Public Notices Mar. 19, 2014 Oakdale - Lake Elmo Review

Public Notices, Foreclosure Notices & Legal Notices published Mar. 19, 2014 in the Oakdale - Lake Elmo Review. Serving the surrounding communities of Oakdale, Lake Elmo and Washington County.

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NOTICE OF MORTGAGE FORECLOSURE SALE Date: February 5, 2014 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the dated April 21, 2005, executed by Terry Boesel, a single person, as mortgagor, to Homeservices Lending, LLC dba Edina Realty Mortgage, as mortgagee, and recorded on May 19, 2005 as Document Number 3515077; which mortgage was assigned to Wells Fargo Bank, N.A. by written assignment recorded on May 19, 2005 as Document Number 3515078; which mortgage was assigned to People’s Bank by written assignment recorded on April 26, 2013 as Document Number 3942942, in the office of the County Recorder of Washington County, Minnesota. The land described in the Mortgage is not registered land. 2. As the result of a merger, People’s Bank is now known as People's United Bank. 3. The original principal amount secured by the Mortgage was $228,560.00. 4. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 5. No mortgagor has been released from financial obligation on the mortgage. 6. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 7. At the date of this notice the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is $231,583.03. 8. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Legal Description: Lot 4, Block 1, Sweet Grass Meadows 2nd Addition, according to the map or plat thereof on file or of record in the office of the County Recorder in and for Washington County, Minnesota will be sold by the Sheriff of Washington County, Minnesota, at public auction on April 3, 2014 at 10:00 a.m. at the office of the Washington County Sheriff, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota 55082. 9. The mortgagor must vacate the property on or before 11:59 p.m. October 3, 2014, if the mortgage is not reinstated under Minn. Stat. Sec. 580.30, the property is not redeemed under Minn. Stat. Sec. 580.23, or the redemption period is not reduced under section 582.032. 10. The time allowed by law for redemption by Mortgagor or Mortgagor’s personal representatives or assigns is 6 months after the date of sale. 11. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 12. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 13. THE MORTGAGEE DOES NOT INTEND A MERGER OF TITLE WITH ANY OTHER INTEREST IT HOLDS. Foreclosure Data required by Minn. Stat. Sec. 580.025 1. Property Address: 6344 151st Street Court North, Hugo, Minnesota 55038 2. Transaction Agent: Not Applicable 3. Name of Mortgage Originator (Lender): Homeservices Lending, LLC dba Edina Realty Mortgage; assigned to Wells Fargo Bank, N.A.; and assigned to People’s Bank 4. Residential Servicer: Wells Fargo Bank, National Association 5. Tax Parcel Identification Number: 16-031-21-33-0038 6. Transaction Agent’s Mortgage ID Number: Not Applicable Wells Fargo Bank, National Association, servicer for People’s United Bank Attorneys for Mortgagee James T. Keig STEPHENSON, SANFORD, PIERSON & THONE, P.L.C. Suite 220 1905 East Wayzata Boulevard Wayzata, MN 55391 (952) 404-2100 7-3089 (Oakdale-Lake Elmo Review: Feb. 12, 19, 26, Mar. 5, 12, 19, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Kenneth J. Purey, a single person Mortgagee: Summit Mortgage Corporation Dated: 06/30/2009 Recorded: 07/20/2009 Washington County Recorder Document No. 3750835 Assigned To: Minnesota Housing Finance Agency Dated: 06/30/2009 Recorded: 09/09/2009 Washington County Recorder Document No. 3758603 Transaction Agent: N/A Transaction Agent Mortgage ID No: N/A Lender or Broker: Summit Mortgage Corporation Servicer: U.S. Bank Home Mortgage Mortgage Originator: Summit Mortgage Corporation LEGAL DESCRIPTION OF PROPERTY: Lots 22 and 23, Block 7, Lake Park-Addition, together with that part of the vacated alley, Washington County, Minnesota. This is Abstract Property. TAX PARCEL NO.: 31.029.21.23.0087 ADDRESS OF PROPERTY: 538 Gentry Ave N Oakdale, MN 55128 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $117,826.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $123,808.34 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 4, 2014, 10:00 AM PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is October 4, 2014 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: January 30, 2014 Minnesota Housing Finance Agency, Assignee of Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: Minnesota Housing Finance Agency, Assignee of Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16205-14-00113-1 (Oakdale-Lake Elmo Review: Feb. 12, 19, 26, Mar. 5, 12, 19, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Steven M. Stepaniak and Wendy K. Stepaniak, husband and wife Mortgagee: JPMorgan Chase Bank, NA Dated: 03/24/2006 Recorded: 05/17/2006 Washington County Recorder Document No. 3585369 Transaction Agent: N/A Transaction Agent Mortgage ID No: N/A Lender or Broker: JPMorgan Chase Bank, NA Servicer: JPMorgan Chase Bank, NA (HE) Mortgage Originator: JPMorgan Chase Bank, NA LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 2, Lake Villa Estates 2nd Addition according to the recorded plat thereof in Washington County, Minnesota. This is Abstract Property. TAX PARCEL NO.: 10.028.21.13.0089 ADDRESS OF PROPERTY: 1456 Clippership Bay Woodbury, MN 55125 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 138,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: 49,117.99 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 4, 2014, 10:00 AM PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 1 Year from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is April 4, 2015 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: February 6, 2014 JPMorgan Chase Bank, National Association, Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: JPMorgan Chase Bank, National Association, Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 13511-13-01031-1 (Oakdale-Lake Elmo Review: Feb. 12, 19, 26, Mar. 5, 12, 19, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Antonio Ramirez and Gloria Ramirez, husband and wife. Mortgagee: Mortgage Electronic Registration Systems, Inc. as nominee for Mortgage Lenders Network USA, Inc. Dated: 12/07/2006 Filed: 12/20/2006 Washington Registrar of Titles Document No. 1173333 Against Certificate of Title No.: 54559 Assigned To: Deutsche Bank National Trust Company as Trustee for the MLMI Trust Series 2007- MLN1 Dated: 08/03/2009 Filed 08/11/2009 Washington County Registrar of Titles Document No. 1193491 Against Certificate of Title No.: 54559 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage ID No: 1002610-6200035285-8 Lender or Broker: Mortgage Lenders Network USA, Inc. Servicer: Nationstar Mortgage, LLC Mortgage Originator: Mortgage Lenders Network USA, Inc. LEGAL DESCRIPTION OF PROPERTY: A certain tract or parcel of land in Washington County, in the State of Minnesota, described as follows: Torrens Certificate #54559 Lot Twenty-one (21), Block Two (2), Oak Green Addition, according to the map or plat thereof on file or of record in the office of the Registrar of Titles in and for Washington County, Minnesota This is Registered Property. TAX PARCEL NO.: 19.029.21.12.0071 ADDRESS OF PROPERTY: 6727 Upper 28th St N Oakdale, MN 55128 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $231,625.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $322,962.13 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 11, 2014, 10:00 AM PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is October 11, 2014 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: February 7, 2014 Deutsche Bank National Trust Company, as Trustee for the Certificateholders of Merrill Lynch Mortgage Investors Trust, Mortgage Loan Asset-backed Certificates, Series 2007-MLN1, Assignee of Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: Deutsche Bank National Trust Company, as Trustee for the Certificateholders of Merrill Lynch Mortgage Investors Trust, Mortgage Loan Asset-backed Certificates, Series 2007-MLN1, Assignee of Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 17226-13-00454-1 (Oakdale-Lake Elmo Review: Feb. 19, 26, Mar. 5, 12, 19, 26, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: James N. Zackary, a single man Mortgagee: Mortgage Electronic Registration Systems, Inc. as nominee for America`s Wholesale Lender Dated: 11/18/2004 Filed: 12/17/2004 Washington Registrar of Titles Document No. 1152810 Against Certificate of Title No.: 60849 Assigned To: The Bank of New York Mellon fka The Bank of New York as Trustee for the Certificateholders of CWABS 04-AB2 Dated: 09/10/2009 Filed 10/09/2009 Washington County Registrar of Titles Document No. 1194565 Against Certificate of Title No.: 60849 Assigned To: The Bank of New York Mellon fka The Bank of New York as Trustee for the Certificateholders of CWABS, Inc. Asset Backed Certificates, Series 2004-AB2 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage ID No: 1000157-0004449201-1 Lender or Broker: Countrywide Home Loans, Inc. Servicer: Bank of America, N.A. Mortgage Originator: Countrywide Home Loans, Inc. LEGAL DESCRIPTION OF PROPERTY: Lot Nine (9), Block One (1), Thompson Grove Estates 10th Addition, according to the plat thereof on file and of record in the office of the Registrar of Titles, Washington County, Minnesota This is Registered Property. TAX PARCEL NO.: 16.027.21.24.0007 ADDRESS OF PROPERTY: 8403 Innsdale Ave S Cottage Grove, MN 55016 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $151,920.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $217,094.87 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 11, 2014, 10:00 AM PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is October 11, 2014 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: February 11, 2014 The Bank of New York Mellon fka The Bank of New York as Trustee for the Certificateholders of CWABS, Inc. Asset Backed Certificates, Series 2004-AB2, Assignee of Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: The Bank of New York Mellon fka The Bank of New York as Trustee for the Certificateholders of CWABS, Inc. Asset Backed Certificates, Series 2004-AB2, Assignee of Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16751-113910 (Oakdale-Lake Elmo Review: Feb. 19, 26, Mar. 5, 12, 19, 26, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 7, 2010 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $217,291.00 MORTGAGOR(S): Stacey E. Forster, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for The Business Bank, dba Prime Mortgage, a Minnesota Banking Corporation DATE AND PLACE OF FILING: Recorded on May 17, 2010 as Document Number 3791335 in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by assignment recorded on February 8, 2012 as Document Number 3874068 in the Office of the County Recorder of Washington County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Unit No. 1201, Common Interest Community No. 248, a Condominium, Windward, Washington County, Minnesota. STREET ADDRESS OF PROPERTY: 10735 FALLING WATER LN UNIT A, WOODBURY, MN 55129-5321 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $226,341.12 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 15, 2014 at 10:00 am PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on October 15, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: February 18, 2014 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. *James J. Pauly, Esq.* Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (14-0113-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 10735 FALLING WATER LN UNIT A WOODBURY, MN 55129-5321 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc. (3) Name of Mortgage Originator (Lender) The Business Bank, dba Prime Mortgage, a Minnesota Banking Corporation (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 11.028.21.43.0122 (6) Transaction Agent’s Mortgage ID Number (MERS number) 100132-1000061147-4 (Oakdale-Lake Elmo Review: Feb. 26, Mar. 5, 12, 19, 26, Apr. 2, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Tiffany M. Glowartz, a single person. Mortgagee: CU Mortgage Services, Inc. Dated: 04/30/2003 Recorded: 07/10/2003 Washington County Recorder Document No. 3352637 Transaction Agent: N/A Transaction Agent Mortgage ID No: N/A Lender or Broker: C.U. Mortgage Services, Inc. Servicer: C.U. Mortgage Services, Inc. Mortgage Originator: C.U. Mortgage Services, Inc. LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 2, East Parkview First Addition, Washington County, Minnesota This is Abstract Property. TAX PARCEL NO.: 10.027.21.12.0010 ADDRESS OF PROPERTY: 7020 Jocelyn Avenue South Cottage Grove, MN 55016 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $120,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $102,487.02 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 18, 2014, 10:00 AM PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is October 18, 2014 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: February 13, 2014 CU Mortgage Services, Inc., Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: CU Mortgage Services, Inc., Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 8880-13-00128-7 (Oakdale-Lake Elmo Review: Feb. 26, Mar. 5, 12, 19, 26, Apr. 2, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: October 16, 2007 MORTGAGOR: Cheryl A. Russell and Shawn Russell, wife and husband. MORTGAGEE: Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded October 25, 2007 Washington County Recorder, Document No. 3667331. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. Dated November 22, 2013 Recorded November 27, 2013, as Document No. 3972924. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 700 Guthrie Avenue North, Oakdale, MN 55128 TAX PARCEL I.D. #: 31.029.21.14.0001 LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block Three (3), Ridgecrest Estates, Washington County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $231,300.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $249,952.52 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 17, 2014 at 10:00 AM PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 17, 2014, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: February 14, 2014 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 14-001304 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. (Oakdale-Lake Elmo Review: Feb. 26, Mar. 5, 12, 19, 26, Apr. 2, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 11/15/1999 MORTGAGOR(S): Christopher P. Viertel and Jami M. Viertel, husband and wife. MORTGAGEE: M & I Bank FSB Transaction Agent: N/A Transaction Agent Mortgage ID No: n/a Lender or Broker: M & I Bank FSB Servicer: BMO Harris Bank, N.A. Mortgage Originator: M & I Bank FSB DATE AND PLACE OF RECORDING: Recorded December 08, 1999,Washington County Recorder, Document No. 3082288. LEGAL DESCRIPTION OF PROPERTY: All that part of the Northeast Quarter of Northwest Quarter (NE 1/4-NW 1/4) of Section Number Eighteen (18) in Township Number Twenty-seven (27), North of Range Number Twenty-one (21) West, described as follows, to-wit; beginning at the Northwest corner of said tract, thence running East along the North line of said tract Three Hundred and Thirty (330) feet; thence running South on a line parallel with the West line of said tract, Two Hundred and Twenty and Forty-four One Hundredths (220.44) feet to a point, thence West on a line parallel with the North line of said tract Three Hundred and Thirty (330) feet to the West line of said tract; thence North along the West line of said tract Two Hundred and Twenty and Forty-four One Hundredths (220.44) feet to the place of beginning. REGISTERED PROPERTY: No TAX PARCEL NO.: 18.027.21.21.0109 ADDRESS OF PROPERTY: 1400 Marshall Ave Saint Paul Park, MN 55071 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $132,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $29,283.04 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Friday, April 18, 2014, 10:00 a.m. PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 1 year from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is 04/20/2015 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: February 13, 2014 BMO Harris Bank N.A., as successor to M & I Bank FSB Mortgagee Peterson, Fram & Bergman, P.A. By: Jon R. Cuskey Attorneys for: BMO Harris Bank N.A., as successor to M & I Bank FSB Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16327-13-00895-2 (Oakdale-Lake Elmo Review: Feb. 26, Mar. 5, 12, 19, 26, Apr. 2, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 17, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $144,000.00 MORTGAGOR(S): Lois L. Arends, unmarried MORTGAGEE: The Mortgage Company, a Minnesota Corporation DATE AND PLACE OF FILING: Recorded on November 4, 2002 and memorialized upon Certificate of Title No. 56450 as Document Number 1118743 in the Office of the County Registrar of Titles of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Home Mortgage, Inc., a California corporation n/k/a Wells Fargo Bank, N.A., successor by merger to Wells Fargo Home Mortgage, Inc. by assignment recorded on November 4, 2002 as Document Number 1118744 in the Office of the County Registrar of Titles of Washington County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: All that part of the Northeast Quarter of the Northwest Quarter (NE 1/4 of NW 1/4) of Section Four (4), Township Twenty-nine (29), North of Range Twenty (20) West, described as follows: Beginning at the intersection of the south right of way line of State Trunk Highway No. 212 and the west line of the Northeast Quarter of the Northwest Quarter (NE 1/4 of NW 1/4) of Section Fourth (4), and running thence East on the south right of way line of State Trunk Highway No. 212, a distance of 872 feet to an iron pipe; thence south and parallel with the west line of the Northeast Quarter of the Northwest Quarter (NE 1/4 of NW 1/4) of said Section Four (4), a distance of 280 feet to a point, said point being the Northeast (NE) corner of the tract of land to be conveyed; thence West and parallel with the South right of way line of State Trunk Highway No. 212, a distance of 110 feet to an iron pipe; thence South and parallel with the West line of the Northeast Quarter of the Northwest Quarter (NE 1/4 of NW 1/4) of said Section Four (4) a distance of 100 feet, to an iron pipe; thence East and parallel with the south right of way line of State Trunk Highway No. 212, a distance of 110 feet to an iron pipe; thence North and parallel with the west line of the Northeast Quarter of the Northwest Quarter (NE 1/4 of NW 1/4) of said Section Four (4), a distance of 100 feet to the Northeast (NE) corner of said tract; subject to power line easements of record. Grantees in accepting this deed agree and covenant that said tract shall not be used for commercial purposes. ALSO an easement for purposes of ingress to and egress from said tract of land over and across the following parcels of land in the Northeast Quarter of the Northwest Quarter (NE 1/4 of NW 1/4) of said Section Four (4): 1. A tract of 30 feet in width from east to west and 380 feet in length from north to south, the west line of which is located as follows: Beginning at a point in the south right of way line of said Trunk Highway No. 212, a distance of 872 feet east of the west line of the Northeast Quarter of the Northwest Quarter (NE 1/4 of NW 1/4) of said Section Four (4) and running thence south and parallel with the west line of the Northeast Quarter of the Northwest Quarter (NE 1/4 of NW 1/4) of said Section Four (4), a distance of 380 feet. 2. A tract 300 feet in width from north to south and 110 feet in length from east to west the south line of which is located as follows: Beginning at a point 280 feet south of the south right of way line of said State Trunk Highway No 212 and 872 feet east of the west line of the Northeast Quarter of the Northwest Quarter (NE 1/4 of NW 1/4) of said Section Four (4) and running thence west and parallel with the said south right of way line 110 feet. That said easements shall be used by grantees in common with grantors subsequent purchasers of other tracts of land now owned by grantors and is given for the purpose of providing a roadway for grantees and others connecting with said Highway No. 212. Grantees agree to join with grantors in conveying their easement in said tracts to the township or other governing municipal corporation for the purpose of establishing a public roadway over and across said tracts at such time as said municipal corporation will accept said tracts for such purpose. REGISTERED PROPERTY STREET ADDRESS OF PROPERTY: 5896 OLENE AVENUE N, STILLWATER, MN 55082-6316 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $112,898.20 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 22, 2014 at 10:00 am PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on October 22, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: February 28, 2014 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. *James J. Pauly, Esq.* Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (14-0369-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 5896 OLENE AVENUE N STILLWATER, MN 55082-6316 (2) Transaction Agent None (3) Name of Mortgage Originator (Lender) The Mortgage Company, a Minnesota Corporation (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 04.029.20.21.0008 (6) Transaction Agent’s Mortgage ID Number (MERS number) None (Oakdale-Lake Elmo Review: Mar. 5, 12, 19, 26, Apr. 2, 9, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 18, 2010 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $174,405.00 MORTGAGOR(S): Amie J. Jensen fka Amie J. Beck And David E. Jensen, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for Flagship Financial Group, LLC, a Minnesota Limited Liability Company DATE AND PLACE OF FILING: Recorded on April 15, 2010 as Document Number 3787566 in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by assignment recorded on November 20, 2013 as Document Number 3972261 in the Office of the County Recorder of Washington County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Unit No. 101, Common Interest Community No. 72, Pendryn Villas, a condominium 8th Supplemental Condominium Plat, Washington County, Minnesota STREET ADDRESS OF PROPERTY: 9339 TURNBERRY ALCOVE #101, WOODBURY, MN 55125-7714 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $172,053.18 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 22, 2014 at 10:00 am PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on October 22, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: February 28, 2014 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (14-0110-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 9339 TURNBERRY ALCOVE #101 WOODBURY, MN 55125-7714 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware corporation (3) Name of Mortgage Originator (Lender) Flagship Financial Group, LLC, a Minnesota Limited Liability Company (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 03.028.21.21.0113 (6) Transaction Agent’s Mortgage ID Number (MERS number) 100052211011594452 (Oakdale-Lake Elmo Review: Mar. 5, 12, 19, 26, Apr. 2, 9, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 19, 2006 MORTGAGOR: David Chilson and Sarah Chilson, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded January 10, 2007 Washington County Recorder, Document No. 3624639. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee for the Certificateholders CitiGroup Mortgage Loan Trust Inc. Assetbacked Pass-through Certificates, Series 2007-AHL3. Dated February 28, 2011 Recorded April 29, 2011, as Document No. 3839500. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100176106120793410 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Axiom Financial Services RESIDENTIAL MORTGAGE SERVICER: Select Portfolio Servicing, Inc. MORTGAGED PROPERTY ADDRESS: 6985 21st Street North, Oakdale, MN 55128 TAX PARCEL I.D. #: 19.029.21.44.0034 LEGAL DESCRIPTION OF PROPERTY: Unit Number 7, Common Interest Community No. 149, Oakdale Stone Ridge Courthomes, according to the recorded plat thereof, Washington County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $149,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $168,922.03 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 16, 2014 at 10:00 AM PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 16, 2014, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: February 18, 2014 U.S. Bank National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 38 - 14-001222 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. (Oakdale-Lake Elmo Review: Mar. 5, 12, 19, 26, Apr. 2, 9, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 11, 2001 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,000.00 MORTGAGOR(S): Joseph H. O’Kane And Laura M. O’Kane, husband and wife MORTGAGEE: Wells Fargo Home Mortgage, Inc., a California Corporation n/k/a Wells Fargo Bank, NA, successor by merger to Wells Fargo Home Mortgage, Inc. DATE AND PLACE OF FILING: Recorded on May 25, 2001 as Document Number 3158578 in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: None. LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 2, Featherstone Ridge 2nd Addition, Washington County, Minnesota. STREET ADDRESS OF PROPERTY: 8409 Beacon Road, Woodbury, MN 55125-8432 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $170,113.46 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 22, 2014 at 10:00 am PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on October 22, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: Joseph H. O’Kane and Laura M. O’Kane “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: February 25, 2014 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-4466-FC02) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 8409 Beacon Road Woodbury, MN 55125-8432 (2) Transaction Agent None (3) Name of Mortgage Originator (Lender) Wells Fargo Bank, N.A. (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 21.028.21.34.0066 (6) Transaction Agent’s Mortgage ID Number (MERS number) None (Oakdale-Lake Elmo Review: Mar. 5, 12, 19, 26, Apr. 2, 9, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE Date: March 3, 2014 1. Default has occurred in the conditions of a Mortgage, dated August 5, 2003, given by Collins Property Management, LLC, as mortgagor, to North American Banking Company, as mortgagee. Such mortgage was filed with the County Recorder, Washington County, Minnesota on November 12, 2003 as Document No. 3400945. Modified by Modification of Mortgage, dated September 22, 2009, recorded October 21, 2009 as Document No. 3763946. 2. The original principal amount secured by the Mortgage was: $150,000.00 3. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof, and no Mortgagor has been released from liability on the Mortgage. 4. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 5. At the date of this notice, the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is: $120,284.66 6. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Unit 220, Common Interest Community No. 205, Oakdale Square Second Addition Office Park, Washington County, Minnesota will be sold by the Sheriff of Washington County, Minnesota, at public auction on April 24, 2014 at 10:00 a.m., at the Sheriff's office, located at 15015 62nd St N, Stillwater, Minnesota 55082, to pay the debt then secured by said Mortgage and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law. 7. The time allowed by law for redemption by Mortgagor or Mortgagor’s personal representatives or assigns is six (6) months after the date of sale. Each holder of a junior lien may redeem in the order and manner provided in Minnesota Statutes Chapters 580 and 582, beginning after the expiration of the mortgagor's redemption period. Property Address: 6230 10th Street, Suite 220, Oakdale, MN 55128 Parcel No.: 30-029-21-33-0026 Mortgage ID No. 3051779 Servicer: North American Banking Company, as mortgagee PETERSEN, PLC Attorney for North American Banking Company, Mortgagee Mark A. Petersen (Atty. No. 278580) 217 Second St. N., Main Floor Stillwater, MN 55082 651-351-0500 NAB.002 / 3051779 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR (Oakdale-Lake Elmo Review: Mar. 12, 19, 26, Apr. 2, 9, 16, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 28, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $165,000.00 MORTGAGOR(S): Thomas Eineke and Margaret Eineke, f.k.a. Margaret S. Ledman, husband and wife MORTGAGEE: Wells Fargo Home Mortgage, Inc., a California corporation, n/k/a Wells Fargo Bank, N.A., successor by merger to Wells Fargo Home Mortgage, Inc. DATE AND PLACE OF FILING: Filed July 30, 2002 Washington County Recorder; Document No. 3253960 ASSIGNMENTS OF MORTGAGE: Assigned to: None LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, Pine Glen 3rd Addition STREET ADDRESS OF PROPERTY: 9647 Hamlet Avenue South, Cottage Grove, MN 55016 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $164,709.88 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 30, 2014 at 10:00 a.m. PLACE OF SALE: Washington County Sheriff’s office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota. To pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on October 30, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: March 5, 2014 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. *James J. Pauly, Esq.* Steven R. Pennock, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (Z3599) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 9647 Hamlet Avenue South, Cottage Grove, MN 55016 (2) Transaction Agent None (3) Name of Mortgage Originator (Lender) Wells Fargo Home Mortgage, Inc., a California corporation, n/k/a Wells Fargo Bank, N.A., successor by merger to Wells Fargo Home Mortgage, Inc. (4) Residential Servicer Wells Fargo 800-868-0043 (5) Tax Parcel Identification Number 20.027.21.32.0055 (6) Transaction Agent’s Mortgage ID Number (MERS number) None (Oakdale-Lake Elmo Review: Mar. 12, 19, 26, Apr. 2, 9, 16, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 28, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $144,950.00 MORTGAGOR(S): Derek J. Marah, single MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Voyager Bank, a Minnesota Banking Corporation DATE AND PLACE OF FILING: Recorded on August 18, 2005 as Document Number 3533459 in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by assignment recorded on November 30, 2010 as Document Number 3819400 in the Office of the County Recorder of Washington County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Unit 2321, Condominium Number 57, Estates of Sunview Condominium, Washington County, Minnesota STREET ADDRESS OF PROPERTY: 2321 GRENADIER AVE N, OAKDALE, MN 55128-4317 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $131,134.34 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 7, 2014 at 10:00 am PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on November 7, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: March 7, 2014 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. *James J. Pauly, Esq.* Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (14-0204-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 2321 GRENADIER AVE N OAKDALE, MN 55128-4317 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc. (3) Name of Mortgage Originator (Lender) Voyager Bank, a Minnesota Banking Corporation (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 19.029.21.42.0155 (6) Transaction Agent’s Mortgage ID Number (MERS number) 1000389-0001002238-7 (Oakdale-Lake Elmo Review: Mar. 12, 19, 26, Apr. 2, 9, 16, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: March 25, 2005 MORTGAGOR: Anthony O. Dewaele and Joan M. Dewaele, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Prime Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded April 25, 2005 Washington County Recorder, Document No. 3511127. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S Bank National Association. Dated October 15, 2012 Recorded October 31, 2012, as Document No. 3914571. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000092675 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prime Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 893 Hadley Lane North, Oakdale, MN 55128 TAX PARCEL I.D. #: 3102921110101 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 34, Tanners Lake Heights Plat No. 6, according to the recorded plat thereof, and situate in Washington County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $213,300.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $215,222.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 12, 2014 at 10:00 AM PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 12, 2014, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: January 2, 2014 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19 - 13-002438 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. (Oakdale-Lake Elmo Review: Jan. 22, 29, Feb. 5, 12, 19, 26, 2014) NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing forclosure sale is postponed until April 23, 2014 at 10:00 a.m. at the Sheriff’s Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, MN, in said county and state. Dated March 7, 2014 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-13-002438 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR (Oakdale-Lake Elmo Review: Mar. 19, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: William Elliott and Heidi Elliott, husband and wife Mortgagee: Mortgage Electronic Registration Systems, Inc. as nominee for American Sterling Bank Dated: 06/25/2007 Recorded: 07/09/2007 Washington County Recorder Document No. 3651450 Assigned To: BAC Home Loans Servicing, LP Dated: 08/16/2009 Recorded: 09/09/2009 Washington County Recorder Document No. 3758532 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage ID No: 100046900000729587 Lender or Broker: American Sterling Bank Servicer: Bank of America, N.A. Mortgage Originator: American Sterling Bank LEGAL DESCRIPTION OF PROPERTY: Lots 21 and 22, Block 8, Wilkins Addition to Stillwater, Washington County, Minnesota This is Abstract Property. TAX PARCEL NO.: 21.030.20.34.0139 ADDRESS OF PROPERTY: 310 WILKINS STREET WEST STILLWATER, MN 55082 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 239,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: 337,443.48 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 16, 2014, 10:00 AM PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is November 16, 2014 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: March 12, 2014 Bank of America, N.A., Assignee of Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: Bank of America, N.A., Assignee of Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16751-14-00229-2 (Oakdale-Lake Elmo Review: Mar. 19, 26, Apr. 2, 9, 16, 23, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 11, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $170,736.00 MORTGAGOR(S): Donald W. Folske and Karen A. Folske, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for Polaris Home Funding Corp., a Michigan Corporation DATE AND PLACE OF FILING: Recorded on May 4, 2009 as Document Number 3737937 in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by assignment recorded on December 11, 2013 as Document Number 3974381 in the Office of the County Recorder of Washington County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: The South one-half (S 1/2) of all that part of Lots Four (4), Five (5) and Six (6), Block One (1), Lake Park 3rd Addition, Washington County, Minnesota, described as follows: Commence at the Northwest corner of Lot Six (6) of Block One (1) of Lake Park Third Addition Oakdale Township, as now on file in the Register of Deeds office in and for the County of Washington, State of Minnesota; thence South along the West line of said Lot Six (6) for One Hundred Fifty (150) feet to the point of beginning of this description; thence East and parallel to the North line of Lots Four (4), Five (5) and Six (6) of said Block One (1) for One Hundred Ninety-Three and Five Tenths (193.5) feet to the East line of said Lot Four (4); thence South along said East line of Lot Four (4) for One Hundred Forty-Three and Sixty-One Hundredths (143.61) feet to the Southeast corner thereof; thence West along the South line of said Lots Four (4), Five (5) and Six (6), for One Hundred Ninety-Three and One Tenth (193.1) feet to the Southwest corner of said Lot Six (6); thence North along said West line of Lot Six (6) for One Hundred Forty- Three and Eighty-Seven Hundredths (143.87) feet to the point of beginning. STREET ADDRESS OF PROPERTY: 961 GERSHWIN AVE NORTH, OAKDALE, MN 55128-7403 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $171,752.23 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 6, 2014 at 10:00 am PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on November 6, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: March 13, 2014 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. *James J. Pauly, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (14-0436-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 961 GERSHWIN AVE NORTH OAKDALE, MN 55128-7403 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware corporation (3) Name of Mortgage Originator (Lender) Polaris Home Funding Corp., a Michigan Corporation (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 31.029.21.22.0006 (6) Transaction Agent’s Mortgage ID Number (MERS number) 1001406-0000038797-3 (Oakdale-Lake Elmo Review: Mar. 19, 26, Apr. 2, 9, 16, 23, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 12, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $142,500.00 MORTGAGOR(S): Melissa M. Garay-Triviski, a married person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for Advisor`s Mortgage, LLC, a Minnesota limited liability company DATE AND PLACE OF FILING: Recorded on September 16, 2003 and memorialized upon Certificate of Title No. 59205 as Document Number 1135291 in the Office of the County Registrar of Titles of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: The Bank Of New York Mellon f/k/a The Bank of New York as Trustee for the Certificateholders of CWMBS, Inc., Alternative Loan Trust 2003-20CB Mortgage Pass- Through Certificates, Series 2003-51 by assignment recorded on December 27, 2011 as Document Number 1210588 in the Office of the County Registrar of Titles of Washington County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot Thirteen (13), Block One (1), Oakpond Terrace 2nd Addition, Washington County, Minnesota. REGISTERED PROPERTY STREET ADDRESS OF PROPERTY: 1341 GRANITE AVENUE NORTH, OAKDALE, MN 55128 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $120,700.81 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 6, 2014 at 10:00 am PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on November 6, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: March 14, 2014 THE BANK OF NEW YORK MELLON F/K/A THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS, INC., ALTERNATIVE LOAN TRUST 2003-20CB MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2003-51 Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. *Curt N. Trisko, Esq.* Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-2224-FC02) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 1341 GRANITE AVENUE NORTH OAKDALE, MN 55128 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc. (3) Name of Mortgage Originator (Lender) Advisor`s Mortgage, LLC, a Minnesota limited liability company (4) Residential Servicer Bank of America, N.A. (5) Tax Parcel Identification Number 30-029-21-42-0029 (6) Transaction Agent’s Mortgage ID Number (MERS number) 100199600000054920 (Oakdale-Lake Elmo Review: Mar. 19, 26, Apr. 2, 9, 16, 23, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 29, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $166,800.00 MORTGAGOR(S): Leon M. Hanka, a married person MORTGAGEE: Wells Fargo Bank, N.A. DATE AND PLACE OF FILING: Recorded on June 27, 2007 and memorialized upon Certificate of Title No. 64358 as Document Number 1178434 in the Office of the County Registrar of Titles of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: None. LEGAL DESCRIPTION OF PROPERTY: Lot Forty-four (44), Block One (1), Common Interest Community No. 115, Lakeview Townhomes of Woodbury 2nd Addition, together with appurtenant easements created pursuant to Declaration, Document No. 1065581 A Planned Community, Washington County, Minnesota REGISTERED PROPERTY STREET ADDRESS OF PROPERTY: 6153F TAHOE CIRCLE, WOODBURY, MN 55125-1942 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $168,462.05 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2014 at 10:00 AM PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on July 28, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: December 4, 2013 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. *James J. Pauly, Esq.* Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-5081-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 6153F TAHOE CIRCLE WOODBURY, MN 55125-1942 (2) Transaction Agent None (3) Name of Mortgage Originator (Lender) Wells Fargo Bank, N.A. (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 18.028.21.34.0157 (6) Transaction Agent’s Mortgage ID Number (MERS number) None (Oakdale-Lake Elmo Review: Dec. 11, 18, 25, 2013, Jan. 1, 8, 15, 2014) NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that the mortgage foreclosure sale referred to in the foregoing Notice of Mortgage Foreclosure Sale has been postponed from: January 28th, 2014 at 10:00 AM to March 11, 2014 at 10:00 AM. Said sale will be held at the main office of the Washington County Sheriff, Washington County Law Enforcement Center, 15015 62nd Street North, in the City of Stillwater, County of Washington, State of Minnesota. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on September 11, 2014. Dated: February 6, 2014 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq.** James J. Pauly, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-5081-FC01) (Oakdale-Lake Elmo Review: Feb. 12, 2014) NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that the mortgage foreclosure sale referred to in the foregoing Notice of Mortgage Foreclosure Sale has been postponed from: March 11, 2014 at 10:00 AM to April 15, 2014 at 10:00 AM. Said sale will be held at the main office of the Washington County Sheriff, Washington County Law Enforcement Center, 15015 62nd Street North, in the City of Stillwater, County of Washington, State of Minnesota. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on October 15, 2014. Dated: March 10, 2014 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-5081-FC01) (Oakdale-Lake Elmo Review: Mar. 19, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 4, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $197,894.00 MORTGAGOR(S): Lisa A. Lucci And Tyler James Pavel Sr., both single persons MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for River City Mortgage & Financial, LLC, a Delaware Limited Liability Company DATE AND PLACE OF FILING: Recorded on January 9, 2008 as Document Number 3676132 in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by assignment recorded on August 24, 2011 as Document Number 3851837 in the Office of the County Recorder of Washington County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot 23, Block 1, Pine Glen 4th Addition, Washington County, Minnesota STREET ADDRESS OF PROPERTY: 9662 HALE AVENUE SOUTH, COTTAGE GROVE, MN 55016-3893 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $237,106.45 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 6, 2014 at 10:00 am PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is five (5) weeks from the date of sale. (Pursuant to Document No. 3882633) Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on June 10, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: March 13, 2014 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (14-0238-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 9662 HALE AVENUE SOUTH COTTAGE GROVE, MN 55016- 3893 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware corporation (3) Name of Mortgage Originator (Lender) River City Mortgage & Financial, LLC, a Delaware Limited Liability Company (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 20.027.21.32.0103 (6) Transaction Agent’s Mortgage ID Number (MERS number) 100315900000081736 (Oakdale-Lake Elmo Review: Mar. 19, 26, Apr. 2, 9, 16, 23, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 22, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $97,697.56 MORTGAGOR(S): Patrick J. McDonough, a single person MORTGAGEE: Wells Fargo Financial Minnesota, Inc., a Minnesota Corporation DATE AND PLACE OF FILING: Recorded on August 6, 2007 as Document Number 3655758 in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: None. LEGAL DESCRIPTION OF PROPERTY: Lot Thirteen (13), Block Five (5), Castle Park STREET ADDRESS OF PROPERTY: 5013 GRAFTON AVE NORTH, OAKDALE, MN 55128 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $83,863.50 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2014 at 10:00 AM PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on July 28, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: December 6, 2013 WELLS FARGO FINANCIAL MINNESOTA, INC., A MINNESOTA CORPORATION Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. *James J. Pauly, Esq.* Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-5264-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 5013 GRAFTON AVE NORTH OAKDALE, MN 55128 (2) Transaction Agent None (3) Name of Mortgage Originator (Lender) Wells Fargo Financial Minnesota, Inc., a Minnesota Corporation (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 06.029.21.34.0026 (6) Transaction Agent’s Mortgage ID Number (MERS number) None (Oakdale-Lake Elmo Review: Dec. 11, 18, 25, 2013, Jan. 1, 8, 15, 2014) NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that the mortgage foreclosure sale referred to in the foregoing Notice of Mortgage Foreclosure Sale has been postponed from: January 28, 2014 at 10:00 AM to March 11, 2014 at 10:00 AM. Said sale will be held at the main office of the Washington County Sheriff, Washington County Law Enforcement Center, 15015 62nd Street North, in the City of Stillwater, County of Washington, State of Minnesota. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on September 11, 2014. Dated: February 4, 2014 WELLS FARGO FINANCIAL MINNESOTA, INC., A MINNESOTA CORPORATION Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-5264-FC01) (Oakdale-Lake Elmo Review: Feb. 12, 2014) NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that the mortgage foreclosure sale referred to in the foregoing Notice of Mortgage Foreclosure Sale has been postponed from: March 11, 2014 at 10:00 AM to April 15, 2014 at 10:00 AM. Said sale will be held at the main office of the Washington County Sheriff, Washington County Law Enforcement Center, 15015 62nd Street North, in the City of Stillwater, County of Washington, State of Minnesota. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on October 15, 2014. Dated: March 10, 2014 WELLS FARGO FINANCIAL MINNESOTA, INC., A MINNESOTA CORPORATION Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-5264-FC01) (Oakdale-Lake Elmo Review: Mar. 19, 2014)


