Public Notices Apr. 23, 2014 Oakdale - Lake Elmo Review

Public Notices, Foreclosure Notices & Legal Notices published Apr. 23, 2014 in the Oakdale - Lake Elmo Review. Serving the surrounding communities of Oakdale, Lake Elmo and Washington County.

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NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: William Elliott and Heidi Elliott, husband and wife Mortgagee: Mortgage Electronic Registration Systems, Inc. as nominee for American Sterling Bank Dated: 06/25/2007 Recorded: 07/09/2007 Washington County Recorder Document No. 3651450 Assigned To: BAC Home Loans Servicing, LP Dated: 08/16/2009 Recorded: 09/09/2009 Washington County Recorder Document No. 3758532 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage ID No: 100046900000729587 Lender or Broker: American Sterling Bank Servicer: Bank of America, N.A. Mortgage Originator: American Sterling Bank LEGAL DESCRIPTION OF PROPERTY: Lots 21 and 22, Block 8, Wilkins Addition to Stillwater, Washington County, Minnesota This is Abstract Property. TAX PARCEL NO.: 21.030.20.34.0139 ADDRESS OF PROPERTY: 310 WILKINS STREET WEST STILLWATER, MN 55082 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 239,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: 337,443.48 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 16, 2014, 10:00 AM PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is November 16, 2014 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: March 12, 2014 Bank of America, N.A., Assignee of Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: Bank of America, N.A., Assignee of Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16751-14-00229-2 (Oakdale-Lake Elmo Review: Mar. 19, 26, Apr. 2, 9, 16, 23, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 4, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $197,894.00 MORTGAGOR(S): Lisa A. Lucci And Tyler James Pavel Sr., both single persons MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for River City Mortgage & Financial, LLC, a Delaware Limited Liability Company DATE AND PLACE OF FILING: Recorded on January 9, 2008 as Document Number 3676132 in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by assignment recorded on August 24, 2011 as Document Number 3851837 in the Office of the County Recorder of Washington County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot 23, Block 1, Pine Glen 4th Addition, Washington County, Minnesota STREET ADDRESS OF PROPERTY: 9662 HALE AVENUE SOUTH, COTTAGE GROVE, MN 55016-3893 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $237,106.45 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 6, 2014 at 10:00 am PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is five (5) weeks from the date of sale. (Pursuant to Document No. 3882633) Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on June 10, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: March 13, 2014 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (14-0238-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 9662 HALE AVENUE SOUTH COTTAGE GROVE, MN 55016- 3893 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware corporation (3) Name of Mortgage Originator (Lender) River City Mortgage & Financial, LLC, a Delaware Limited Liability Company (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 20.027.21.32.0103 (6) Transaction Agent’s Mortgage ID Number (MERS number) 100315900000081736 (Oakdale-Lake Elmo Review: Mar. 19, 26, Apr. 2, 9, 16, 23, 2014)


STATE OF MINNESOTA COUNTY OF WASHINGTON DISTRICT COURT TENTH JUDICIAL DISTRICT Case Type: Mortgage Foreclosure Court File No. 82-CV-12-5621 The Honorable Richard C. Ilkka NOTICE OF SHERIFF'S SALE UNDER JUDGMENT AND DECREE Premier Bank, a Minnesota corporation, Plaintiff, vs. Kenneth A. Richard, an individual, Colleen K. Richard, an individual and John Does 1 through 10, Defendants. DATE: March 12, 2014 YOU ARE NOTIFIED, that pursuant to the Judgment and decree of foreclosure ("Judgment") entered in the above-entitled action on May 15, 2013, a certified copy of which has been delivered to the Washington County Sheriff, directing the sale of the Mortgaged Premises, hereinafter described, to satisfy the amount found and adjudged due to Plaintiff under the First Loan (as defined in the Judgment) in the above-titled action from Defendant Kenneth A. Richard, as prescribed in said Judgment, together with the costs and expenses of the sale, the undersigned Sheriff of Washington County will sell the Mortgaged Premises described below at public auction to the highest bidder for cash on May 7, 2014, at 10:00 a.m., at the Washington County Sheriff's Office - Civil Division, 15015 62nd Street North, Stillwater, Minnesota 55082. INFORMATION REGARDING MORTGAGE TO BE FORECLOSED 1. Date of Mortgage: January 31, 2005 2. Mortgagors: Kenneth A. Richard and Colleen K. Richard, husband and wife 3. Mortgagee: Premier Bank, a Minnesota corporation 4. Recording Information: Recorded March 22, 2005 in the Office of the County Recorder of Washington County, Minnesota as Document No. 3504349 5. Assignments of Mortgage, if any: None. INFORMATION REGARDING MORTGAGED PREMISES 6. Tax parcel identification numbers of the Mortgaged Premises: 08.030.21.32.0009; 08.030.21.32.0010 7. Legal description of the Mortgaged Premises: Lots 10 and 11, Rearrangement at Pine Tree Estates, Washington County, Minnesota, together with all existing or subsequently erected or affixed buildings, improvements and fixtures; all easements, rights of way, and appurtenances; all water, water rights, watercourses and ditch rights (including stock in utilities with ditch or irrigation rights); and all other rights, royalties, and profits relating to the real property, including without limitation all minerals, oil, gas, geothermal and similar matters. 8. The physical street address, city and zip code of the Mortgaged Premises: Unassigned; 10408 Hadley Circle North, White Bear Lake, Minnesota 55110 OTHER FORECLOSURE DATA 9. The person holding the Mortgage is not a transaction agent, as defined by Minn. Stat. 58.02, subd. 30. INFORMATION REGARDING FORECLOSURE SALE 10. The original principal amount secured by the Mortgage was $175,000.00. 11. As of the date of this Notice, the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is $230,340.39. 12. The sale will be held on May 7, 2014, at 10:00 a.m., at the Washington County Sheriff's Office - Civil Division, 15015 62nd Street North, Stillwater, Minnesota 55082. 13. The time allowed by law for redemption by Mortgagor or Mortgagor's personal representatives or assigns is six (6) months after the date the court confirms the sale. 14. THE TIME ALLOWED BY LAW FOR REDEMPTION BY MORTGAGOR, MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 15. Colleen K. Richard, one of the mortgagors, has been discharged from personal financial obligation on the Mortgage as a result of her bankruptcy filing and discharge in her bankruptcy proceeding. /s/ Miguel Tellez Sheriff of Washington County William M. Hutton Deputy Sheriff LEONARD, O'BRIEN SPENCER, GALE & SAYRE, LTD. By: /s/ Peter J. Sajevic, III /s/ Peter J. Sajevic, III, #279237 Attorney for Premier Bank 100 South Fifth Street, Suite 2500 Minneapolis, MN 55402 (612) 332-1030 (Oakdale-Lake Elmo Review: Mar. 19, 26, Apr. 2, 9, 16, 23, 2014)


NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: March 5, 2014 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Bright KEYS of Spring Hills Homeowners’ Association (hereinafter the "Association") which was recorded as Document No. 802492, in the Office of the County Recorder of Washington County, Minnesota, as amended, covering the following property: LEGAL DESCRIPTION: Lot 7, Block 1, Parkside 1st Addition, Washington County, Minnesota STREET ADDRESS: 8851 Spring Lane, Woodbury, MN 55125 TAX PARCEL ID NO. 04-028-21- 41-0167 2. Pursuant to said Declaration, there is claimed to be due and owing as of March 5, 2014, from Timothy J. Vogl and Margaret K. Vogl, title holders, to the Association, a Minnesota non-profit corporation, the amount of $3,785.00 for unpaid association assessments, late fees, attorneys’ fees and costs, plus any other such amounts that will accrue after March 5, 2014, including reasonable attorneys’ fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owners have not been released from the owners’ financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3- 115 and 515B.3-116 provides for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on November 26, 2013, as Document No. 3972819 in the Washington County Recorder’s Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owners in taking title to the premises subject to said Declaration, said Lien will be foreclosed by the sale of said property by the Sheriff of Washington County, at the Washington County Sheriffs Office, Washington County Law Enforcement Center, 15015 - 62nd Street North, Stillwater, Minnesota, on the 7th day of May, 2014, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys’ fees as allowed by law. 8. The time allowed by law for redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on November 7, 2014, if the account is not reinstated or the owners do not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGORS, THE MORTGAGORS’ PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. BRIGHT KEYS OF SPRING HILLS HOMEOWNERS’ ASSOCIATION Attorneys for Bright KEYS of Spring Hills Homeowners’ Association THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (BrightKEYS/Vogl/12-7-620D) (Oakdale-Lake Elmo Review: Mar. 19, 26, Apr. 2, 9, 16, 23, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 26, 2014 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $165,000.00 MORTGAGOR(S): Romain C. Wenzel and Theresa J. Wenzel, husband and wife MORTGAGEE: Wells Fargo Home Mortgage, Inc., a California Corporation n/k/a Wells Fargo Bank, N.A. successor by Wells Fargo Home Mortgage, Inc. DATE AND PLACE OF FILING: Filed April 27, 2004 Washington County Recorder; Document No. 3437603 ASSIGNMENTS OF MORTGAGE: Assigned to: None LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 1, Minnesota's Eastwoode, Washington County, Minnesota STREET ADDRESS OF PROPERTY: 3889 Gresham Circle North, Oakdale, MN 55128 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $159,829.06 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 6, 2014 at 10:00 AM PLACE OF SALE: Washington County Sheriff’s office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota. To pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is Six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on November 6, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: ROMAIN C. WENZEL AND THERESA J. WENZEL “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: March 11, 2014 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (Z7420) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 3889 Gresham Circle North, Oakdale, MN 55128 (2) Transaction Agent None (3) Name of Mortgage Originator (Lender) Wells Fargo Home Mortgage, Inc., a California Corporation n/k/a Wells Fargo Bank, N.A. successor by Wells Fargo Home Mortgage, Inc. (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 18.029.21.11.0017 (6) Transaction Agent’s Mortgage ID Number (MERS number) None (Oakdale-Lake Elmo Review: Mar. 19, 26, Apr. 2, 9, 16, 23, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Eh Xiong and Malia Yang-Xiong, husband and wife Mortgagee: Mortgage Electronic Registration Systems, Inc. as nominee for Guaranty Residential Lending, Inc. Dated: 06/06/2003 Recorded: 08/18/2003 Washington County Recorder Document No. 3364854 Assigned To: BAC Home Loans Servicing, LP Dated: 06/15/2009 Recorded: 06/22/2009 Washington County Recorder Document No. 3745653 Assigned To: Federal National Mortgage Association Dated: 01/10/2013 Recorded: 01/24/2013 Washington County Recorder Document No. 3928418 Assigned To: Bank of America, N.A. sbm to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP Dated: 08/29/2013 Recorded: 10/08/2013 Washington County Recorder Document No. 3967288 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage ID No: 100012900016763810 Lender or Broker: Guaranty Residential Lending, Inc. Servicer: Bank of America, N.A. Mortgage Originator: Guaranty Residential Lending, Inc. LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 3, Fox Glen First Addition, Washington County, Minnesota This is Abstract Property. TAX PARCEL NO.: 20.028.21.43.0026 ADDRESS OF PROPERTY: 3945 BENJAMIN DRIVE WOODBURY, MN 55125 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $248,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $234,754.24 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 16, 2014, 10:00 AM PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is November 16, 2014 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: March 13, 2014 Bank of America, N.A., Assignee of Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: Bank of America, N.A., Assignee of Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16751-14-00211-2 (Oakdale-Lake Elmo Review: Mar. 19, 26, Apr. 2, 9, 16, 23, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 30, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,786.00 MORTGAGOR(S): Jennifer L. Hosek, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for Lakeland Mortgage Corporation, a Minnesota Corporation DATE AND PLACE OF FILING: Recorded on September 19, 2008 as Document Number 3708454 in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by assignment recorded on September 1, 2011 as Document Number 3852550 in the Office of the County Recorder of Washington County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: The North 1/2 of Lot 4, Block 14, Carli and Schulenburg`s Addition to Stillwater, Washington County, Minnesota STREET ADDRESS OF PROPERTY: 1105 2ND STREET NORTH, STILLWATER, MN 55082-4030 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $230,722.88 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 13, 2014 at 10:00 am PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on November 13, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: March 19, 2014 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (14-0454-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 1105 2ND STREET NORTH STILLWATER, MN 55082-4030 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc. (3) Name of Mortgage Originator (Lender) Lakeland Mortgage Corporation, a Minnesota Corporation (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 21.030.20.43.0021 (6) Transaction Agent’s Mortgage ID Number (MERS number) 100137510000334393 (Oakdale-Lake Elmo Review: Mar. 26, Apr. 2, 9, 16, 23, 30, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Newell V. Johnson and Mary A. Johnson, husband and wife Mortgagee: CU Mortgage Services, Inc. Dated: 07/25/2007 Recorded: 08/16/2007 Washington County Recorder Document No. 3657290 Transaction Agent: N/A Transaction Agent Mortgage ID No: N/A Lender or Broker: CU Mortgage Services, Inc Servicer: C.U. Mortgage Services, Inc. Mortgage Originator: CU Mortgage Services, Inc LEGAL DESCRIPTION OF PROPERTY: Lots 15 and 16, Block 98, Division No. 4 of St Paul Park, Washington County, Minnesota This is Abstract Property. TAX PARCEL NO.: 12.027.22.34.0038 ADDRESS OF PROPERTY: 1242 5th Street Saint Paul Park, MN 55071 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 159,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: 152,983.01 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 16, 2014, 10:00 AM PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is November 16, 2014 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: March 17, 2014 CU Mortgage Services, Inc., Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: CU Mortgage Services, Inc., Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 8880-14-00395-1 (Oakdale-Lake Elmo Review: Mar. 26, Apr. 2, 9, 16, 23, 30, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Lance R. Allery and Ashley Allery, husband and wife Mortgagee: Mortgage Electronic Registration Systems, Inc. as nominee for Bell America Mortgage LLC dba Bell Mortgage Dated: 07/24/2008 Recorded: 08/07/2008 Washington County Recorder Document No. 3703508 Assigned To: Bank of America, N.A. Dated: 05/07/2013 Recorded: 05/09/2013 Washington County Recorder Document No. 3944715 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage ID No: 1000269-0010105444-2 Lender or Broker: Bell America Mortgage LLC Servicer: Bank of America, N.A. Mortgage Originator: Bell America Mortgage LLC LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Pinetree Pond Townhouses First Addition, Washington County, Minnesota. This is Abstract Property. TAX PARCEL NO.: 16.027.21.43.0014 ADDRESS OF PROPERTY: 8763 S IRONWOOD AVENUE COTTAGE GROVE, MN 55016 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 141,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: 142,262.64 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 16, 2014, 10:00 AM PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is November 16, 2014 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: March 31, 2014 Bank of America, N.A., Assignee of Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: Bank of America, N.A., Assignee of Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16751-14-00188-1 (Oakdale-Lake Elmo Review: Apr. 2, 9, 16, 23, 30, May 7, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 20, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $238,500.00 MORTGAGOR(S): Eden M. Burbul And Jason A. Burbul, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for Mortgage One, Inc., a Minnesota corporation DATE AND PLACE OF FILING: Recorded on November 16, 2004 as Document Number 3478438 in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by assignment recorded on September 16, 2009 as Document Number 3759523 in the Office of the County Recorder of Washington County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 4, Oakdale Ponds Third Addition, Washington County, Minnesota STREET ADDRESS OF PROPERTY: 2247 NORTH GRANGE AVENUE, OAKDALE, MN 55128 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $206,444.67 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 21, 2014 at 10:00 am PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on November 21, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: JASON ALLEN BURBUL AND EDEN MARIE BURBUL “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: March 26, 2014 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. *James J. Pauly, Esq.* Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-3252-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 2247 NORTH GRANGE AVENUE OAKDALE, MN 55128 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc. (3) Name of Mortgage Originator (Lender) Mortgage One, Inc., a Minnesota corporation (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 19.029.21.43.0032 (6) Transaction Agent’s Mortgage ID Number (MERS number) 1001527-1100000493-3 (Oakdale-Lake Elmo Review: Apr. 2, 9, 16, 23, 30, May 7, 2014)


