, Minnesota, to consider the proposed amendments to the Valley Branch Watershed District Rules and Regulations. All interested persons will have an opportunity to be heard at said time and place. Dated: November 12, 2013. /s/ Jill Lucas Jill Lucas, Secretary (Oakdale-Lake Elmo Review: Nov. 20, 27, 2013)


STATE OF MINNESOTA COUTNY OF WASHINGTON DISTRICT COURT TENTH JUDICIAL DISTRICT Court File Number: 82-FA-12-6916 Honorable Judge Ellen L. Maas Case Type: Annulment with Children SUMMONS In Re the Marriage of: Rolanda Leticia DelaMartinez Petitioner and James Mario Polleri Respondent THE STATE OF MINNESOTA TO THE ABOVE-NAMED RESPONDENT You are hereby summoned and required to serve upon The State of Minnesota and the Petitioner an answer to the Complaint which is herewith served upon you within twenty (20) days after service of this Summons upon you, exclusive of the date of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the complaint. Date: November 15, 2013 /s/ Rolanda Leticia DelaMartinez Petitioner PO Box 254 Hugo, MN 55038 (Oakdale-Lake Elmo Review: Nov. 20, 27, Dec. 4, 2013)


STATE OF MINNESOTA COUNTY OF WASHINGTON DISTRICT COURT TENTH JUDICIAL DISTRICT Case Type: Consumer Credit Contract/Replevin Case No.: 82-CV-13-5819 SUMMONS Country Place Mortgage Ltd., as servicer to MHC Operating Limited Partnership, Plaintiff, v. Peggy D. Franzwa, Defendant. THIS SUMMONS IS DIRECTED TO Peggy D. Franzwa, 350 Cimarron, Lake Elmo, Minnesota 55042. 1. YOU ARE BEING SUED. The Plaintiff has started a lawsuit against you. The Plaintiff's Complaint against you is attached to this summons. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this summons. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this summons located at: Foley & Mansfield, PLLP, 250 Marquette Avenue, Suite 1200, Minneapolis, MN 55401. 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff's Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED THIS SUMMONS. If you do not Answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the complaint. If you do not want to contest the claims stated in the complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. Dated: November 21, 2013. FOLEY & MANSFIELD By: /s/ Thomas J. Lallier Thomas J. Lallier (#163041) Cameron A. Lallier (#393213) 250 Marquette Avenue, Suite 1200 Minneapolis, MN 55401 Telephone: (612) 338-8788 Fax: (612) 338-8690 tlallier@foleymansfield.com Attorneys for Country Place Mortgage Ltd., as servicer to MHC Operating Limited Partnership (Oakdale-Lake Elmo Review: Nov. 27, Dec. 4, 11, 2013)


STATE OF MINNESOTA COUNTY OF WASHINGTON DISTRICT COURT TENTH JUDICIAL DISTRICT CASE TYPE: QUIET TITLE File: 82-CV-13-5930 SUMMONS BY PUBLICATION FEDERAL NATIONAL MORTGAGE ASSOCIATION, Plaintiff, vs. MOUA XIONG, MAICHAO XIONG, ALL OTHER PERSONS UNKNOWN CLAIMING ANY RIGHT, TITLE, ESTATE, INTEREST, OR LIEN IN THE REAL PROPERTY DESCRIBED IN THE COMPLAINT HEREIN, Defendants. THIS SUMMONS IS DIRECTED TO MOUA XIONG. 1. YOU ARE BEING SUED. The Plaintiff has started a lawsuit against you. The Plaintiff's Complaint against you is on file in the office of the court administrator of the above-named court. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this summons. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this summons located at: Schiller & Adam, P.A., The Academy Professional Building, 25 North Dale Street, St. Paul, MN 55102. 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff's Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED THIS SUMMONS. If you do not Answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the Complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. 7. THIS LAWSUIT MAY AFFECT OR BRING INTO QUESTION TITLE TO REAL PROPERTY located in Washington County, State of Minnesota, legally described as follows: The North One-Half of the East One-Half of Lot 15, Riverwood Acres No. 2 The object of this action is to obtain an Order, pursuant to Minn. Stat. § 559.01, determining adjudging, and decreeing the Defendants herein have no right, title, interest, estate, or lien in or upon the Real Property or any portion thereof, and that Plaintiff is the owner in fee of the Real Property described herein. Dated: November 22, 2013 SCHILLER & ADAM, P.A. By: /s/ James J. Pauly James J. Pauly (#8458X) Attorney for Plaintiff The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 Telephone: (651) 209-9785 jim@schillerandadam.com (13-1741-LIT03) (Oakdale-Lake Elmo Review: Nov. 27, Dec. 4, 11, 2013)