STATE OF MINNESOTA COUNTY OF WASHINGTON DISTRICT COURT TENTH JUDICIAL DISTRICT Case Type: Mortgage Foreclosure Court File No. 82-CV-12-5621 The Honorable Richard C. Ilkka NOTICE OF SHERIFF'S SALE UNDER JUDGMENT AND DECREE Premier Bank, a Minnesota corporation, Plaintiff, vs. Kenneth A. Richard, an individual, Colleen K. Richard, an individual and John Does 1 through 10, Defendants. DATE: March 12, 2014 YOU ARE NOTIFIED, that pursuant to the Judgment and decree of foreclosure ("Judgment") entered in the above-entitled action on May 15, 2013, a certified copy of which has been delivered to the Washington County Sheriff, directing the sale of the Mortgaged Premises, hereinafter described, to satisfy the amount found and adjudged due to Plaintiff under the First Loan (as defined in the Judgment) in the above-titled action from Defendant Kenneth A. Richard, as prescribed in said Judgment, together with the costs and expenses of the sale, the undersigned Sheriff of Washington County will sell the Mortgaged Premises described below at public auction to the highest bidder for cash on May 7, 2014, at 10:00 a.m., at the Washington County Sheriff's Office - Civil Division, 15015 62nd Street North, Stillwater, Minnesota 55082. INFORMATION REGARDING MORTGAGE TO BE FORECLOSED 1. Date of Mortgage: January 31, 2005 2. Mortgagors: Kenneth A. Richard and Colleen K. Richard, husband and wife 3. Mortgagee: Premier Bank, a Minnesota corporation 4. Recording Information: Recorded March 22, 2005 in the Office of the County Recorder of Washington County, Minnesota as Document No. 3504349 5. Assignments of Mortgage, if any: None. INFORMATION REGARDING MORTGAGED PREMISES 6. Tax parcel identification numbers of the Mortgaged Premises: 08.030.21.32.0009; 08.030.21.32.0010 7. Legal description of the Mortgaged Premises: Lots 10 and 11, Rearrangement at Pine Tree Estates, Washington County, Minnesota, together with all existing or subsequently erected or affixed buildings, improvements and fixtures; all easements, rights of way, and appurtenances; all water, water rights, watercourses and ditch rights (including stock in utilities with ditch or irrigation rights); and all other rights, royalties, and profits relating to the real property, including without limitation all minerals, oil, gas, geothermal and similar matters. 8. The physical street address, city and zip code of the Mortgaged Premises: Unassigned; 10408 Hadley Circle North, White Bear Lake, Minnesota 55110 OTHER FORECLOSURE DATA 9. The person holding the Mortgage is not a transaction agent, as defined by Minn. Stat. 58.02, subd. 30. INFORMATION REGARDING FORECLOSURE SALE 10. The original principal amount secured by the Mortgage was $175,000.00. 11. As of the date of this Notice, the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is $230,340.39. 12. The sale will be held on May 7, 2014, at 10:00 a.m., at the Washington County Sheriff's Office - Civil Division, 15015 62nd Street North, Stillwater, Minnesota 55082. 13. The time allowed by law for redemption by Mortgagor or Mortgagor's personal representatives or assigns is six (6) months after the date the court confirms the sale. 14. THE TIME ALLOWED BY LAW FOR REDEMPTION BY MORTGAGOR, MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 15. Colleen K. Richard, one of the mortgagors, has been discharged from personal financial obligation on the Mortgage as a result of her bankruptcy filing and discharge in her bankruptcy proceeding. /s/ Miguel Tellez Sheriff of Washington County William M. Hutton Deputy Sheriff LEONARD, O'BRIEN SPENCER, GALE & SAYRE, LTD. By: /s/ Peter J. Sajevic, III /s/ Peter J. Sajevic, III, #279237 Attorney for Premier Bank 100 South Fifth Street, Suite 2500 Minneapolis, MN 55402 (612) 332-1030 (Oakdale-Lake Elmo Review: Mar. 19, 26, Apr. 2, 9, 16, 23, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 4, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,000.00 MORTGAGOR(S): Ryan Roberts, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Encore Credit Corp., a California corporation DATE AND PLACE OF FILING: Recorded on September 29, 2005 as Document Number 3542989 in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: The Bank of New York Mellon f/k/a The Bank of New York as Trustee for the Certificateholders of the CWABS, Inc., Asset-backed Certificates, Series 2005-IM3 by assignment recorded on December 27, 2012 as Document Number 3923731 in the Office of the County Recorder of Washington County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lots 3, 4 and 5 excepting the Southerly 10 feet of said Lot 5, Block 178, Division No. 5, St. Paul Park, according to the recorded plat thereof, and situate in Washington County, Minnesota STREET ADDRESS OF PROPERTY: 1109 ASHLAND AVE, SAINT PAUL PARK, MN 55071-0000 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $199,665.26 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 6, 2014 at 10:00 am PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on November 6, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: Ryan Roberts “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: March 12, 2014 THE BANK OF NEW YORK MELLON F/K/A THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005-IM3 Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. *James J. Pauly, Esq.* Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-2898-FC02) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 1109 ASHLAND AVE SAINT PAUL PARK, MN 55071- 0000 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc. (3) Name of Mortgage Originator (Lender) Encore Credit Corp., a California corporation (4) Residential Servicer Select Portfolio Servicing, Inc. (5) Tax Parcel Identification Number 12-027-22-41-0039 (6) Transaction Agent’s Mortgage ID Number (MERS number) 100180100002487062 (Oakdale-Lake Elmo Review: Mar. 19, 26, Apr. 2, 9, 16, 23, 2014)


NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: March 5, 2014 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Bright KEYS of Spring Hills Homeowners’ Association (hereinafter the "Association") which was recorded as Document No. 802492, in the Office of the County Recorder of Washington County, Minnesota, as amended, covering the following property: LEGAL DESCRIPTION: Lot 7, Block 1, Parkside 1st Addition, Washington County, Minnesota STREET ADDRESS: 8851 Spring Lane, Woodbury, MN 55125 TAX PARCEL ID NO. 04-028-21- 41-0167 2. Pursuant to said Declaration, there is claimed to be due and owing as of March 5, 2014, from Timothy J. Vogl and Margaret K. Vogl, title holders, to the Association, a Minnesota non-profit corporation, the amount of $3,785.00 for unpaid association assessments, late fees, attorneys’ fees and costs, plus any other such amounts that will accrue after March 5, 2014, including reasonable attorneys’ fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owners have not been released from the owners’ financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3- 115 and 515B.3-116 provides for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on November 26, 2013, as Document No. 3972819 in the Washington County Recorder’s Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owners in taking title to the premises subject to said Declaration, said Lien will be foreclosed by the sale of said property by the Sheriff of Washington County, at the Washington County Sheriffs Office, Washington County Law Enforcement Center, 15015 - 62nd Street North, Stillwater, Minnesota, on the 7th day of May, 2014, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys’ fees as allowed by law. 8. The time allowed by law for redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on November 7, 2014, if the account is not reinstated or the owners do not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGORS, THE MORTGAGORS’ PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. BRIGHT KEYS OF SPRING HILLS HOMEOWNERS’ ASSOCIATION Attorneys for Bright KEYS of Spring Hills Homeowners’ Association THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (BrightKEYS/Vogl/12-7-620D) (Oakdale-Lake Elmo Review: Mar. 19, 26, Apr. 2, 9, 16, 23, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 26, 2014 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $165,000.00 MORTGAGOR(S): Romain C. Wenzel and Theresa J. Wenzel, husband and wife MORTGAGEE: Wells Fargo Home Mortgage, Inc., a California Corporation n/k/a Wells Fargo Bank, N.A. successor by Wells Fargo Home Mortgage, Inc. DATE AND PLACE OF FILING: Filed April 27, 2004 Washington County Recorder; Document No. 3437603 ASSIGNMENTS OF MORTGAGE: Assigned to: None LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 1, Minnesota's Eastwoode, Washington County, Minnesota STREET ADDRESS OF PROPERTY: 3889 Gresham Circle North, Oakdale, MN 55128 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $159,829.06 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 6, 2014 at 10:00 AM PLACE OF SALE: Washington County Sheriff’s office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota. To pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is Six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on November 6, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: ROMAIN C. WENZEL AND THERESA J. WENZEL “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: March 11, 2014 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (Z7420) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 3889 Gresham Circle North, Oakdale, MN 55128 (2) Transaction Agent None (3) Name of Mortgage Originator (Lender) Wells Fargo Home Mortgage, Inc., a California Corporation n/k/a Wells Fargo Bank, N.A. successor by Wells Fargo Home Mortgage, Inc. (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 18.029.21.11.0017 (6) Transaction Agent’s Mortgage ID Number (MERS number) None (Oakdale-Lake Elmo Review: Mar. 19, 26, Apr. 2, 9, 16, 23, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Eh Xiong and Malia Yang-Xiong, husband and wife Mortgagee: Mortgage Electronic Registration Systems, Inc. as nominee for Guaranty Residential Lending, Inc. Dated: 06/06/2003 Recorded: 08/18/2003 Washington County Recorder Document No. 3364854 Assigned To: BAC Home Loans Servicing, LP Dated: 06/15/2009 Recorded: 06/22/2009 Washington County Recorder Document No. 3745653 Assigned To: Federal National Mortgage Association Dated: 01/10/2013 Recorded: 01/24/2013 Washington County Recorder Document No. 3928418 Assigned To: Bank of America, N.A. sbm to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP Dated: 08/29/2013 Recorded: 10/08/2013 Washington County Recorder Document No. 3967288 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage ID No: 100012900016763810 Lender or Broker: Guaranty Residential Lending, Inc. Servicer: Bank of America, N.A. Mortgage Originator: Guaranty Residential Lending, Inc. LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 3, Fox Glen First Addition, Washington County, Minnesota This is Abstract Property. TAX PARCEL NO.: 20.028.21.43.0026 ADDRESS OF PROPERTY: 3945 BENJAMIN DRIVE WOODBURY, MN 55125 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $248,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $234,754.24 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 16, 2014, 10:00 AM PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is November 16, 2014 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: March 13, 2014 Bank of America, N.A., Assignee of Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: Bank of America, N.A., Assignee of Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16751-14-00211-2 (Oakdale-Lake Elmo Review: Mar. 19, 26, Apr. 2, 9, 16, 23, 2014)


STATE OF MINNESOTA COUNTY OF WASHINGTON DISTRICT COURT TENTH JUDICIAL DISTRICT Case Type: 2 Condemnation Court File No. 82-CV-14-894 PETITION IN THE MATTER OF THE EXERCISE OF THE POWER OF EMINENT DOMAIN OF CERTAIN LANDS FOR PUBLIC PURPOSES; TO-WIT: REHABILITATION OF COUNTY STATE AID HIGHWAY (CSAH) 15 (MANNING AVENUE) FROM COUNTY ROAD 12 (TH 95) TO ST. CROIX TRAIL SOUTH (TH 96) IN THE CITY OF STILLWATER, CITY OF GRANT, AND STILLWATER TOWNSHIP. County of Washington, a body politic and corporate, Petitioner vs. Mortgage Electronic Registration Systems, Inc., and Washington County, Respondents. Petitioner, Washington County, states and alleges as follows: 1. Petitioner, Washington County, is a county organized and existing under and by virtue of the laws of the State of Minnesota. It is authorized to exercise the power of eminent domain to acquire lands and property necessary for the establishment, location, relocation, construction, reconstruction, improvement and maintenance of public transportation systems. 2. On August 27, 2013, by Resolution No. 2013-105, the Board of Commissioners for Washington County after any such hearings and proceedings as required by law determined that it was necessary and proper for Washington County to proceed to acquire by purchase or condemnation the interests in the property as set forth on the Exhibit A attached. 3. On August 27, 2013, by Resolution No. 2013-105, the Board of Commissioners for Washington County determined that petitioner Washington County required title and possession of all or part of the property as set forth on Exhibit A prior to the filing of an award by the court-appointed commissioners, pursuant to Minn. Stat. § 117.042. 4. The names of all persons appearing of record who are known to be the owners of the affected land or have a legal interest therein within the meaning of Minn. Stat. § 117.025 including all whom petitioner has been able by investigation and inquiry to discover, together with the nature of their ownership, their interests and the interests to be acquired by Washington County are set forth on the attached Exhibit A. 5. Despite the petitioner’s reasonable and good faith efforts consistent with Minnesota Statutes, the Petitioner has been unable to acquire the affected properties by purchase agreement and none of the affected properties are presently devoted to public use. WHEREFORE, petitioner asks the Court for the following: 1. That it be adjudged and determined that these proceedings are authorized by law, that the use for which said lands are sought to be taken is for a public use or purpose and it is necessary that petitioner acquires said land by exercise of eminent domain. 2. That petitioner be entitled to title and possession of all or part of the property or interest therein as set forth on the attached Exhibit A prior to the filing of any award by the court-appointed commissioners and that upon compliance with Minn. Stat. § 117.042 and upon deposit with the Court of an amount equal to petitioner's approved appraisal of value the petitioner shall be entitled to an order transferring title and possession after 90 days after service of a Notice of Petition and Notice of Intent to Take Possession upon respondents without further notice to the respondents. 3. That three competent and disinterested persons actively engaged in the occupation of real estate sales or real estate appraising or persons knowledgeable in real estate sales be appointed commissioners and that two other such competent and disinterested persons be appointed as alternative commissioners to ascertain and report to the Court the amount of damages that will be sustained by respondents as a result of these proceedings. 4. That the Court order and fix a time and place of the first meeting of such commissioners and prescribe their compensation and authorize the commissioners to issue directive for timely completion of these proceedings. 5. That the commissioners be ordered by the Court to proceed according to law and to make a fair and impartial assessment of the damages to the land and interests described in this petition by reason of such taking and to report the same to the Court and that if no such report is made in a timely manner without good cause the petitioner’s approved appraisal and payment shall be found by the Court to be just compensation for the taking. 6. That in all cases where for any reason it shall be doubtful to whom the award shall be paid, payment shall be made to the Court Administrator to be paid out upon further order of the Court. 7. That in connection with the commissioners' determination of damages, the commissioners be authorized to require petitioner and respondents to exchange appraisals and any other data deemed relevant to these case proceedings to the extent authorized by law at a reasonable time prior to any scheduled commissioners' hearing. 8. For such further relief as the Court deems appropriate. Dated this 6 day of February, 2014. PETE ORPUT, COUNTY ATTORNEY WASHINGTON COUNTY, MINNESOTA /s/ Richard D. Hodsdon ID No. 45664 Assistant Washington County Attorney Washington County Government Center 15015 62nd Street North P. O. Box 6 Stillwater, MN 55082 (651)430-6115 ACKNOWLEDGMENT The undersigned acknowledges that: I am familiar with the terms of Minn. Stat. § 549.211, and that costs, disbursements and reasonable attorney and witness fees may be awarded to the opposing party pursuant to subd. 2 thereof, in the event a party or an attorney acts in bad faith; asserts a claim or defense that is frivolous and that is costly to another party; asserts an unfounded position solely to delay the order and course of the proceedings or to harass; or commits a fraud upon the Court. Dated this 6 day of February, 2014. /s/ Richard D. Hodsdon EXHIBIT A WASHINGTON COUNTY REAL PROPERTY ACQUISITION CERTIFICATE Project Number: SAP 82-615-024 and CP 14-11503 Project: Rehabilitation of County State Aid Highway (CSAH) 15 (Manning Avenue) from County Road 12 (TH 95) to St. Croix Trail South (TH 96) in the City of Stillwater, City of Grant, and Stillwater Township. Property Address: 12050 87th Street Circle Stillwater MN GeoCode Of Property: 19-030-20-22-0003 Property Owners Of Record: Mark S. Ringham Sue Ellen L Ringham Legal Description of Acquisition: (Fee Simple) Parcel 10 of Washington County Highway Right of Way Plat No. 175 - CSAH 15 Said Washington County Highway Right of Way Plat No. 175 is recorded as document No. 3964020 in the Recorder’s Office of Washington County, Minnesota. Mortgages: Mortgage Electronic Registration Systems, Inc. Wendy Alison Nora 210 2nd Street NE Minneapolis, MN 55413 Size and Type Of Acquisition: 0 sf of existing right of way 9,685 sf of land in fee simple title APPRAISAL SUMMARY Based on the Appraisal of McKinzie Metro Appraisals Appraised Value of Land Before Acquisition = $ 138,000 Appraised Value of Land After Acquisition = $ 106448 Difference (amount of offer) = $ 31,552 BREAKDOWN OF COMPENSATION PER APPRAISAL Existing Right of Way to Fee Title: 0 sf @ $0.00/sf = $ 0 Fee Simple Acquisition: 9.685 sf @ $1.28/sf = $ 12,422 Trees/Shrubs: 7 mature evergreens west of the house plus woods to the north = $ 11,300 Improvements: n/a = $ 0 Damages to the Remainder: The assumed tree replacement would reduce the size of the front lawn. Estimated damages at 5% of the assessed value of the improvement by this encroachment. $261,000 x 5% = $ 7.830 TOTAL (rounded to)= $ 31,600 STATE OF MINNESOTA COUNTY OF WASHINGTON DISTRICT COURT TENTH JUDICIAL DISTRICT Case Type: 2 Condemnation Court File No. 82-CV-14-894 NOTICE OF HEARING County of Washington, a body politic and corporate, Petitioner vs. Mortgage Electronic Registration Systems, Inc., and Washington County, Respondents. PLEASE TAKE NOTICE that the above entitled matter has been scheduled for a hearing as to the Petition herein on March 14, 2014 at 01:00 PM before Judge Ellen L. Maas at the Washington County Government Center, 14949 62nd Street North, Stillwater, MN 55082. Dated: March 5, 2014 PETE ORPUT, COUNTY ATTORNEY WASHINGTON COUNTY, MINNESOTA /s/ Richard D. Hodsdon ID No. 45664 Assistant Washington County Attorney Washington County Government Center 15015 62nd Street North P. O. Box 6 Stillwater, MN 55082 (651) 430-6115 (Oakdale-Lake Elmo Review: Mar. 12, 19, 26, 2014)


STATE OF MINNESOTA COUNTY OF WASHINGTON DISTRICT COURT TENTH JUDICIAL DISTRICT Court File No. 82-CV-14-892 Case Type: 2 Condemnation PETITION IN THE MATTER OF THE EXERCISE OF THE POWER OF EMINENT DOMAIN OF CERTAIN LANDS FOR PUBLIC PURPOSES; TO-WIT: REHABILITATION OF COUNTY STATE AID HIGHWAY (CSAH) 15 (MANNING AVENUE) FROM COUNTY ROAD 12 (TH 95) TO ST. CROIX TRAIL SOUTH (TH 96) IN THE CITY OF STILLWATER, CITY OF GRANT, AND STILLWATER TOWNSHIP. County of Washington, a body politic and corporate, Petitioner, vs. Joseph Neitz, Loree Neitz, Mortgage Electronic Registration Systems, Inc., and Washington County, Respondents. Petitioner, Washington County, states and alleges as follows: 1. Petitioner, Washington County, is a county organized and existing under and by virtue of the laws of the State of Minnesota. It is authorized to exercise the power of eminent domain to acquire lands and property necessary for the establishment, location, relocation, construction, reconstruction, improvement and maintenance of public transportation systems. 2. On August 27, 2013, by Resolution No. 2013-105, the Board of Commissioners for Washington County after any such hearings and proceedings as required by law determined that it was necessary and proper for Washington County to proceed to acquire by purchase or condemnation the interests in the property as set forth on the Exhibit A attached. 3. On August 27, 2013, by Resolution No. 2013-105, the Board of Commissioners for Washington County determined that petitioner Washington County required title and possession of all or part of the property as set forth on Exhibit A prior to the filing of an award by the court-appointed commissioners, pursuant to Minn. Stat. § 117.042. 4. The names of all persons appearing of record who are known to be the owners of the affected land or have a legal interest therein within the meaning of Minn. Stat. § 117.025 including all whom petitioner has been able by investigation and inquiry to discover, together with the nature of their ownership, their interests and the interests to be acquired by Washington County are set forth on the attached Exhibit A. 5. Despite the petitioner’s reasonable and good faith efforts consistent with Minnesota Statutes, the Petitioner has been unable to acquire the affected properties by purchase agreement and none of the affected properties are presently devoted to public use. WHEREFORE, petitioner asks the Court for the following: 1. That it be adjudged and determined that these proceedings are authorized by law, that the use for which said lands are sought to be taken is for a public use or purpose and it is necessary that petitioner acquires said land by exercise of eminent domain. 2. That petitioner be entitled to title and possession of all or part of the property or interest therein as set forth on the attached Exhibit A prior to the filing of any award by the court-appointed commissioners and that upon compliance with Minn. Stat. § 117.042 and upon deposit with the Court of an amount equal to petitioner's approved appraisal of value the petitioner shall be entitled to an order transferring title and possession after 90 days after service of a Notice of Petition and Notice of Intent to Take Possession upon respondents without further notice to the respondents. 3. That three competent and disinterested persons actively engaged in the occupation of real estate sales or real estate appraising or persons knowledgeable in real estate sales be appointed commissioners and that two other such competent and disinterested persons be appointed as alternative commissioners to ascertain and report to the Court the amount of damages that will be sustained by respondents as a result of these proceedings. 4. That the Court order and fix a time and place of the first meeting of such commissioners and prescribe their compensation and authorize the commissioners to issue directive for timely completion of these proceedings. 5. That the commissioners be ordered by the Court to proceed according to law and to make a fair and impartial assessment of the damages to the land and interests described in this petition by reason of such taking and to report the same to the Court and that if no such report is made in a timely manner without good cause the petitioner’s approved appraisal and payment shall be found by the Court to be just compensation for the taking. 6. That in all cases where for any reason it shall be doubtful to whom the award shall be paid, payment shall be made to the Court Administrator to be paid out upon further order of the Court. 7. That in connection with the commissioners' determination of damages, the commissioners be authorized to require petitioner and respondents to exchange appraisals and any other data deemed relevant to these case proceedings to the extent authorized by law at a reasonable time prior to any scheduled commissioners' hearing. 8. For such further relief as the Court deems appropriate. Dated this 6 day of February, 2014. PETE ORPUT, COUNTY ATTORNEY WASHINGTON COUNTY, MINNESOTA /s/ Richard D. Hodsdon ID No. 45664 Assistant Washington County Attorney Washington County Government Center 15015 62nd Street North P. O. Box 6 Stillwater, MN 55082 (651)430-6115 ACKNOWLEDGMENT The undersigned acknowledges that: I am familiar with the terms of Minn. Stat. § 549.211, and that costs, disbursements and reasonable attorney and witness fees may be awarded to the opposing party pursuant to subd. 2 thereof, in the event a party or an attorney acts in bad faith; asserts a claim or defense that is frivolous and that is costly to another party; asserts an unfounded position solely to delay the order and course of the proceedings or to harass; or commits a fraud upon the Court. Dated this 6 day of February, 2014. /s/ Richard D. Hodsdon EXHIBIT A WASHINGTON COUNTY REAL PROPERTY ACQUISITION CERTIFICATE Project Number: SAP 82-615-024 and CP 14-11503 Project: Rehabilitation of County State Aid Highway (CSAH) 15 (Manning Avenue) from County Road 12 (TH 95) to St. Croix Trail South (TH 96) in the City of Stillwater, City of Grant, and Stillwater Township. Property Address: 7865 Manning Avenue North Stillwater MN GeoCode Of Property: 30-030-20-22-0003 Property Owners Of Record: Joseph Neitz Loree Neitz Legal Description of Acquisition: (Fee Simple) Parcel 8 of Washington County Highway Right of Way Plat No. 173 - CSAH 15 Said Washington County Highway Right of Way Plat No. 173 is recorded as document No. 3964018 in the Recorder’s Office of Washington County, Minnesota. Mortgages: Mortgage Electronic Registration Systems, Inc. Attn: Wendy Alison Nora 210 2nd Street NE Minneapolis, MN 55413 Size and Type Of Acquisition: 34,171 sf of existing right of way 14,689 sf of land in fee simple title APPRAISAL SUMMARY Based on the Appraisal of McKinzie Metro Appraisals Appraised Value of Land Before Acquisition = $ 187,000 Appraised Value of Land After Acquisition = $ 165,183 Difference (amount of offer) = $ 21,817 BREAKDOWN OF COMPENSATION PER APPRAISAL Existing Right of Way to Fee Title: 34,171 sf @ $0.00/sf = $ 0 Fee Simple Acquisition: 14,689 sf @ $0.51/sf = $ 7,507 Trees/Shrubs: 1 spruce, 2 maples, 3 ash, and natural woods = $ 2.700 Improvements: n/a = $ 0 Damages to the Remainder: The assumed tree replacement would reduce the size of the front lawn. Estimated damages at 5% of the assessed value of the improvement by this encroachment. $232,200 x 5% = $ 11,610 TOTAL (rounded to)= $ 21, 800 STATE OF MINNESOTA COUNTY OF WASHINGTON DISTRICT COURT TENTH JUDICIAL DISTRICT Case Type: 2 Condemnation Court File No. 82-CV-14-892 NOTICE OF HEARING PLEASE TAKE NOTICE that the above entitled matter has been scheduled for a hearing as to the Petition herein on March 14, 2014 at 01:00 PM before Judge Ellen L. Maas at the Washington County Government Center, 14949 62nd Street North, Stillwater, MN 55082. Dated: March, 5, 2014 PETE ORPUT, COUNTY ATTORNEY WASHINGTON COUNTY, MINNESOTA /s/ Richard D. Hodsdon ID No. 45664 Assistant Washington County Attorney Washington County Government Center 15015 62nd Street North P. O. Box 6 Stillwater, MN 55082 (651)430-6115 (Oakdale-Lake Elmo Review: Mar. 12, 19, 26, 2014)


STATE OF MINNESOTA COUNTY OF WASHINGTON DISTRICT COURT TENTH JUDICIAL DISTRICT Court File No. 82-CV-14-893 Case Type: 2 Condemnation PETITION IN THE MATTER OF THE EXERCISE OF THE POWER OF EMINENT DOMAIN OF CERTAIN LANDS FOR PUBLIC PURPOSES; TO-WIT: REHABILITATION OF COUNTY STATE AID HIGHWAY (CSAH) 15 (MANNING AVENUE) FROM COUNTY ROAD 12 (TH 95) TO ST. CROIX TRAIL SOUTH (TH 96) IN THE CITY OF STILLWATER, CITY OF GRANT, AND STILLWATER TOWNSHIP. County of Washington, a body politic and corporate, Petitioner, vs. Clark S. Osojnicki, Kristi N. Osojnicki, Mortgage Electronic Registration Systems, Inc., and Washington County, Respondents. Petitioner, Washington County, states and alleges as follows: 1. Petitioner, Washington County, is a county organized and existing under and by virtue of the laws of the State of Minnesota. It is authorized to exercise the power of eminent domain to acquire lands and property necessary for the establishment, location, relocation, construction, reconstruction, improvement and maintenance of public transportation systems. 2. On August 27, 2014, by Resolution No. 2013-105, the Board of Commissioners for Washington County after any such hearings and proceedings as required by law determined that it was necessary and proper for Washington County to proceed to acquire by purchase or condemnation the interests in the property as set forth on the Exhibit A attached. 3. On August 27, 2014, by Resolution No. 2013-105, the Board of Commissioners for Washington County determined that petitioner Washington County required title and possession of all or part of the property as set forth on Exhibit A prior to the filing of an award by the court-appointed commissioners, pursuant to Minn. Stat. § 117.042. 4. The names of all persons appearing of record who are known to be the owners of the affected land or have a legal interest therein within the meaning of Minn. Stat. § 117.025 including all whom petitioner has been able by investigation and inquiry to discover, together with the nature of their ownership, their interests and the interests to be acquired by Washington County are set forth on the attached Exhibit A. 5. Despite the petitioner’s reasonable and good faith efforts consistent with Minnesota Statutes, the Petitioner has been unable to acquire the affected properties by purchase agreement and none of the affected properties are presently devoted to public use. WHEREFORE, petitioner asks the Court for the following: 1. That it be adjudged and determined that these proceedings are authorized by law, that the use for which said lands are sought to be taken is for a public use or purpose and it is necessary that petitioner acquires said land by exercise of eminent domain. 2. That petitioner be entitled to title and possession of all or part of the property or interest therein as set forth on the attached Exhibit A prior to the filing of any award by the court-appointed commissioners and that upon compliance with Minn. Stat. § 117.042 and upon deposit with the Court of an amount equal to petitioner's approved appraisal of value the petitioner shall be entitled to an order transferring title and possession after 90 days after service of a Notice of Petition and Notice of Intent to Take Possession upon respondents without further notice to the respondents. 3. That three competent and disinterested persons actively engaged in the occupation of real estate sales or real estate appraising or persons knowledgeable in real estate sales be appointed commissioners and that two other such competent and disinterested persons be appointed as alternative commissioners to ascertain and report to the Court the amount of damages that will be sustained by respondents as a result of these proceedings. 4. That the Court order and fix a time and place of the first meeting of such commissioners and prescribe their compensation and authorize the commissioners to issue directive for timely completion of these proceedings. 5. That the commissioners be ordered by the Court to proceed according to law and to make a fair and impartial assessment of the damages to the land and interests described in this petition by reason of such taking and to report the same to the Court and that if no such report is made in a timely manner without good cause the petitioner’s approved appraisal and payment shall be found by the Court to be just compensation for the taking. 6. That in all cases where for any reason it shall be doubtful to whom the award shall be paid, payment shall be made to the Court Administrator to be paid out upon further order of the Court. 7. That in connection with the commissioners' determination of damages, the commissioners be authorized to require petitioner and respondents to exchange appraisals and any other data deemed relevant to these case proceedings to the extent authorized by law at a reasonable time prior to any scheduled commissioners' hearing. 8. For such further relief as the Court deems appropriate. Dated this 6 day of February, 2014. PETE ORPUT, COUNTY ATTORNEY WASHINGTON COUNTY, MINNESOTA /s/ Richard D. Hodsdon ID No. 45664 Assistant Washington County Attorney Washington County Government Center 15015 62nd Street North P. O. Box 6 Stillwater, MN 55082 (651)430-6115 ACKNOWLEDGMENT The undersigned acknowledges that: I am familiar with the terms of Minn. Stat. § 549.211, and that costs, disbursements and reasonable attorney and witness fees may be awarded to the opposing party pursuant to subd. 2 thereof, in the event a party or an attorney acts in bad faith; asserts a claim or defense that is frivolous and that is costly to another party; asserts an unfounded position solely to delay the order and course of the proceedings or to harass; or commits a fraud upon the Court. Dated this 6 day of February, 2014. /s/ Richard D. Hodsdon EXHIBIT A WASHINGTON COUNTY REAL PROPERTY ACQUISITION CERTIFICATE Project Number: SAP 82-615-024 and CP 14-11503 Project: Rehabilitation of County State Aid Highway (CSAH) 15 (Manning Avenue) from County Road 12 (TH 95) to St. Croix Trail South (TH 96) in the City of Stillwater, City of Grant, and Stillwater Township. Property Address: 7837 Manning Avenue North Stillwater MN GeoCode Of Property: 30-030-20-22-0002 Property Owners Of Record: Clark S Osojnicki Kristi N Osojnicki Legal Description of Acquisition: (Fee Simple) Parcel 7 of Washington County Highway Right of Way Plat No. 173 - CSAH 15 Said Washington County Highway Right of Way Plat No. 173 is recorded as document No. 3964018 in the Recorder’s Office of Washington County, Minnesota. Mortgages: Mortgage Electronic Registration Systems, Inc. Wendy Alison Nora 210 2nd Street NE Minneapolis, MN 55413 Size and Type Of Acquisition: 22,413 sf of existing right of way 10,463 sf of land in fee simple title APPRAISAL SUMMARY Based on the Appraisal of McKinzie Metro Appraisals Appraised Value of Land Before Acquisition = $ 167,000 Appraised Value of Land After Acquisition = $ 133,792 Difference (amount of offer) = $ 33.208 BREAKDOWN OF COMPENSATION PER APPRAISAL Existing Right of Way to Fee Title: 22,413 sf @ $0.00/sf = $ 0 Fee Simple Acquisition: 10.463 sf @ $0.27/sf = $ 7,533 Trees/Shrubs: 13 mature trees and 2 lilacs = $ 13,500 Improvements: asphalt drive - 600 sf x $2.50/sf = $ 1500 Damages to the Remainder: The assumed tree replacement would reduce the size of the front lawn. Estimated damages at 5% of the assessed value of the improvement by this encroachment. $213,500 x 5% = $ 10,675 TOTAL (rounded to)= $ 33,200 STATE OF MINNESOTA COUNTY OF WASHINGTON DISTRICT COURT TENTH JUDICIAL DISTRICT Case Type: 2 Condemnation Court File No. 82-CV-14-893 NOTICE OF HEARING County of Washington, a body politic and corporate, Petitioner vs. Clark S. Osojnicki, Kristi N. Osojnicki, Mortgage Electronic Registration Systems, Inc., and Washington County, Respondents. PLEASE TAKE NOTICE that the above entitled matter has been scheduled for a hearing as to the Petition herein on March 14, 2014 at 01:00 PM before Judge Ellen L. Maas at the Washington County Government Center, 14949 62nd Street North, Stillwater, MN 55082. Dated: March 5, 2014 PETE ORPUT, COUNTY ATTORNEY WASHINGTON COUNTY, MINNESOTA /s/ Richard D. Hodsdon ID No. 45664 Assistant Washington County Attorney Washington County Government Center 15015 62nd Street North P. O. Box 6 Stillwater, MN 55082 (651)430-6115 (Oakdale-Lake Elmo Review: Mar. 12, 19, 26, 2014)


STATE OF MINNESOTA COUNTY OF WASHINGTON DISTRICT COURT TENTH JUDICIAL DISTRICT Court File No. 82-CV-14-891 Case Type: 2 Condemnation PETITION IN THE MATTER OF THE EXERCISE OF THE POWER OF EMINENT DOMAIN OF CERTAIN LANDS FOR PUBLIC PURPOSES; TO-WIT: REHABILITATION OF COUNTY STATE AID HIGHWAY (CSAH) 15 (MANNING AVENUE) FROM COUNTY ROAD 12 (TH 95) TO ST. CROIX TRAIL SOUTH (TH 96) IN THE CITY OF STILLWATER, CITY OF GRANT, AND STILLWATER TOWNSHIP. County of Washington, a body politic and corporate, Petitioner, vs. Settlers Pines, LLC, Landmark Community Bank, N.A., and Washington County, Respondents. Petitioner, Washington County, states and alleges as follows: 1. Petitioner, Washington County, is a county organized and existing under and by virtue of the laws of the State of Minnesota. It is authorized to exercise the power of eminent domain to acquire lands and property necessary for the establishment, location, relocation, construction, reconstruction, improvement and maintenance of public transportation systems. 2. On August 27, 2013, by Resolution No. 2013-105, the Board of Commissioners for Washington County after any such hearings and proceedings as required by law determined that it was necessary and proper for Washington County to proceed to acquire by purchase or condemnation the interests in the property as set forth on the Exhibit A attached. 3. On August 27, 2013, by Resolution No. 2013-105, the Board of Commissioners for Washington County determined that petitioner Washington County required title and possession of all or part of the property as set forth on Exhibit A prior to the filing of an award by the court-appointed commissioners, pursuant to Minn. Stat. § 117.042. 4. The names of all persons appearing of record who are known to be the owners of the affected land or have a legal interest therein within the meaning of Minn. Stat. § 117.025 including all whom petitioner has been able by investigation and inquiry to discover, together with the nature of their ownership, their interests and the interests to be acquired by Washington County are set forth on the attached Exhibit A. 5. Despite the petitioner’s reasonable and good faith efforts consistent with Minnesota Statutes, the Petitioner has been unable to acquire the affected properties by purchase agreement and none of the affected properties are presently devoted to public use. WHEREFORE, petitioner asks the Court for the following: 1. That it be adjudged and determined that these proceedings are authorized by law, that the use for which said lands are sought to be taken is for a public use or purpose and it is necessary that petitioner acquires said land by exercise of eminent domain. 2. That petitioner be entitled to title and possession of all or part of the property or interest therein as set forth on the attached Exhibit A prior to the filing of any award by the court-appointed commissioners and that upon compliance with Minn. Stat. § 117.042 and upon deposit with the Court of an amount equal to petitioner's approved appraisal of value the petitioner shall be entitled to an order transferring title and possession after 90 days after service of a Notice of Petition and Notice of Intent to Take Possession upon respondents without further notice to the respondents. 3. That three competent and disinterested persons actively engaged in the occupation of real estate sales or real estate appraising or persons knowledgeable in real estate sales be appointed commissioners and that two other such competent and disinterested persons be appointed as alternative commissioners to ascertain and report to the Court the amount of damages that will be sustained by respondents as a result of these proceedings. 4. That the Court order and fix a time and place of the first meeting of such commissioners and prescribe their compensation and authorize the commissioners to issue directive for timely completion of these proceedings. 5. That the commissioners be ordered by the Court to proceed according to law and to make a fair and impartial assessment of the damages to the land and interests described in this petition by reason of such taking and to report the same to the Court and that if no such report is made in a timely manner without good cause the petitioner’s approved appraisal and payment shall be found by the Court to be just compensation for the taking. 6. That in all cases where for any reason it shall be doubtful to whom the award shall be paid, payment shall be made to the Court Administrator to be paid out upon further order of the Court. 7. That in connection with the commissioners' determination of damages, the commissioners be authorized to require petitioner and respondents to exchange appraisals and any other data deemed relevant to these case proceedings to the extent authorized by law at a reasonable time prior to any scheduled commissioners' hearing. 8. For such further relief as the Court deems appropriate. Dated this 6 day of February, 2014. PETE ORPUT, COUNTY ATTORNEY WASHINGTON COUNTY, MINNESOTA /s/ Richard D. Hodsdon ID No. 45664 Assistant Washington County Attorney Washington County Government Center 15015 62nd Street North P. O. Box 6 Stillwater, MN 55082 (651)430-6115 ACKNOWLEDGMENT The undersigned acknowledges that: I am familiar with the terms of Minn. Stat. § 549.211, and that costs, disbursements and reasonable attorney and witness fees may be awarded to the opposing party pursuant to subd. 2 thereof, in the event a party or an attorney acts in bad faith; asserts a claim or defense that is frivolous and that is costly to another party; asserts an unfounded position solely to delay the order and course of the proceedings or to harass; or commits a fraud upon the Court. Dated this 6 day of February, 2014. /s/ Richard D. Hodsdon EXHIBIT A WASHINGTON COUNTY REAL PROPERTY ACQUISITION CERTIFICATE Project Number: SAP 82-615-024 and CP 14-11503 Project: Rehabilitation of County State Aid Highway (CSAH) 15 (Manning Avenue) from County Road 12 (TH 95) to St. Croix Trail South (TH 96) in the City of Stillwater, City of Grant, and Stillwater Township. Property Address: 8401 Manning Avenue North Stillwater MN GeoCode Of Property: 19-030-20-32-0003 Property Owners Of Record: Settlers Pines, LLC Legal Description of Acquisition: (Fee Simple) Parcel 7 of Washington County Highway Right of Way Plat No. 174 - CSAH 15 Said Washington County Highway Right of Way Plat No. 174 is recorded as document No. 3964019 in the Recorder’s Office of Washington County, Minnesota. Mortgages: Landmark Community Bank, N.A. 711 6th Avenue NE Isanti, MN 55040 Size and Type Of Acquisition: 12,198 sf of existing right of way 12,633 sf of land in fee simple title APPRAISAL SUMMARY Based on the Appraisal of McKinzie Metro Appraisals Appraised Value of Land Before Acquisition = $ 159,600 Appraised Value of Land After Acquisition = $ 126,370 Difference (amount of offer) = $ 33,230 BREAKDOWN OF COMPENSATION PER APPRAISAL Existing Right of Way to Fee Title: 12,198 sf @ $0.00/sf = $ 0 Fee Simple Acquisition: 12,633 sf @ $0.73/sf = $ 9,220 Trees/Shrubs: mature evergreens on new right of way = $ 17,600 Improvements: n/a = $ 0 Damages to the Remainder: The assumed tree replacement would reduce the size of the front lawn. Estimated damages at 5% of the assessed value of the improvement by this encroachment. $128,200 x 5% = $ 6,410 TOTAL (rounded to)= $ 33,200 STATE OF MINNESOTA COUNTY OF WASHINGTON DISTRICT COURT TENTH JUDICIAL DISTRICT Court File No. 82-CV-14-891 Case Type: 2 Condemnation NOTICE OF HEARING County of Washington, a body politic and corporate, Petitioner, vs. Settlers Pines, LLC, Landmark Community Bank, N.A., and Washington County, Respondents. PLEASE TAKE NOTICE that the above entitled matter has been scheduled for a hearing as to the Petition herein on March 14, 2014 at 01:00 PM before Judge Ellen L. Maas at the Washington County Government Center, 14949 62nd Street North, Stillwater, MN 55082. Dated: March 5, 2014 PETE ORPUT, COUNTY ATTORNEY WASHINGTON COUNTY, MINNESOTA /s/ Richard D. Hodsdon ID No. 45664 Assistant Washington County Attorney Washington County Government Center 15015 62nd Street North P. O. Box 6 Stillwater, MN 55082 (651)430-6115 (Oakdale-Lake Elmo Review: Mar. 12, 19, 26, 2014)


STATE OF MINNESOTA COUNTY OF WASHINGTON TENTH JUDICIAL DISTRICT FAMILY COURT DIVISION Petition Number: 82-JV-14-149 SUMMONS AND NOTICE In Re: The Matter of the Child/ren of: Sabrina K. Sauce and Jeremy J. Sauce, NOTICE TO: Sabrina K. Sauce, legal custodian and parent of the child/ren. Child/ren: B.A.S., DOB 6/22/2006 ATTENTION 1. A Termination of Parental Rights Petition has been filed on February 25, 2014, in the State of Minnesota, County of Washington, District Court, Juvenile Court Division, 14949 62nd St N, Stillwater, MN 55082, alleging among other things that the parental rights of Sabrina K. Sauce as to the above-named child/ren, should be terminated upon grounds as stated in the petition filed in the Juvenile Court Division, 14949 62nd St N, Stillwater, MN, and asking for an order of this Court terminating such parental rights. 2. THEREFORE, Notice is hereby given that the matter of Termination of Parental Rights Petition will be called for hearing before the Washington County District Court, Juvenile Court Division, 14949 62nd St N, Stillwater, MN, on April 16th, 2014 at 9:00am or as soon after as the matter can be heard. 3. YOU ARE THEREFORE ORDERED to appear before said Court at said time and date. 4. You have a right to be represented by counsel. 5. IF YOU FAIL TO APPEAR AT THE HEARING, the Court may still conduct the hearing and grant appropriate relief, including terminating and permanently severing the parental rights of the above-named parent/s or legal custodian/s and taking permanent custody of the child/ren named in the Petition. WITNESS, the Honorable John C. Hoffman Chief Judge, Tenth Judicial District Annette Fritz, Court Administrator (Oakdale-Lake Elmo Review: Mar. 12, 19, 26, 2014)


STATE OF MINNESOTA COUNTY OF WASHINGTON TENTH JUDICIAL DISTRICT FAMILY COURT DIVISION Petition Number: 82-JV-13-1085 SUMMONS AND NOTICE In Re: The Matter of the Child/ren of: Erika Wassather, NOTICE TO: Erika Wassather, legal custodian or parent of the child/ren. Child/ren: A.M.C., DOB 11/12/2010 ATTENTION 1. A Termination of Parental Rights Petition has been filed on February 21st, 2014, in the State of Minnesota, County of Washington, District Court, Juvenile Court Division, 14949 62nd St N, Stillwater, MN 55082, alleging among other things that the parental rights of Erika Wassather as to the above-named child/ren, should be terminated upon grounds as stated in the petition filed in the Juvenile Court Division, 14949 62nd St N, Stillwater, MN, and asking for an order of this Court terminating such parental rights. 2. THEREFORE, Notice is hereby given that the matter of said Termination of Parental Rights Petition will be called for hearing before the Washington County District Court, Juvenile Court Division, 14949 62nd St N, Stillwater, MN, on April 16th, 2014 at 9:00am or as soon after as the matter can be heard. 3. YOU ARE THEREFORE ORDERED to appear before said Court at said time and date. 4. You have a right to be represented by counsel. 5. IF YOU FAIL TO APPEAR AT THE HE.ARING, the Court may still conduct the hearing and grant appropriate relief, including terminating and permanently severing the parental rights of the above-named parent/s or legal custodian/s and taking permanent custody of the child/ren named in the Petition. WITNESS, the Honorable John C. Hoffman Chief Judge, Tenth Judicial District Annette Fritz, Court Administrator (Oakdale-Lake Elmo Review: Mar. 12, 19, 26, 2014)


CERTIFICATE OF ASSUMED NAME STATE OF MINNESOTA Minnesota Statutes Chapter 333: ASSUMED NAME: Trumi PRINCIPAL PLACE OF BUSINESS: 1104 Meadowlark Drive, Stillwater, MN 55082 NAMEHOLDERS: LGN Franchise System, LLC, 1104 Meadowlark Drive, Stillwater, MN 55082 I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 4/26/2012 03/12/2014 /s/ Nathan Jesperson (Oakdale-Lake Elmo Review: Mar. 19, 26, 2014)


COMBINED NOTICE OF FINDING OF NO SIGNIFICANT IMPACT AND NOTICE OF INTENT TO REQUEST RELEASE OF FUNDS March 19, 2014 Washington County Community Services 14949 62nd Street North Stillwater, MN 55082-0030 651-430-6455 This notice shall satisfy the above cited two separate, but related procedural notification requirements. Project Title: Twin Cities Habitat for Humanity (CHDO), Inc. -- Generation Acres, Vacant Infill Lots - New Construction, Single Family Townhomes, Hugo, MN Location: West side of Generation Avenue, North of 147th St. North in Hugo, MN Purpose of Project: Develop affordable single family townhomes for Washington County citizens. Estimated Cost: Total Project Cost $2,005,350.00 CDBG/HOME funds: A total of $315,000 of HOME funds from the Washington County Home Investment Partnerships Program (HOME). On or about 04/01/14 Washington County will submit a request to the Department of Housing and Urban Development for the release HOME funds under Home Investment Partnership Program created by the National Affordable Housing Act of 1990 (NAHA), as amended to undertake the construction of this project. Finding of No Significant Impact Washington County has determined that the project will have no significant impact on the human environment. Therefore, an Environmental Impact Statement under the National Environmental Policy Act of 1969 (NEPA) is not required. Additional project information is contained in the Environmental Review Record (ERR) on file at Washington County Government Center at 14949 62nd Street North Stillwater, MN 55082- 0030 and may be examined weekdays 8:00 A.M. to 4:30 P.M. Public Comments Any individual, group, or agency disagreeing with this determination or wishing to comment on the project may submit written comments to: Karin L. Reinert, Senior Planner, Washington County Community Services 14949 62nd Street North Stillwater, MN 55082-0030 651-430-6455 All comments shall be received by 03/28/14 prior to Washington County submission of a request for release of funds to HUD. Commentators should specify which part of this notice they are addressing. Release of Funds Washington County certifies to the Department of Housing and Urban Development that Daniel J. Papin, in his capacity as Community Services Director, consents to accept the jurisdiction of the Federal Courts if an action is brought to enforce responsibilities in relation to the environmental review process and that these responsibilities have been satisfied. The Department of Housing and Urban Development approval of the certification satisfies its responsibilities under NEPA and related laws and authorities, and allows Washington County to use program funds. Objections to Release of Funds The Department of Housing and Urban Development will accept objections to its release of funds and Washington County’s certification received by 04-16-14, or a period of fifteen days from its receipt of the request (whichever is later and please contact HUD for final date), only if they are on one of the following bases: (a) the certification was not executed by the Certifying Officer or other officer of Washington County approved by the Department of Housing and Urban Development; (b) Washington County has omitted a step or failed to make a decision or finding by HUD regulations at 24 CFR Part 58; (c) the grant recipient or other participants in the project have committed funds or incurred costs not authorized by 24 CFR Part 58 before approval of a release by the Department of Housing and Urban Development; or (d) another federal agency acting pursuant to 40 CFR Part 1504 has submitted a written finding that the project is unsatisfactory from the stand point of environmental quality. Objections must be prepared and submitted in accordance with the required procedures (24 CFR Part 58) and shall be addressed to the Minneapolis Office of the Department of Housing and Urban Development at 920 Second Avenue South, Suite 1300, 55402-4012. Potential objectors should contact the Department of Housing and Urban Development to verify the actual last day of the objection period. Daniel J. Papin, MPA, Community Services Director 14949 62nd Street North Stillwater, Minnesota 55082 (Oakdale-Lake Elmo Review: Mar. 19, 2014)


COMBINED NOTICE OF FINDING OF NO SIGNIFICANT IMPACT AND NOTICE OF INTENT TO REQUEST RELEASE OF FUNDS March 19, 2014 Washington County Community Services 14949 62nd Street North Stillwater, MN 55082-0030 651-430-6455 This notice shall satisfy the above cited two separate, but related procedural notification requirements. Project Title: Osgood Avenue Pedestrian Trail Project Location: East side of Osgood Avenue, extending south from Highway 36 to 58th Street, Oak Park Heights, MN Purpose of Project: Installation of a hard surface, ADA compliant pedestrian trail to remove architectural barriers. Estimated Cost: Total Project Cost $90,000.00 CDBG/HOME funds: $30,000 of CDBG funds from the Washington County FORMTEXT Community Development Block Grant (CDBG) Program. On or about 04/01/14 Washington County will submit a request to the Department of Housing and Urban Development for the release HOME funds under Home Investment Partnership Program created by the National Affordable Housing Act of 1990 (NAHA), as amended to undertake the construction of this project. Finding of No Significant Impact Washington County has determined that the project will have no significant impact on the human environment. Therefore, an Environmental Impact Statement under the National Environmental Policy Act of 1969 (NEPA) is not required. Additional project information is contained in the Environmental Review Record (ERR) on file at Washington County Government Center at 14949 62nd Street North Stillwater, MN 55082- 0030 and may be examined weekdays 8:00 A.M. to 4:30 P.M. Public Comments Any individual, group, or agency disagreeing with this determination or wishing to comment on the project may submit written comments to: Karin L. Reinert, Senior Planner, Washington County Community Services 14949 62nd Street North Stillwater, MN 55082-0030 651-430-6455 All comments shall be received by 03/28/14 prior to Washington County submission of a request for release of funds to HUD. Commentators should specify which part of this notice they are addressing. Release of Funds Washington County certifies to the Department of Housing and Urban Development that Daniel J. Papin, in his capacity as Community Services Director, consents to accept the jurisdiction of the Federal Courts if an action is brought to enforce responsibilities in relation to the environmental review process and that these responsibilities have been satisfied. The Department of Housing and Urban Development approval of the certification satisfies its responsibilities under NEPA and related laws and authorities, and allows Washington County to use program funds. Objections to Release of Funds The Department of Housing and Urban Development will accept objections to its release of funds and Washington County’s certification received by 04-16-14, or a period of fifteen days from its receipt of the request (whichever is later and please contact HUD for final date), only if they are on one of the following bases: (a) the certification was not executed by the Certifying Officer or other officer of Washington County approved by the Department of Housing and Urban Development; (b) Washington County has omitted a step or failed to make a decision or finding by HUD regulations at 24 CFR Part 58; (c) the grant recipient or other participants in the project have committed funds or incurred costs not authorized by 24 CFR Part 58 before approval of a release by the Department of Housing and Urban Development; or (d) another federal agency acting pursuant to 40 CFR Part 1504 has submitted a written finding that the project is unsatisfactory from the stand point of environmental quality. Objections must be prepared and submitted in accordance with the required procedures (24 CFR Part 58) and shall be addressed to the Minneapolis Office of the Department of Housing and Urban Development at 920 Second Avenue South, Suite 1300, 55402-4012. Potential objectors should contact the Department of Housing and Urban Development to verify the actual last day of the objection period. Daniel J. Papin, MPA, Community Services Director 14949 62nd Street North Stillwater, Minnesota 55082 (Oakdale-Lake Elmo Review: Mar. 19, 2014)


NOTICE OF PUBLIC HEARING NOTICE IS HEREBY GIVEN that the Planning Commission for the City of Oakdale, Minnesota, will hold a public hearing at 7:00 p.m. on Thursday, April 3, 2014, and the City Council for the City of Oakdale, Minnesota will hold a public hearing at 7:15 p.m. on Tuesday, April 22, 2014, in the Council Chambers of the Municipal Building, 1584 Hadley Avenue North. The purpose is to review the conditional use permit application made by 4 Perfect Pets to operate a dog daycare, dog education program and outdoor dog play area at 6060 50th Street North, Oakdale, MN 55128. If you have questions or concerns regarding this proposed action, please contact Linnea Graffunder- Bartels, Senior Community Development Specialist, at 651-730- 2721 or linnea@ci.oakdale.mn.us Dated: March 11, 2014 BY ORDER OF THE OAKDALE CITY COUNCIL CITY OF OAKDALE, MINNESOTA (Oakdale-Lake Elmo Review: Mar. 19, 2014)


NOTICE OF PUBLIC HEARING NOTICE IS HEREBY GIVEN that the Planning Commission for the City of Oakdale, Minnesota, will hold a public hearing at 7:00 p.m. on Thursday, April 3, 2014, and the City Council for the City of Oakdale, Minnesota will hold a public hearing at 7:15 p.m. on Tuesday, April 22, 2014, in the Council Chambers of the Municipal Building, 1584 Hadley Avenue North. The purpose is to review the comprehensive plan map amendment, zoning map amendment, preliminary plat, and variance applications made by D &T Development LLC to construct a twinhome development at 6180 Stillwater Boulevard North, Oakdale, MN 55128. If you have questions or concerns regarding this proposed action, please contact Linnea Graffunder- Bartels, Senior Community Development Specialist, at 651-730- 2721 or linnea@ci.oakdale.mn.us Dated: March 13, 2014 BY ORDER OF THE OAKDALE CITY COUNCIL CITY OF OAKDALE, MINNESOTA (Oakdale-Lake Elmo Review: Mar. 19, 2014)


NOTICE OF PUBLIC HEARING NOTICE IS HEREBY GIVEN that the Planning Commission for the City of Oakdale, Minnesota, will hold a public hearing at 7:00 p.m. on Thursday, April 3, 2014, and the City Council for the City of Oakdale, Minnesota will hold a public hearing at 7:15 p.m. on Tuesday, April 8, 2014, in the Council Chambers of the Municipal Building, 1584 Hadley Avenue North. The purpose is to review the conditional use permit application made by Peaceful Living Inc to operate an assisted living facility at 6630 Hudson Boulevard North, Oakdale, MN 55128. The applicant proposes to renovate the existing hotel for use as a 54 bed assisted living facility. If you have questions or concerns regarding this proposed action, please contact Linnea Graffunder- Bartels, Senior Community Development Specialist, at 651-730- 2721 or linnea@ci.oakdale.mn.us Dated: March 11, 2014 BY ORDER OF THE OAKDALE CITY COUNCIL CITY OF OAKDALE, MINNESOTA (Oakdale-Lake Elmo Review: Mar. 19, 2014)


 

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