STATE OF MINNESOTA COUNTY OF WASHINGTON DISTRICT COURT TENTH JUDICIAL DISTRICT CASE TYPE: MORTGAGE FORECLOSURE File No: 82-CV-13-5760 Judge John C. Hoffman NOTICE OF SHERIFF SALE PURSUANT TO JUDGMENT WELLS FARGO BANK, N.A., Plaintiff, vs. JOSEPH OBITZ, AMBER OBITZ, JOHN DOE AND MARY ROE, Defendants. NOTICE IS HEREBY GIVEN that by virtue of the Findings of Fact, Conclusions of Law, Order for Default Judgment and Judgment entered in the above entitled matter, whereby it is adjudged, among other things, that there is due to the Plaintiff the sum of ONE HUNDRED SIXTY-THREE THOUSAND ONE HUNDRED TWENTY-FIVE and 23/100 ($163,125.23) Dollars with interest from and after April 2, 2014, and that the land therein described be sold to satisfy the same, with costs and expenses of such sale, a certified transcript of which judgment has been delivered to me by the Court, I, the undersigned Sheriff of Washington, Minnesota will offer and expose for sale at public auction to the highest bidder on the 11th day of June, 2014 at 10:00 A.M. in the lobby of the Washington County Sheriff Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota, the land described and directed to be sold in said judgment lying and being in the County of Washington, State of Minnesota, to wit: Lot 14 and 15, and the North 10 feet of Lot 13, Block 2, Division No. 6 of St. Paul Park. Property Address: 628 1/2 7th Avenue, Newport, MN 55055 Tax ID: 01-027-22-21-0006 and 01-027-22-21-0005 or so much thereof as shall be necessary to satisfy said judgment, the interest thereon, and the costs and expenses of such sale; subject to redemption within six (6) months from the date of confirmation of said sale by the Court herein. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on December 29, 2014. “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: 3-26-14 WASHINGTON COUNTY SHERIFF By: /s/ Bradley R. Marquardt Deputy Dated: March 25, 2014 SCHILLER & ADAM, P.A. By: /s/ Sarah J.B. Adam Attorney for Plaintiff 25 No. Dale St. Academy Professional Building Saint Paul, MN 55102-2227 (651) 209-9770 Attorney Reg. No. 332021 (13-4128LIT) (Oakdale-Lake Elmo Review: Apr. 2, 9, 16, 23, 30, May 7, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Michelle A. Proulx and James Colonna, as wife and husband Mortgagee: C.U. Mortgage Services, Inc. Dated: 05/16/2003 Recorded: 07/17/2003 Washington County Recorder Document No. 3355520 Transaction Agent: N/A Transaction Agent Mortgage ID No: N/A Lender or Broker: C.U. Mortgage Services, Inc. Servicer: C.U. Mortgage Services, Inc. Mortgage Originator: C.U. Mortgage Services, Inc. LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 13, Wind Wood Plat Two, Washington County, Minnesota This is Abstract Property. TAX PARCEL NO.: 19.028.21.41.0015 ADDRESS OF PROPERTY: 6838 Thames Rd Woodbury, MN 55125 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 145,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: 122,225.60 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 23, 2014, 10:00 AM PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is November 23, 2014 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: March 20, 2014 CU Mortgage Services, Inc., Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: CU Mortgage Services, Inc., Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 8880-14-00429-1 (Oakdale-Lake Elmo Review: Apr. 2, 9, 16, 23, 30, May 7, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 19, 1995 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $88,906.00 MORTGAGOR(S): Daniel T. Zogaa and Frances T. Nimely, both single people MORTGAGEE: MidAmerica Bank, a Minnesota corporation DATE AND PLACE OF FILING: Filed June 21, 1995 Washington County Recorder; Document No. 844328; as modified of record by Document No. 3101569 ASSIGNMENTS OF MORTGAGE: Assigned to: Norwest Mortgage Inc., a California corporation, n/k/a Wells Fargo Bank, N.A., successor by merger to Norwest Mortgage Inc. by written assignment recorded on June 21, 1995 as Document Number 844329, in the Office in the County Recorder in Washington County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Joseph T. Dixon 5th Addition, Washington County, Minnesota STREET ADDRESS OF PROPERTY: 1648 Dixon Drive, St. Paul Park, MN 55071-1237 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $114,216.60 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 20, 2014 at 10:00 a.m. PLACE OF SALE: Washington County Sheriff’s office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota. To pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is five (5) weeks months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on June 24, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: March 28, 2014 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. *James J. Pauly, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (E9783) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 1648 Dixon Drive, St. Paul Park, MN 55071-1237 (2) Transaction Agent None (3) Name of Mortgage Originator (Lender) MidAmerica Bank, a Minnesota corporation (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 18.027.21.23.0035 (6) Transaction Agent’s Mortgage ID Number (MERS number) none (Oakdale-Lake Elmo Review: Apr. 2, 9, 16, 23, 30, May 7, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: James D. Luster, Jr., a single man Mortgagee: Mortgage Electronic Registration Systems, Inc. as nominee for America`s Wholesale Lender Dated: 10/31/2006 Filed: 11/22/2006 Washington Registrar of Titles Document No. 1172619 Against Certificate of Title No.: 63484 Assigned To: BAC Home Loans Servicing LP Dated: 05/11/2009 Filed 06/12/2009 Washington County Registrar of Titles Document No. 1192079 Against Certificate of Title No.: 63484 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage ID No: 100015700074338720 Lender or Broker: America`s Wholesale Lender Servicer: Bank of America, N.A. Mortgage Originator: America`s Wholesale Lender LEGAL DESCRIPTION OF PROPERTY: Lot Sixteen (16), Block Three (3), Rolling Hills 6th Addition, according to the plat thereof on file and of record in the office of the Registrar of Titles, County of Washington, State of Minnesota. This is Registered Property. TAX PARCEL NO.: 08.027.21.41.0098 ADDRESS OF PROPERTY: 7925 77TH ST BAY S COTTAGE GROVE, MN 55016- 0000 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 207,920.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: 194,770.76 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 30, 2014, 10:00 AM PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is November 30, 2014 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: April 1, 2014 Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP, Assignee of Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP, Assignee of Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16751-14-00354-3 (Oakdale-Lake Elmo Review: Apr. 9, 16, 23, 30, May 7, 14, 2014)


STATE OF MINNESOTA DISTRICT COURT COUNTY OF WASHINGTON TENTH JUDICIAL DISTRICT CASE TYPE: OTHER CIVIL Court File No. 82-CV-12-1614 Judge John R. McBride NOTICE OF SHERIFF’S SALE UNDER JUDGMENT AND DECREE Bremer Bank, National Association, Plaintiff, vs. Peter J. Tacheny and Jill P. Tacheny, Saliterman & Siefferman, P.C., a Minnesota corporation, Daniel A. Tacheny, Kit Fuerhelm, Tacheny Roofing & Siding, Inc., a Minnesota corporation, BMO Harris Bank, a national association, Target National Bank, a national banking corporation, John Doe and Mary Rowe, Defendants, NOTICE IS HEREBY GIVEN, that under and by virtue of the Findings of Fact, Conclusions of Law, and Order for Judgment and Judgment dated February 21, 2014, as amended by the Findings of Fact, Conclusions of Law and Order for Judgment and Judgment dated February 21, 2014, in the above entitled action, certified copies of which has been delivered to me directing the sale of the premises hereinafter described to satisfy the amount found and adjudged and due to said Plaintiff in the above entitled action from Defendant Peter J. Tacheny and Jill P. Tacheny, the Sheriff of Washington County, will sell at public auction to the highest bidder for cash, on June 11, 2014 at 10:00 a.m., at the Washington County Sheriff’s Office, Washington County Sheriff's Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota 55082, said county and state, the premises and real estate described in said Order located at 2444 Legion Avenue, Lake Elmo, Minnesota 55042 to wit: That part of the South One-Half of the Northeast Quarter Except the North 35.48 acres thereof Section 24, Township 29 North, Range 21 West, described more particularly as follows: Commencing at the East 1/4 corner of said Section 24, a found Washington County cast iron monument; thence South 89 degrees 49 minutes 25 seconds West, bearing based on the Washington County Coordinate Systems, a distance of 1969.17 feet along the Southerly line of the Northeast 1/4 of said Section 24 to the point of beginning; thence South 89 degrees 49 minutes 25 seconds West a distance of 654.94 feet along the Southerly line of said Northeast 1/4 of Section 24; thence North 00 degrees 15 minutes 37 seconds West a distance of 730.89 feet along the Westerly line of the Northeast 1/4 of said Section 24; thence North 89 degrees 41 minutes 54 seconds East a distance of 654.94 feet along the Southerly line of said North 35.48 acres; thence South 00 degrees 15 minutes 37 seconds East, parallel with the Westerly line of the Northeast 1/4 of said Section 24 a distance of 732.32 feet to the point of beginning, according to the United States Government Survey thereof and situate in Washington County, Minnesota. Dated on this 18th day of March, 2014. SHERIFF OF Washington COUNTY, MINNESOTA By: /s/ Miguel Tellez Deputy Sheriff MESSERLI & KRAMER P.A. /s/ Creig Andreasen Creig Andreasen #334832 1400 Fifth Street Towers 100 South Fifth Street Minneapolis, MN 55402-1217 Telephone: 672-3600 ATTORNEY FOR PLAINTIFF This is an attempt to collect a debt and any information obtained will be used for that purpose. (Oakdale-Lake Elmo Review: Apr. 9, 16, 23, 30, May 7, 14, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Charles D. Devine and Michelle K. Devine, husband and wife as joint tenants Mortgagee: M&I Marshall & Ilsley Bank Dated: 10/17/2006 Recorded: 11/14/2006 Washington County Recorder Document No. 3615771 Transaction Agent: N/A Transaction Agent Mortgage ID No: N/A Lender or Broker: M&I Marshall & Ilsley Bank Servicer: BMO Harris Bank, N.A. Mortgage Originator: M&I Marshall & Ilsley Bank LEGAL DESCRIPTION OF PROPERTY: The Northwest Quarter of the Southeast Quarter (NW 1/4 of SE 1/4) of Section Twenty-seven (27), Township Twenty-eight (28), Range Twenty (20), according to the United States Government Survey thereof, except the East 1/2 thereof. This is Abstract Property. TAX PARCEL NO.: 27.028.20.42.0003 ADDRESS OF PROPERTY: 15489 45th Street South Afton, MN 55001 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 450,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: 369,535.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 6, 2014, 10:00 AM PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is December 7, 2014 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: April 8, 2014 BMO Harris Bank N.A., as successor to M & I Marshall & Ilsley Bank, Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: BMO Harris Bank N.A., as successor to M & I Marshall & Ilsley Bank, Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16327-14-00239-3 (Oakdale-Lake Elmo Review: Apr. 16, 23, 30, May 7, 14, 21, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 15, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $298,000.00 MORTGAGOR(S): Chad Hagen, a single person MORTGAGEE: Wells Fargo Bank, N.A. DATE AND PLACE OF FILING: Recorded on September 22, 2005 as Document Number 3541345 in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: None. LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 3, Heritage Farm, Washington County, Minnesota. STREET ADDRESS OF PROPERTY: 2944 30TH STREET CIRCLE N, LAKE ELMO, MN 55042-8412 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $205,826.69 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 3, 2014 at 10:00 am PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on December 3, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: April 9, 2014 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. *James J. Pauly, Esq.* Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-5582-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 2944 30TH STREET CIRCLE N LAKE ELMO, MN 55042-8412 (2) Transaction Agent None (3) Name of Mortgage Originator (Lender) Wells Fargo Bank, N.A. (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 24.029.21.11.0009 (6) Transaction Agent’s Mortgage ID Number (MERS number) None (Oakdale-Lake Elmo Review: Apr. 16, 23, 30, May 7, 14, 21, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 7, 2005 MORTGAGOR: Brian Falkosky and Nancy Falkosky, Husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded January 6, 2006 Washington County Recorder, Document No. 3562598. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, successor trustee to Bank of America, National Association, as Trustee for Morgan Stanley Mortgage Loan Trust 2006- 9AR. Dated March 25, 2011 Recorded August 18, 2011, as Document No. 3851162. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100053030008611817 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Aegis Wholesale Corporation RESIDENTIAL MORTGAGE SERVICER: Ocwen Loan Servicing, LLC. MORTGAGED PROPERTY ADDRESS: 22596 Elston Court, Forest Lake, MN 55025 TAX PARCEL I.D. #: 0703221240015 LEGAL DESCRIPTION OF PROPERTY: Lot Fourteen (14), Block Two (2), Evergreen Ridge, Washington County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:?$288,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $329,820.77 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 11, 2013 at 10:00 AM PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 11, 2014, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 1, 2013 U.S. Bank National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 72 - 12-002690 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. (Oakdale-Lake Elmo Review: Oct. 9, 16, 23, 30, Nov. 6, 13, 2013) NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing forclosure sale is postponed until February 12, 2014 at 10:00 AM at the Sheriff’s Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, MN, in said county and state. Dated: December 6, 2013. U.S. Bank National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 72 - 12-002690 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR (Oakdale-Lake Elmo Review: Dec. 18, 2013) NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until April 16, 2014 at 10:00 AM at the Sheriff’s Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, MN, in said county and state. Dated: February 7, 2014. U.S. Bank National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 72 - 12-002690 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR (Oakdale-Lake Elmo Review: Feb. 19, 2014) NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 18, 2014 at 10:00 AM at the Sheriff’s Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, MN, in said county and state. Dated: April 14, 2014. U.S. Bank National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 72 - 12-002690 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR (Oakdale-Lake Elmo Review: Apr. 23, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 11/15/1999 MORTGAGOR(S): Christopher P. Viertel and Jami M. Viertel, husband and wife. MORTGAGEE: M & I Bank FSB Transaction Agent: N/A Transaction Agent Mortgage ID No: n/a Lender or Broker: M & I Bank FSB Servicer: BMO Harris Bank, N.A. Mortgage Originator: M & I Bank FSB DATE AND PLACE OF RECORDING: Recorded December 08, 1999,Washington County Recorder, Document No. 3082288. LEGAL DESCRIPTION OF PROPERTY: All that part of the Northeast Quarter of Northwest Quarter (NE 1/4-NW 1/4) of Section Number Eighteen (18) in Township Number Twenty-seven (27), North of Range Number Twenty-one (21) West, described as follows, to-wit; beginning at the Northwest corner of said tract, thence running East along the North line of said tract Three Hundred and Thirty (330) feet; thence running South on a line parallel with the West line of said tract, Two Hundred and Twenty and Forty-four One Hundredths (220.44) feet to a point, thence West on a line parallel with the North line of said tract Three Hundred and Thirty (330) feet to the West line of said tract; thence North along the West line of said tract Two Hundred and Twenty and Forty-four One Hundredths (220.44) feet to the place of beginning. REGISTERED PROPERTY: No TAX PARCEL NO.: 18.027.21.21.0109 ADDRESS OF PROPERTY: 1400 Marshall Ave Saint Paul Park, MN 55071 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $132,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $29,283.04 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Friday, April 18, 2014, 10:00 a.m. PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 1 year from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is 04/20/2015 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: February 13, 2014 BMO Harris Bank N.A., as successor to M & I Bank FSB Mortgagee Peterson, Fram & Bergman, P.A. By: Jon R. Cuskey Attorneys for: BMO Harris Bank N.A., as successor to M & I Bank FSB Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16327-13-00895-2 (Oakdale-Lake Elmo Review: Feb. 26, Mar. 5, 12, 19, 26, Apr. 2, 2014) NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that the above Mortgage Foreclosure Sale is hereby postponed to April 25, 2014, at 10:00 AM, Law Enforcement Center, 15015 62nd Street N., City of Stillwater in said County and State. Dated: April 15, 2014 BMO Harris Bank N.A., as successor to M & I Bank FSB Mortgagee Peterson, Fram & Bergman, P.A. By: Jonathan Cuskey Attorneys for: BMO Harris Bank N.A., as successor to M & I Bank FSB, Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101-1718 (651) 209-7599 13-00895 (Oakdale-Lake Elmo Review: Apr. 23, 2014)


NOTICE TO CREDITORS AND CLAIMANTS OF VANTAGE POINT APPAREL & PROMOTIONAL PRODUCTS, LLC Please be advised that VANTAGE POINTAPPAREL & PROMOTIONAL PRODUCTS, LLC is in the process of dissolving and winding up its affairs. On March 25, 2014 Vantage Point Apparel & Promotional Products, LLC filed with the Minnesota Secretary of State a Notice of Dissolution. All claims against Vantage Point Apparel & Promotional Products, LLC must be submitted in writing to Vantage Point Apparel & Promotional Products, LLC, Attention: Sawan S. Patel, 1500 Wells Fargo Plaza, 7900 Xerxes Avenue South, Bloomington, MN 55431. All claims must be presented to Vantage Point Apparel & Promotional Products, LLC on or before the following dates: (1) on or before July 1, 2014, which is 90 days after the first date of publication; or (2) 90 days after the date on which written notice was given to a particular creditor or claimant. (Oakdale-Lake Elmo Review: Apr. 2, 9, 16, 23, 2014)


NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1970 Movilla Manufactured Home, VIN#24480309W0310 currently located at 385 Cimarron, Lake Elmo MN 55042 together with all miscellaneous personal property located therein will be sold at public auction by the Washington County Sheriff on the 7th day of May, 2014 at 10:00 A.M., at 901 Lake Elmo Ave. N., located in the city of Lake Elmo, County of Washington, State of Minnesota, to pay and satisfy a lien which is claimed to be due from Kathleen Ann McConnell (02/24/1947) as the owner(s) and/or tenant(s) and/or occupant(s) thereof to: Realty Systems-Arizona, Inc., in the sum of One thousand six hundred thirty four Dollars and 41/100 ($1634.41) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and conducting said sale; and that the grounds of said lien are for care of tenant’s personal property remaining on Cimarron Mobile Home Park premises following abandonment by tenant(s) and/or occupant(s). Dated: April 3, 2014 /s/ Kathy Yunke Realty Systems – Arizona, Inc. (Oakdale-Lake Elmo Review: Apr. 9, 16, 23, 2014)


NOTICE OF SALE The following goods will be sold at Public auction to cover storage liens. Sale to be conducted at North Star Mini Storage, 7353 15th Street North, Oakdale, MN 55128, at 9:30 a.m. on Wednesday, April 30, 2014. North Star Mini Storage L.P. reserves the right to accept or reject any or all bids. Terms of the sale are cash only. Unit 2053 Brent Hetherington 1758 Grace Lane St Paul, MN 55106 Furniture Unit 2242 Diane Goldman 6120 Oxboro Ave #314 Stillwater, MN 55082 Furniture, Misc (Oakdale-Lake Elmo Review: Apr. 9, 23, 2014)


STATE OF MINNESOTA COUNTY OF WASHINGTON DISTRICT COURT PROBATE DIVISION TENTH JUDICIAL DISTRICT COURT FILE NO. 82-PR-12-3406 NOTICE AND ORDER FOR HEARING In Re: Estate of Mitzi M. Olson, also known as Mitzi Marie Olson, Decedent. IT IS ORDERED that all persons interested show cause, if any they have, before this Court, on the 23rd day of May, 2014, at 10:30 a.m., at 14949 - 62nd Street North, Stillwater, Minnesota, why the petition of Hillsdale College, praying for an order of this court: 1. Declaring that the no-contest clause in Article XII of the Will does not apply to Hillsdale College’s requests for (1) instructions and to construe and/or enforce the Will’s terms and the personal representatives’ duties, (2) copies of attorneys’ fees invoices and (3) an accounting; 2. If the Court grants Petitioner’s request for declaratory relief that Article XII of the Will does not apply, an order: A. Construing the estate tax apportionment provisions of the Will; B. Enforcing the Will’s provisions which direct that estate taxes are not to be allocated to the charitable remainder unitrusts for Wendy M. Olson and Todd J. Olson and that the charitable shares are not to be reduced to pay estate taxes; C. Directing the personal representatives to calculate, pay and apportion estate taxes consistent with the provisions of the Will; D. Directing the personal representatives to calculate and distribute the residuary shares consistent with the Will’s provisions; E. Directing the personal representatives to calculate the specific gifts consistent with the Will’s provisions and promptly collect from the noncharitable beneficiaries those amounts which have been over distributed; F. Construing the transfer of the Lutsen House to Wendy M. Olson; if the Court finds that Wendy M. Olson is the proper recipient of the Lutsen House, directing the personal representatives to enforce the Estate’s right of recovery of estate taxes from Wendy M. Olson; if the Court finds that Wendy M. Olson is not the proper recipient of the Lutsen House, directing the personal representatives to enforce the Estate’s right to recover the Lutsen House from Wendy M. Olson; G. Directing the personal representatives to render an accounting consistent with the Will’s provisions and to include copies of invoices and itemized expenses; H. Amending the Court’s December 21, 2012, and July 16, 2013, Interim Order for Partial Distribution; and I. Directing the personal representatives to deliver the Estate’s attorney fee invoices to Hillsdale College; and 3. Granting such other relief as the Court finds proper, which petition shall then be heard, should not be granted. This order shall be published once at least twenty (20) days before the date of the hearing and a copy of this order shall be mailed to each party in interest now in being at his or her last address, known to the successor trustee, at least fifteen (15) days before the date of the hearing. DATED: April 9, 2014. BY THE COURT: R.C. Ilkka DISTRICT COURT JUDGE Annette Fritz DISTRICT COURT ADMINISTRATOR BEST & FLANAGAN LLP Robert D. Maher (#220863) William R. Asp (#388992) 225 South Sixth Street, Suite 4000 Minneapolis, MN 55402 (612) 339-7121 (Oakdale-Lake Elmo Review: Apr. 23, 2014)


SUMMARY OF ADVERTISEMENT FOR BIDS/REQUESTS FOR PROPOSALS FOR WASHINGTON COUNTY Requests for Bids are being solicited until 2:00 p.m., May 20, 2014, for paving, signing and striping on County State Aid Highway 29 in the city of Mahtomedi, and County State Aid Highway 21 in Baytown Township, Washington County, Minnesota. Go to: http://www.co.washington.mn.us/ bids.aspx for further details. Oakdale-Lake Elmo Review: Apr. 23, 2014)


SECTION 0100 – ADVERTISEMENT FOR BIDS LAKE ELMO AVENUE TRUNK WATERMAIN IMPROVEMENTS PROJECT NO. 2013.133 FOR THE CITY OF LAKE ELMO WASHINGTON COUNTY, MINNESOTA Notice is hereby given that sealed bids will be received, publicly opened, and read aloud by representatives of the City of Lake Elmo, Minnesota, at City Hall, 3800 Laverne Avenue N., Lake Elmo, Minnesota 55042, at 2:00 PM CST, on Thursday, May 15, 2014. Bids are for furnishing all work and materials for the construction, complete in place, of the Lake Elmo Avenue Watermain Infrastructure Improvement Project, consisting of the major work items in the following approximate quantities: 13,400 LF 16” HDPE DR 11 Watermain, installed by HDD 400 LF 16” DIP CL 52 Watermain 1,850 LF Type K Copper Water Service 27 EA Hydrant – 8’6” Bury 27 EA 6” Gate Valve & Box 17 EA 16” Butterfly Valve & Box 260 TN Bituminous Paving Bids must be submitted on the Proposal Forms provided in accordance with the Contract Documents, Plans and Specifications as prepared by TKDA, Inc., www.tkda.com, which are on file for inspection in the office of the City Clerk and City Engineer. Complete digital Proposal Forms, Plans, and Specifications for use by Contractors submitting a bid are available at www.QuestCDN.com. Digital plan documents may be downloaded for a non-refundable fee of $25.00 by inputting Quest Project No. 3255599 on the website’s Project search page. Please contact QuestCDN at (952) 233-1632 or info@QuestCDN.com for assistance in free membership registration, downloading, and working with this digital project information. Contractors desiring drawings, specifications and related documents for the purpose of submitting a bid may also secure a digital CD set from the office of the City Engineer for a fee of $25.00 for each set. The fee will not be refunded. Mail orders for Plans and Specifications, and orders for printed paper Plans and Specifications will not be taken by the City. Bids will only be accepted from Contractors who purchase Bidding Documents as specified above. No bid will be considered unless sealed and filed with the City Clerk prior to the time noted above for the closing of the bids, and accompanied by a certified check, cash, or bid bond in an amount not less than five percent (5%) of the total bid as a guarantee that the bidder, if successful, will enter into a contract with the City to perform the work described in the proposal. This deposit will be subject to forfeiture as provided by law. The deposits for the three lowest bidders will be retained by the City until the contract has been awarded and executed but not longer than sixty (60) days. No bid may be withdrawn for a period of sixty (60) days following the bid opening. The City reserves the right to reject any or all bids, to waive informalities or to award the contract to the lowest responsible bidder, in the best interest of the City. Dated: April 16, 2014 Adam Bell, City Clerk City of Lake Elmo Oakdale-Lake Elmo Review: Apr. 23, 30, 2014)


STATE OF MINNESOTA COUNTY OF WASHINGTON DISTRICT COURT TENTH JUDICIAL DISTRICT PROBATE DIVISION Court File No. 82-PR-14-1789 ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS In Re: Estate of Harold H. Beach, aka Harold Henry Beach, Deceased TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 20 day of May, 2014, at 9:00 o’clock A.M., a hearing will be held in the above named Court at 14949 - 62nd Street North, Stillwater, Minnesota, for the formal probate of an instrument purporting to be the will of the above named deceased, dated November 20, 2013, and for the appointment of Joan M. Mero, whose address is: 7257 Clay Avenue East, Inver Grove Heights, Minnesota 55076, as personal representative of the estate of the above named decedent in an unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes and expenses, and sell real and personal property, and do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Court Administrator within four months after the date of this notice or said claims will be barred. Dated: 4/17/14 /s/ Susan R. Miles Judge /s/ Annette Fritz Court Administrator Brian J. Taurinskas TAURINSKAS LAW FIRM, P.A. 633 So. Concord Street, Suite 320 P.O. Box 605 South St. Paul, MN 55075 Oakdale-Lake Elmo Review: Apr. 23, 30, 2014)


 

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