NOTICE OF PUBLIC SALE Notice is hereby given that on Dec 6, 2013 at 10:30 AM at Stephen's Self Storage, 5698 Hadley Ave N Oakdale, MN 55128 a public sale by competitive bidding will be held for the personal property heretofore stored with the undersigned by: Unit #131 Olympian Enterprises / Billy Yates Jr. trailer, tools, boxes of unknown content, furniture #0212 (Oakdale-Lake Elmo Review: Nov. 20, 27, 2013)


STATE OF MINNESOTA COUNTY OF WASHINGTON TENTH JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 82-PR-13-5818 NOTICE TO CREDITORS: FOREIGN PERSONAL REPRESENTATIVE ACTING IN MINNESOTA Estate of Roy G. Roznick, Decedent Notice is given that Daniel R. Roznick, residing at 6 Boulderwood Court, Negaunee, MI, 49866 is the domiciliary foreign Personal Representative (“Personal Representative”) for the estate of Roy G. Roznick, a resident of the state of Michigan. On November 14, 2013, the Personal Representative filed with the Court a document stating an intention to exercise, as to assets in Minnesota, all powers of a local Personal Representative and to maintain actions and proceedings in Minnesota in accordance with Minn. Stat. 524.4-205. Notice is also given that any Minnesota creditor who objects to the Personal Representative’s exercise of power over assets in Minnesota must file a written objection within 60 days from the Personal Representative’s filing. If no objections are filed, the representative may, after the expiration of the 60 day period, exercise all powers of a local Personal Representative. Dated: 11/18/13 /s/ Annette Fritz Court Administrator By /s/ Pamela Kreier Deputy Attorney for Foreign Personal Representative Patrick J Gallagher Ginkel & Gallagher 563 Bielenberg Drive, #215 Woodbury, MN 55125 Attorney License No: 33182 Telephone: (651) 224-4741 FAX: (651) 223-5318 Email: patgallagher @ginkelandgallagher.com (Oakdale-Lake Elmo Review: Nov. 27, Dec. 4, 2013)


CITY OF LAKE ELMO COUNTY OF WASHINGTON STATE OF MINNESOTA ORDINANCE NO. 08-095 AN ORDINANCE ADOPTING THE LAKE ELMO DESIGN STANDARDS MANUAL AND ESTABLISHING DESIGN REVIEW PROCEDURES IN THE URBAN RESIDENTIAL AND COMMERCIAL ZONING DISTRICTS Section 1: Ordinance 08-095: The City Council of the City of Lake Elmo has adopted Ordinance No. 08-095, which adopts the Lake Elmo Design Standards Manual by reference and establishes design review procedures for certain types of development activity in the Urban Residential and Commercial zoning districts. The full text of Ordinance No. 08-095 is available for inspection at Lake Elmo city hall during regular business hours. Section 2: Effective Date: This ordinance shall become effective immediately upon adoption and publication. ADOPTION DATE: Passed by the Lake Elmo City Council on the 19th day of November, 2013. Ayes: 4 Nays: 1, Bloyer /s/ Mike Pearson, Mayor Attest: /s/ Adam Bell, City Clerk (Oakdale-Lake Elmo Review: Nov. 27, 2013)


CERTIFICATE OF ASSUMED NAME STATE OF MINNESOTA Minnesota Statutes Chapter 333: 1. List the exact assumed name under which the business is or will be conducted: Community Power 2. Principal Place of Business: 3394 Lake Elmo Avenue N. (PO Box 174), Lake Elmo, MN 55042 3. List the name and complete street address of all persons conducting business under the above Assumed Name: North American Water Office, 3394 Lake Elmo Ave. N., Lake Elmo, MN 55042 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11/8/13 /s/ George W. Crocker NAWO Executive Director (Oakdale-Lake Elmo Review: Nov. 27, Dec. 4, 2013)


SUMMARY OF ADVERTISEMENT FOR BIDS/REQUESTS FOR PROPOSALS FOR WASHINGTON COUNTY Requests for Proposals are being solicited until 3:30 p.m., December 6, 2013, for the services of a transportation and engineering consultant to prepare preliminary designs and evaluations of corridor improvements on CSAH 5 (Stillwater Blvd./Olive Street). Go to: http://www.co.washington.mn.us/ bids.aspx for further details. (Oakdale-Lake Elmo Review: Nov. 27, 2013)


CITY OF LAKE ELMO WASHINGTON COUNTY STATE OF MINNESOTA ORDINANCE NO. 08-094 AN ORDINANCE AMENDING MUNICIPAL FEES TO INCORPORATE ELECTRICAL PERMIT FEES SECTION 1. The City Council of the City of Lake Elmo hereby amends Appendix B of the Lake Elmo Municipal Code to read as follows: APPENDIX B: ELECTRICAL PERMIT FEES DOWNLOAD PDF TO VIEW CHART


 

Document: 
PDF Document: