Public Notices Apr. 2, 2014 Oakdale - Lake Elmo Review

Public Notices, Foreclosure Notices & Legal Notices published Apr. 2, 2014 in the Oakdale - Lake Elmo Review. Serving the surrounding communities of Oakdale, Lake Elmo and Washington County.

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NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 7, 2010 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $217,291.00 MORTGAGOR(S): Stacey E. Forster, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for The Business Bank, dba Prime Mortgage, a Minnesota Banking Corporation DATE AND PLACE OF FILING: Recorded on May 17, 2010 as Document Number 3791335 in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by assignment recorded on February 8, 2012 as Document Number 3874068 in the Office of the County Recorder of Washington County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Unit No. 1201, Common Interest Community No. 248, a Condominium, Windward, Washington County, Minnesota. STREET ADDRESS OF PROPERTY: 10735 FALLING WATER LN UNIT A, WOODBURY, MN 55129-5321 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $226,341.12 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 15, 2014 at 10:00 am PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on October 15, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: February 18, 2014 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. *James J. Pauly, Esq.* Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (14-0113-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 10735 FALLING WATER LN UNIT A WOODBURY, MN 55129-5321 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc. (3) Name of Mortgage Originator (Lender) The Business Bank, dba Prime Mortgage, a Minnesota Banking Corporation (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 11.028.21.43.0122 (6) Transaction Agent’s Mortgage ID Number (MERS number) 100132-1000061147-4 (Oakdale-Lake Elmo Review: Feb. 26, Mar. 5, 12, 19, 26, Apr. 2, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Tiffany M. Glowartz, a single person. Mortgagee: CU Mortgage Services, Inc. Dated: 04/30/2003 Recorded: 07/10/2003 Washington County Recorder Document No. 3352637 Transaction Agent: N/A Transaction Agent Mortgage ID No: N/A Lender or Broker: C.U. Mortgage Services, Inc. Servicer: C.U. Mortgage Services, Inc. Mortgage Originator: C.U. Mortgage Services, Inc. LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 2, East Parkview First Addition, Washington County, Minnesota This is Abstract Property. TAX PARCEL NO.: 10.027.21.12.0010 ADDRESS OF PROPERTY: 7020 Jocelyn Avenue South Cottage Grove, MN 55016 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $120,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $102,487.02 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 18, 2014, 10:00 AM PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is October 18, 2014 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: February 13, 2014 CU Mortgage Services, Inc., Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: CU Mortgage Services, Inc., Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 8880-13-00128-7 (Oakdale-Lake Elmo Review: Feb. 26, Mar. 5, 12, 19, 26, Apr. 2, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: October 16, 2007 MORTGAGOR: Cheryl A. Russell and Shawn Russell, wife and husband. MORTGAGEE: Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded October 25, 2007 Washington County Recorder, Document No. 3667331. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. Dated November 22, 2013 Recorded November 27, 2013, as Document No. 3972924. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 700 Guthrie Avenue North, Oakdale, MN 55128 TAX PARCEL I.D. #: 31.029.21.14.0001 LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block Three (3), Ridgecrest Estates, Washington County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $231,300.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $249,952.52 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 17, 2014 at 10:00 AM PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 17, 2014, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: February 14, 2014 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 14-001304 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. (Oakdale-Lake Elmo Review: Feb. 26, Mar. 5, 12, 19, 26, Apr. 2, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 11/15/1999 MORTGAGOR(S): Christopher P. Viertel and Jami M. Viertel, husband and wife. MORTGAGEE: M & I Bank FSB Transaction Agent: N/A Transaction Agent Mortgage ID No: n/a Lender or Broker: M & I Bank FSB Servicer: BMO Harris Bank, N.A. Mortgage Originator: M & I Bank FSB DATE AND PLACE OF RECORDING: Recorded December 08, 1999,Washington County Recorder, Document No. 3082288. LEGAL DESCRIPTION OF PROPERTY: All that part of the Northeast Quarter of Northwest Quarter (NE 1/4-NW 1/4) of Section Number Eighteen (18) in Township Number Twenty-seven (27), North of Range Number Twenty-one (21) West, described as follows, to-wit; beginning at the Northwest corner of said tract, thence running East along the North line of said tract Three Hundred and Thirty (330) feet; thence running South on a line parallel with the West line of said tract, Two Hundred and Twenty and Forty-four One Hundredths (220.44) feet to a point, thence West on a line parallel with the North line of said tract Three Hundred and Thirty (330) feet to the West line of said tract; thence North along the West line of said tract Two Hundred and Twenty and Forty-four One Hundredths (220.44) feet to the place of beginning. REGISTERED PROPERTY: No TAX PARCEL NO.: 18.027.21.21.0109 ADDRESS OF PROPERTY: 1400 Marshall Ave Saint Paul Park, MN 55071 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $132,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $29,283.04 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Friday, April 18, 2014, 10:00 a.m. PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 1 year from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is 04/20/2015 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: February 13, 2014 BMO Harris Bank N.A., as successor to M & I Bank FSB Mortgagee Peterson, Fram & Bergman, P.A. By: Jon R. Cuskey Attorneys for: BMO Harris Bank N.A., as successor to M & I Bank FSB Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16327-13-00895-2 (Oakdale-Lake Elmo Review: Feb. 26, Mar. 5, 12, 19, 26, Apr. 2, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 17, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $144,000.00 MORTGAGOR(S): Lois L. Arends, unmarried MORTGAGEE: The Mortgage Company, a Minnesota Corporation DATE AND PLACE OF FILING: Recorded on November 4, 2002 and memorialized upon Certificate of Title No. 56450 as Document Number 1118743 in the Office of the County Registrar of Titles of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Home Mortgage, Inc., a California corporation n/k/a Wells Fargo Bank, N.A., successor by merger to Wells Fargo Home Mortgage, Inc. by assignment recorded on November 4, 2002 as Document Number 1118744 in the Office of the County Registrar of Titles of Washington County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: All that part of the Northeast Quarter of the Northwest Quarter (NE 1/4 of NW 1/4) of Section Four (4), Township Twenty-nine (29), North of Range Twenty (20) West, described as follows: Beginning at the intersection of the south right of way line of State Trunk Highway No. 212 and the west line of the Northeast Quarter of the Northwest Quarter (NE 1/4 of NW 1/4) of Section Fourth (4), and running thence East on the south right of way line of State Trunk Highway No. 212, a distance of 872 feet to an iron pipe; thence south and parallel with the west line of the Northeast Quarter of the Northwest Quarter (NE 1/4 of NW 1/4) of said Section Four (4), a distance of 280 feet to a point, said point being the Northeast (NE) corner of the tract of land to be conveyed; thence West and parallel with the South right of way line of State Trunk Highway No. 212, a distance of 110 feet to an iron pipe; thence South and parallel with the West line of the Northeast Quarter of the Northwest Quarter (NE 1/4 of NW 1/4) of said Section Four (4) a distance of 100 feet, to an iron pipe; thence East and parallel with the south right of way line of State Trunk Highway No. 212, a distance of 110 feet to an iron pipe; thence North and parallel with the west line of the Northeast Quarter of the Northwest Quarter (NE 1/4 of NW 1/4) of said Section Four (4), a distance of 100 feet to the Northeast (NE) corner of said tract; subject to power line easements of record. Grantees in accepting this deed agree and covenant that said tract shall not be used for commercial purposes. ALSO an easement for purposes of ingress to and egress from said tract of land over and across the following parcels of land in the Northeast Quarter of the Northwest Quarter (NE 1/4 of NW 1/4) of said Section Four (4): 1. A tract of 30 feet in width from east to west and 380 feet in length from north to south, the west line of which is located as follows: Beginning at a point in the south right of way line of said Trunk Highway No. 212, a distance of 872 feet east of the west line of the Northeast Quarter of the Northwest Quarter (NE 1/4 of NW 1/4) of said Section Four (4) and running thence south and parallel with the west line of the Northeast Quarter of the Northwest Quarter (NE 1/4 of NW 1/4) of said Section Four (4), a distance of 380 feet. 2. A tract 300 feet in width from north to south and 110 feet in length from east to west the south line of which is located as follows: Beginning at a point 280 feet south of the south right of way line of said State Trunk Highway No 212 and 872 feet east of the west line of the Northeast Quarter of the Northwest Quarter (NE 1/4 of NW 1/4) of said Section Four (4) and running thence west and parallel with the said south right of way line 110 feet. That said easements shall be used by grantees in common with grantors subsequent purchasers of other tracts of land now owned by grantors and is given for the purpose of providing a roadway for grantees and others connecting with said Highway No. 212. Grantees agree to join with grantors in conveying their easement in said tracts to the township or other governing municipal corporation for the purpose of establishing a public roadway over and across said tracts at such time as said municipal corporation will accept said tracts for such purpose. REGISTERED PROPERTY STREET ADDRESS OF PROPERTY: 5896 OLENE AVENUE N, STILLWATER, MN 55082-6316 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $112,898.20 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 22, 2014 at 10:00 am PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on October 22, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: February 28, 2014 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. *James J. Pauly, Esq.* Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (14-0369-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 5896 OLENE AVENUE N STILLWATER, MN 55082-6316 (2) Transaction Agent None (3) Name of Mortgage Originator (Lender) The Mortgage Company, a Minnesota Corporation (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 04.029.20.21.0008 (6) Transaction Agent’s Mortgage ID Number (MERS number) None (Oakdale-Lake Elmo Review: Mar. 5, 12, 19, 26, Apr. 2, 9, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 18, 2010 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $174,405.00 MORTGAGOR(S): Amie J. Jensen fka Amie J. Beck And David E. Jensen, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for Flagship Financial Group, LLC, a Minnesota Limited Liability Company DATE AND PLACE OF FILING: Recorded on April 15, 2010 as Document Number 3787566 in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by assignment recorded on November 20, 2013 as Document Number 3972261 in the Office of the County Recorder of Washington County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Unit No. 101, Common Interest Community No. 72, Pendryn Villas, a condominium 8th Supplemental Condominium Plat, Washington County, Minnesota STREET ADDRESS OF PROPERTY: 9339 TURNBERRY ALCOVE #101, WOODBURY, MN 55125-7714 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $172,053.18 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 22, 2014 at 10:00 am PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on October 22, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: February 28, 2014 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (14-0110-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 9339 TURNBERRY ALCOVE #101 WOODBURY, MN 55125-7714 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware corporation (3) Name of Mortgage Originator (Lender) Flagship Financial Group, LLC, a Minnesota Limited Liability Company (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 03.028.21.21.0113 (6) Transaction Agent’s Mortgage ID Number (MERS number) 100052211011594452 (Oakdale-Lake Elmo Review: Mar. 5, 12, 19, 26, Apr. 2, 9, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 19, 2006 MORTGAGOR: David Chilson and Sarah Chilson, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded January 10, 2007 Washington County Recorder, Document No. 3624639. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee for the Certificateholders CitiGroup Mortgage Loan Trust Inc. Assetbacked Pass-through Certificates, Series 2007-AHL3. Dated February 28, 2011 Recorded April 29, 2011, as Document No. 3839500. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100176106120793410 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Axiom Financial Services RESIDENTIAL MORTGAGE SERVICER: Select Portfolio Servicing, Inc. MORTGAGED PROPERTY ADDRESS: 6985 21st Street North, Oakdale, MN 55128 TAX PARCEL I.D. #: 19.029.21.44.0034 LEGAL DESCRIPTION OF PROPERTY: Unit Number 7, Common Interest Community No. 149, Oakdale Stone Ridge Courthomes, according to the recorded plat thereof, Washington County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $149,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $168,922.03 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 16, 2014 at 10:00 AM PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 16, 2014, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: February 18, 2014 U.S. Bank National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 38 - 14-001222 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. (Oakdale-Lake Elmo Review: Mar. 5, 12, 19, 26, Apr. 2, 9, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 11, 2001 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,000.00 MORTGAGOR(S): Joseph H. O’Kane And Laura M. O’Kane, husband and wife MORTGAGEE: Wells Fargo Home Mortgage, Inc., a California Corporation n/k/a Wells Fargo Bank, NA, successor by merger to Wells Fargo Home Mortgage, Inc. DATE AND PLACE OF FILING: Recorded on May 25, 2001 as Document Number 3158578 in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: None. LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 2, Featherstone Ridge 2nd Addition, Washington County, Minnesota. STREET ADDRESS OF PROPERTY: 8409 Beacon Road, Woodbury, MN 55125-8432 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $170,113.46 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 22, 2014 at 10:00 am PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on October 22, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: Joseph H. O’Kane and Laura M. O’Kane “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: February 25, 2014 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-4466-FC02) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 8409 Beacon Road Woodbury, MN 55125-8432 (2) Transaction Agent None (3) Name of Mortgage Originator (Lender) Wells Fargo Bank, N.A. (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 21.028.21.34.0066 (6) Transaction Agent’s Mortgage ID Number (MERS number) None (Oakdale-Lake Elmo Review: Mar. 5, 12, 19, 26, Apr. 2, 9, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE Date: March 3, 2014 1. Default has occurred in the conditions of a Mortgage, dated August 5, 2003, given by Collins Property Management, LLC, as mortgagor, to North American Banking Company, as mortgagee. Such mortgage was filed with the County Recorder, Washington County, Minnesota on November 12, 2003 as Document No. 3400945. Modified by Modification of Mortgage, dated September 22, 2009, recorded October 21, 2009 as Document No. 3763946. 2. The original principal amount secured by the Mortgage was: $150,000.00 3. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof, and no Mortgagor has been released from liability on the Mortgage. 4. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 5. At the date of this notice, the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is: $120,284.66 6. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Unit 220, Common Interest Community No. 205, Oakdale Square Second Addition Office Park, Washington County, Minnesota will be sold by the Sheriff of Washington County, Minnesota, at public auction on April 24, 2014 at 10:00 a.m., at the Sheriff's office, located at 15015 62nd St N, Stillwater, Minnesota 55082, to pay the debt then secured by said Mortgage and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law. 7. The time allowed by law for redemption by Mortgagor or Mortgagor’s personal representatives or assigns is six (6) months after the date of sale. Each holder of a junior lien may redeem in the order and manner provided in Minnesota Statutes Chapters 580 and 582, beginning after the expiration of the mortgagor's redemption period. Property Address: 6230 10th Street, Suite 220, Oakdale, MN 55128 Parcel No.: 30-029-21-33-0026 Mortgage ID No. 3051779 Servicer: North American Banking Company, as mortgagee PETERSEN, PLC Attorney for North American Banking Company, Mortgagee Mark A. Petersen (Atty. No. 278580) 217 Second St. N., Main Floor Stillwater, MN 55082 651-351-0500 NAB.002 / 3051779 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR (Oakdale-Lake Elmo Review: Mar. 12, 19, 26, Apr. 2, 9, 16, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 28, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $144,950.00 MORTGAGOR(S): Derek J. Marah, single MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Voyager Bank, a Minnesota Banking Corporation DATE AND PLACE OF FILING: Recorded on August 18, 2005 as Document Number 3533459 in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by assignment recorded on November 30, 2010 as Document Number 3819400 in the Office of the County Recorder of Washington County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Unit 2321, Condominium Number 57, Estates of Sunview Condominium, Washington County, Minnesota STREET ADDRESS OF PROPERTY: 2321 GRENADIER AVE N, OAKDALE, MN 55128-4317 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $131,134.34 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 7, 2014 at 10:00 am PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on November 7, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: March 7, 2014 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. *James J. Pauly, Esq.* Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (14-0204-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 2321 GRENADIER AVE N OAKDALE, MN 55128-4317 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc. (3) Name of Mortgage Originator (Lender) Voyager Bank, a Minnesota Banking Corporation (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 19.029.21.42.0155 (6) Transaction Agent’s Mortgage ID Number (MERS number) 1000389-0001002238-7 (Oakdale-Lake Elmo Review: Mar. 12, 19, 26, Apr. 2, 9, 16, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: William Elliott and Heidi Elliott, husband and wife Mortgagee: Mortgage Electronic Registration Systems, Inc. as nominee for American Sterling Bank Dated: 06/25/2007 Recorded: 07/09/2007 Washington County Recorder Document No. 3651450 Assigned To: BAC Home Loans Servicing, LP Dated: 08/16/2009 Recorded: 09/09/2009 Washington County Recorder Document No. 3758532 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage ID No: 100046900000729587 Lender or Broker: American Sterling Bank Servicer: Bank of America, N.A. Mortgage Originator: American Sterling Bank LEGAL DESCRIPTION OF PROPERTY: Lots 21 and 22, Block 8, Wilkins Addition to Stillwater, Washington County, Minnesota This is Abstract Property. TAX PARCEL NO.: 21.030.20.34.0139 ADDRESS OF PROPERTY: 310 WILKINS STREET WEST STILLWATER, MN 55082 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 239,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: 337,443.48 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 16, 2014, 10:00 AM PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is November 16, 2014 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: March 12, 2014 Bank of America, N.A., Assignee of Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: Bank of America, N.A., Assignee of Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16751-14-00229-2 (Oakdale-Lake Elmo Review: Mar. 19, 26, Apr. 2, 9, 16, 23, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 11, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $170,736.00 MORTGAGOR(S): Donald W. Folske and Karen A. Folske, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for Polaris Home Funding Corp., a Michigan Corporation DATE AND PLACE OF FILING: Recorded on May 4, 2009 as Document Number 3737937 in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by assignment recorded on December 11, 2013 as Document Number 3974381 in the Office of the County Recorder of Washington County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: The South one-half (S 1/2) of all that part of Lots Four (4), Five (5) and Six (6), Block One (1), Lake Park 3rd Addition, Washington County, Minnesota, described as follows: Commence at the Northwest corner of Lot Six (6) of Block One (1) of Lake Park Third Addition Oakdale Township, as now on file in the Register of Deeds office in and for the County of Washington, State of Minnesota; thence South along the West line of said Lot Six (6) for One Hundred Fifty (150) feet to the point of beginning of this description; thence East and parallel to the North line of Lots Four (4), Five (5) and Six (6) of said Block One (1) for One Hundred Ninety-Three and Five Tenths (193.5) feet to the East line of said Lot Four (4); thence South along said East line of Lot Four (4) for One Hundred Forty-Three and Sixty-One Hundredths (143.61) feet to the Southeast corner thereof; thence West along the South line of said Lots Four (4), Five (5) and Six (6), for One Hundred Ninety-Three and One Tenth (193.1) feet to the Southwest corner of said Lot Six (6); thence North along said West line of Lot Six (6) for One Hundred Forty- Three and Eighty-Seven Hundredths (143.87) feet to the point of beginning. STREET ADDRESS OF PROPERTY: 961 GERSHWIN AVE NORTH, OAKDALE, MN 55128-7403 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $171,752.23 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 6, 2014 at 10:00 am PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on November 6, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: March 13, 2014 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. *James J. Pauly, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (14-0436-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 961 GERSHWIN AVE NORTH OAKDALE, MN 55128-7403 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware corporation (3) Name of Mortgage Originator (Lender) Polaris Home Funding Corp., a Michigan Corporation (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 31.029.21.22.0006 (6) Transaction Agent’s Mortgage ID Number (MERS number) 1001406-0000038797-3 (Oakdale-Lake Elmo Review: Mar. 19, 26, Apr. 2, 9, 16, 23, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 12, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $142,500.00 MORTGAGOR(S): Melissa M. Garay-Triviski, a married person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for Advisor`s Mortgage, LLC, a Minnesota limited liability company DATE AND PLACE OF FILING: Recorded on September 16, 2003 and memorialized upon Certificate of Title No. 59205 as Document Number 1135291 in the Office of the County Registrar of Titles of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: The Bank Of New York Mellon f/k/a The Bank of New York as Trustee for the Certificateholders of CWMBS, Inc., Alternative Loan Trust 2003-20CB Mortgage Pass- Through Certificates, Series 2003-51 by assignment recorded on December 27, 2011 as Document Number 1210588 in the Office of the County Registrar of Titles of Washington County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot Thirteen (13), Block One (1), Oakpond Terrace 2nd Addition, Washington County, Minnesota. REGISTERED PROPERTY STREET ADDRESS OF PROPERTY: 1341 GRANITE AVENUE NORTH, OAKDALE, MN 55128 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $120,700.81 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 6, 2014 at 10:00 am PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on November 6, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: March 14, 2014 THE BANK OF NEW YORK MELLON F/K/A THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS, INC., ALTERNATIVE LOAN TRUST 2003-20CB MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2003-51 Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. *Curt N. Trisko, Esq.* Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-2224-FC02) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 1341 GRANITE AVENUE NORTH OAKDALE, MN 55128 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc. (3) Name of Mortgage Originator (Lender) Advisor`s Mortgage, LLC, a Minnesota limited liability company (4) Residential Servicer Bank of America, N.A. (5) Tax Parcel Identification Number 30-029-21-42-0029 (6) Transaction Agent’s Mortgage ID Number (MERS number) 100199600000054920 (Oakdale-Lake Elmo Review: Mar. 19, 26, Apr. 2, 9, 16, 23, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 4, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $197,894.00 MORTGAGOR(S): Lisa A. Lucci And Tyler James Pavel Sr., both single persons MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for River City Mortgage & Financial, LLC, a Delaware Limited Liability Company DATE AND PLACE OF FILING: Recorded on January 9, 2008 as Document Number 3676132 in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by assignment recorded on August 24, 2011 as Document Number 3851837 in the Office of the County Recorder of Washington County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot 23, Block 1, Pine Glen 4th Addition, Washington County, Minnesota STREET ADDRESS OF PROPERTY: 9662 HALE AVENUE SOUTH, COTTAGE GROVE, MN 55016-3893 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $237,106.45 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 6, 2014 at 10:00 am PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is five (5) weeks from the date of sale. (Pursuant to Document No. 3882633) Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on June 10, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: March 13, 2014 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (14-0238-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 9662 HALE AVENUE SOUTH COTTAGE GROVE, MN 55016- 3893 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware corporation (3) Name of Mortgage Originator (Lender) River City Mortgage & Financial, LLC, a Delaware Limited Liability Company (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 20.027.21.32.0103 (6) Transaction Agent’s Mortgage ID Number (MERS number) 100315900000081736 (Oakdale-Lake Elmo Review: Mar. 19, 26, Apr. 2, 9, 16, 23, 2014)


STATE OF MINNESOTA COUNTY OF WASHINGTON DISTRICT COURT TENTH JUDICIAL DISTRICT Case Type: Mortgage Foreclosure Court File No. 82-CV-12-5621 The Honorable Richard C. Ilkka NOTICE OF SHERIFF'S SALE UNDER JUDGMENT AND DECREE Premier Bank, a Minnesota corporation, Plaintiff, vs. Kenneth A. Richard, an individual, Colleen K. Richard, an individual and John Does 1 through 10, Defendants. DATE: March 12, 2014 YOU ARE NOTIFIED, that pursuant to the Judgment and decree of foreclosure ("Judgment") entered in the above-entitled action on May 15, 2013, a certified copy of which has been delivered to the Washington County Sheriff, directing the sale of the Mortgaged Premises, hereinafter described, to satisfy the amount found and adjudged due to Plaintiff under the First Loan (as defined in the Judgment) in the above-titled action from Defendant Kenneth A. Richard, as prescribed in said Judgment, together with the costs and expenses of the sale, the undersigned Sheriff of Washington County will sell the Mortgaged Premises described below at public auction to the highest bidder for cash on May 7, 2014, at 10:00 a.m., at the Washington County Sheriff's Office - Civil Division, 15015 62nd Street North, Stillwater, Minnesota 55082. INFORMATION REGARDING MORTGAGE TO BE FORECLOSED 1. Date of Mortgage: January 31, 2005 2. Mortgagors: Kenneth A. Richard and Colleen K. Richard, husband and wife 3. Mortgagee: Premier Bank, a Minnesota corporation 4. Recording Information: Recorded March 22, 2005 in the Office of the County Recorder of Washington County, Minnesota as Document No. 3504349 5. Assignments of Mortgage, if any: None. INFORMATION REGARDING MORTGAGED PREMISES 6. Tax parcel identification numbers of the Mortgaged Premises: 08.030.21.32.0009; 08.030.21.32.0010 7. Legal description of the Mortgaged Premises: Lots 10 and 11, Rearrangement at Pine Tree Estates, Washington County, Minnesota, together with all existing or subsequently erected or affixed buildings, improvements and fixtures; all easements, rights of way, and appurtenances; all water, water rights, watercourses and ditch rights (including stock in utilities with ditch or irrigation rights); and all other rights, royalties, and profits relating to the real property, including without limitation all minerals, oil, gas, geothermal and similar matters. 8. The physical street address, city and zip code of the Mortgaged Premises: Unassigned; 10408 Hadley Circle North, White Bear Lake, Minnesota 55110 OTHER FORECLOSURE DATA 9. The person holding the Mortgage is not a transaction agent, as defined by Minn. Stat. 58.02, subd. 30. INFORMATION REGARDING FORECLOSURE SALE 10. The original principal amount secured by the Mortgage was $175,000.00. 11. As of the date of this Notice, the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is $230,340.39. 12. The sale will be held on May 7, 2014, at 10:00 a.m., at the Washington County Sheriff's Office - Civil Division, 15015 62nd Street North, Stillwater, Minnesota 55082. 13. The time allowed by law for redemption by Mortgagor or Mortgagor's personal representatives or assigns is six (6) months after the date the court confirms the sale. 14. THE TIME ALLOWED BY LAW FOR REDEMPTION BY MORTGAGOR, MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 15. Colleen K. Richard, one of the mortgagors, has been discharged from personal financial obligation on the Mortgage as a result of her bankruptcy filing and discharge in her bankruptcy proceeding. /s/ Miguel Tellez Sheriff of Washington County William M. Hutton Deputy Sheriff LEONARD, O'BRIEN SPENCER, GALE & SAYRE, LTD. By: /s/ Peter J. Sajevic, III /s/ Peter J. Sajevic, III, #279237 Attorney for Premier Bank 100 South Fifth Street, Suite 2500 Minneapolis, MN 55402 (612) 332-1030 (Oakdale-Lake Elmo Review: Mar. 19, 26, Apr. 2, 9, 16, 23, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 4, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,000.00 MORTGAGOR(S): Ryan Roberts, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Encore Credit Corp., a California corporation DATE AND PLACE OF FILING: Recorded on September 29, 2005 as Document Number 3542989 in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: The Bank of New York Mellon f/k/a The Bank of New York as Trustee for the Certificateholders of the CWABS, Inc., Asset-backed Certificates, Series 2005-IM3 by assignment recorded on December 27, 2012 as Document Number 3923731 in the Office of the County Recorder of Washington County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lots 3, 4 and 5 excepting the Southerly 10 feet of said Lot 5, Block 178, Division No. 5, St. Paul Park, according to the recorded plat thereof, and situate in Washington County, Minnesota STREET ADDRESS OF PROPERTY: 1109 ASHLAND AVE, SAINT PAUL PARK, MN 55071-0000 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $199,665.26 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 6, 2014 at 10:00 am PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on November 6, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: Ryan Roberts “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: March 12, 2014 THE BANK OF NEW YORK MELLON F/K/A THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005-IM3 Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. *James J. Pauly, Esq.* Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-2898-FC02) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 1109 ASHLAND AVE SAINT PAUL PARK, MN 55071- 0000 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc. (3) Name of Mortgage Originator (Lender) Encore Credit Corp., a California corporation (4) Residential Servicer Select Portfolio Servicing, Inc. (5) Tax Parcel Identification Number 12-027-22-41-0039 (6) Transaction Agent’s Mortgage ID Number (MERS number) 100180100002487062 (Oakdale-Lake Elmo Review: Mar. 19, 26, Apr. 2, 9, 16, 23, 2014)


NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: March 5, 2014 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Bright KEYS of Spring Hills Homeowners’ Association (hereinafter the "Association") which was recorded as Document No. 802492, in the Office of the County Recorder of Washington County, Minnesota, as amended, covering the following property: LEGAL DESCRIPTION: Lot 7, Block 1, Parkside 1st Addition, Washington County, Minnesota STREET ADDRESS: 8851 Spring Lane, Woodbury, MN 55125 TAX PARCEL ID NO. 04-028-21- 41-0167 2. Pursuant to said Declaration, there is claimed to be due and owing as of March 5, 2014, from Timothy J. Vogl and Margaret K. Vogl, title holders, to the Association, a Minnesota non-profit corporation, the amount of $3,785.00 for unpaid association assessments, late fees, attorneys’ fees and costs, plus any other such amounts that will accrue after March 5, 2014, including reasonable attorneys’ fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owners have not been released from the owners’ financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3- 115 and 515B.3-116 provides for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on November 26, 2013, as Document No. 3972819 in the Washington County Recorder’s Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owners in taking title to the premises subject to said Declaration, said Lien will be foreclosed by the sale of said property by the Sheriff of Washington County, at the Washington County Sheriffs Office, Washington County Law Enforcement Center, 15015 - 62nd Street North, Stillwater, Minnesota, on the 7th day of May, 2014, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys’ fees as allowed by law. 8. The time allowed by law for redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on November 7, 2014, if the account is not reinstated or the owners do not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGORS, THE MORTGAGORS’ PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. BRIGHT KEYS OF SPRING HILLS HOMEOWNERS’ ASSOCIATION Attorneys for Bright KEYS of Spring Hills Homeowners’ Association THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (BrightKEYS/Vogl/12-7-620D) (Oakdale-Lake Elmo Review: Mar. 19, 26, Apr. 2, 9, 16, 23, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 26, 2014 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $165,000.00 MORTGAGOR(S): Romain C. Wenzel and Theresa J. Wenzel, husband and wife MORTGAGEE: Wells Fargo Home Mortgage, Inc., a California Corporation n/k/a Wells Fargo Bank, N.A. successor by Wells Fargo Home Mortgage, Inc. DATE AND PLACE OF FILING: Filed April 27, 2004 Washington County Recorder; Document No. 3437603 ASSIGNMENTS OF MORTGAGE: Assigned to: None LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 1, Minnesota's Eastwoode, Washington County, Minnesota STREET ADDRESS OF PROPERTY: 3889 Gresham Circle North, Oakdale, MN 55128 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $159,829.06 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 6, 2014 at 10:00 AM PLACE OF SALE: Washington County Sheriff’s office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota. To pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is Six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on November 6, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: ROMAIN C. WENZEL AND THERESA J. WENZEL “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: March 11, 2014 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (Z7420) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 3889 Gresham Circle North, Oakdale, MN 55128 (2) Transaction Agent None (3) Name of Mortgage Originator (Lender) Wells Fargo Home Mortgage, Inc., a California Corporation n/k/a Wells Fargo Bank, N.A. successor by Wells Fargo Home Mortgage, Inc. (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 18.029.21.11.0017 (6) Transaction Agent’s Mortgage ID Number (MERS number) None (Oakdale-Lake Elmo Review: Mar. 19, 26, Apr. 2, 9, 16, 23, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Eh Xiong and Malia Yang-Xiong, husband and wife Mortgagee: Mortgage Electronic Registration Systems, Inc. as nominee for Guaranty Residential Lending, Inc. Dated: 06/06/2003 Recorded: 08/18/2003 Washington County Recorder Document No. 3364854 Assigned To: BAC Home Loans Servicing, LP Dated: 06/15/2009 Recorded: 06/22/2009 Washington County Recorder Document No. 3745653 Assigned To: Federal National Mortgage Association Dated: 01/10/2013 Recorded: 01/24/2013 Washington County Recorder Document No. 3928418 Assigned To: Bank of America, N.A. sbm to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP Dated: 08/29/2013 Recorded: 10/08/2013 Washington County Recorder Document No. 3967288 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage ID No: 100012900016763810 Lender or Broker: Guaranty Residential Lending, Inc. Servicer: Bank of America, N.A. Mortgage Originator: Guaranty Residential Lending, Inc. LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 3, Fox Glen First Addition, Washington County, Minnesota This is Abstract Property. TAX PARCEL NO.: 20.028.21.43.0026 ADDRESS OF PROPERTY: 3945 BENJAMIN DRIVE WOODBURY, MN 55125 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $248,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $234,754.24 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 16, 2014, 10:00 AM PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is November 16, 2014 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: March 13, 2014 Bank of America, N.A., Assignee of Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: Bank of America, N.A., Assignee of Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16751-14-00211-2 (Oakdale-Lake Elmo Review: Mar. 19, 26, Apr. 2, 9, 16, 23, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 30, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,786.00 MORTGAGOR(S): Jennifer L. Hosek, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for Lakeland Mortgage Corporation, a Minnesota Corporation DATE AND PLACE OF FILING: Recorded on September 19, 2008 as Document Number 3708454 in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by assignment recorded on September 1, 2011 as Document Number 3852550 in the Office of the County Recorder of Washington County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: The North 1/2 of Lot 4, Block 14, Carli and Schulenburg`s Addition to Stillwater, Washington County, Minnesota STREET ADDRESS OF PROPERTY: 1105 2ND STREET NORTH, STILLWATER, MN 55082-4030 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $230,722.88 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 13, 2014 at 10:00 am PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on November 13, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: March 19, 2014 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (14-0454-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 1105 2ND STREET NORTH STILLWATER, MN 55082-4030 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc. (3) Name of Mortgage Originator (Lender) Lakeland Mortgage Corporation, a Minnesota Corporation (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 21.030.20.43.0021 (6) Transaction Agent’s Mortgage ID Number (MERS number) 100137510000334393 (Oakdale-Lake Elmo Review: Mar. 26, Apr. 2, 9, 16, 23, 30, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Newell V. Johnson and Mary A. Johnson, husband and wife Mortgagee: CU Mortgage Services, Inc. Dated: 07/25/2007 Recorded: 08/16/2007 Washington County Recorder Document No. 3657290 Transaction Agent: N/A Transaction Agent Mortgage ID No: N/A Lender or Broker: CU Mortgage Services, Inc Servicer: C.U. Mortgage Services, Inc. Mortgage Originator: CU Mortgage Services, Inc LEGAL DESCRIPTION OF PROPERTY: Lots 15 and 16, Block 98, Division No. 4 of St Paul Park, Washington County, Minnesota This is Abstract Property. TAX PARCEL NO.: 12.027.22.34.0038 ADDRESS OF PROPERTY: 1242 5th Street Saint Paul Park, MN 55071 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 159,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: 152,983.01 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 16, 2014, 10:00 AM PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is November 16, 2014 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: March 17, 2014 CU Mortgage Services, Inc., Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: CU Mortgage Services, Inc., Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 8880-14-00395-1 (Oakdale-Lake Elmo Review: Mar. 26, Apr. 2, 9, 16, 23, 30, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Lance R. Allery and Ashley Allery, husband and wife Mortgagee: Mortgage Electronic Registration Systems, Inc. as nominee for Bell America Mortgage LLC dba Bell Mortgage Dated: 07/24/2008 Recorded: 08/07/2008 Washington County Recorder Document No. 3703508 Assigned To: Bank of America, N.A. Dated: 05/07/2013 Recorded: 05/09/2013 Washington County Recorder Document No. 3944715 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage ID No: 1000269-0010105444-2 Lender or Broker: Bell America Mortgage LLC Servicer: Bank of America, N.A. Mortgage Originator: Bell America Mortgage LLC LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Pinetree Pond Townhouses First Addition, Washington County, Minnesota. This is Abstract Property. TAX PARCEL NO.: 16.027.21.43.0014 ADDRESS OF PROPERTY: 8763 S IRONWOOD AVENUE COTTAGE GROVE, MN 55016 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 141,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: 142,262.64 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 16, 2014, 10:00 AM PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is November 16, 2014 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: March 31, 2014 Bank of America, N.A., Assignee of Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: Bank of America, N.A., Assignee of Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16751-14-00188-1 (Oakdale-Lake Elmo Review: Apr. 2, 9, 16, 23, 30, May 7, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 20, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $238,500.00 MORTGAGOR(S): Eden M. Burbul And Jason A. Burbul, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for Mortgage One, Inc., a Minnesota corporation DATE AND PLACE OF FILING: Recorded on November 16, 2004 as Document Number 3478438 in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by assignment recorded on September 16, 2009 as Document Number 3759523 in the Office of the County Recorder of Washington County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 4, Oakdale Ponds Third Addition, Washington County, Minnesota STREET ADDRESS OF PROPERTY: 2247 NORTH GRANGE AVENUE, OAKDALE, MN 55128 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $206,444.67 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 21, 2014 at 10:00 am PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on November 21, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: JASON ALLEN BURBUL AND EDEN MARIE BURBUL “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: March 26, 2014 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. *James J. Pauly, Esq.* Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-3252-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 2247 NORTH GRANGE AVENUE OAKDALE, MN 55128 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc. (3) Name of Mortgage Originator (Lender) Mortgage One, Inc., a Minnesota corporation (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 19.029.21.43.0032 (6) Transaction Agent’s Mortgage ID Number (MERS number) 1001527-1100000493-3 (Oakdale-Lake Elmo Review: Apr. 2, 9, 16, 23, 30, May 7, 2014)


STATE OF MINNESOTA COUNTY OF WASHINGTON DISTRICT COURT TENTH JUDICIAL DISTRICT CASE TYPE: MORTGAGE FORECLOSURE File No: 82-CV-13-5760 Judge John C. Hoffman NOTICE OF SHERIFF SALE PURSUANT TO JUDGMENT WELLS FARGO BANK, N.A., Plaintiff, vs. JOSEPH OBITZ, AMBER OBITZ, JOHN DOE AND MARY ROE, Defendants. NOTICE IS HEREBY GIVEN that by virtue of the Findings of Fact, Conclusions of Law, Order for Default Judgment and Judgment entered in the above entitled matter, whereby it is adjudged, among other things, that there is due to the Plaintiff the sum of ONE HUNDRED SIXTY-THREE THOUSAND ONE HUNDRED TWENTY-FIVE and 23/100 ($163,125.23) Dollars with interest from and after April 2, 2014, and that the land therein described be sold to satisfy the same, with costs and expenses of such sale, a certified transcript of which judgment has been delivered to me by the Court, I, the undersigned Sheriff of Washington, Minnesota will offer and expose for sale at public auction to the highest bidder on the 11th day of June, 2014 at 10:00 A.M. in the lobby of the Washington County Sheriff Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota, the land described and directed to be sold in said judgment lying and being in the County of Washington, State of Minnesota, to wit: Lot 14 and 15, and the North 10 feet of Lot 13, Block 2, Division No. 6 of St. Paul Park. Property Address: 628 1/2 7th Avenue, Newport, MN 55055 Tax ID: 01-027-22-21-0006 and 01-027-22-21-0005 or so much thereof as shall be necessary to satisfy said judgment, the interest thereon, and the costs and expenses of such sale; subject to redemption within six (6) months from the date of confirmation of said sale by the Court herein. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on December 29, 2014. “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: 3-26-14 WASHINGTON COUNTY SHERIFF By: /s/ Bradley R. Marquardt Deputy Dated: March 25, 2014 SCHILLER & ADAM, P.A. By: /s/ Sarah J.B. Adam Attorney for Plaintiff 25 No. Dale St. Academy Professional Building Saint Paul, MN 55102-2227 (651) 209-9770 Attorney Reg. No. 332021 (13-4128LIT) (Oakdale-Lake Elmo Review: Apr. 2, 9, 16, 23, 30, May 7, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Michelle A. Proulx and James Colonna, as wife and husband Mortgagee: C.U. Mortgage Services, Inc. Dated: 05/16/2003 Recorded: 07/17/2003 Washington County Recorder Document No. 3355520 Transaction Agent: N/A Transaction Agent Mortgage ID No: N/A Lender or Broker: C.U. Mortgage Services, Inc. Servicer: C.U. Mortgage Services, Inc. Mortgage Originator: C.U. Mortgage Services, Inc. LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 13, Wind Wood Plat Two, Washington County, Minnesota This is Abstract Property. TAX PARCEL NO.: 19.028.21.41.0015 ADDRESS OF PROPERTY: 6838 Thames Rd Woodbury, MN 55125 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 145,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: 122,225.60 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 23, 2014, 10:00 AM PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is November 23, 2014 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: March 20, 2014 CU Mortgage Services, Inc., Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: CU Mortgage Services, Inc., Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 8880-14-00429-1 (Oakdale-Lake Elmo Review: Apr. 2, 9, 16, 23, 30, May 7, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 19, 1995 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $88,906.00 MORTGAGOR(S): Daniel T. Zogaa and Frances T. Nimely, both single people MORTGAGEE: MidAmerica Bank, a Minnesota corporation DATE AND PLACE OF FILING: Filed June 21, 1995 Washington County Recorder; Document No. 844328; as modified of record by Document No. 3101569 ASSIGNMENTS OF MORTGAGE: Assigned to: Norwest Mortgage Inc., a California corporation, n/k/a Wells Fargo Bank, N.A., successor by merger to Norwest Mortgage Inc. by written assignment recorded on June 21, 1995 as Document Number 844329, in the Office in the County Recorder in Washington County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Joseph T. Dixon 5th Addition, Washington County, Minnesota STREET ADDRESS OF PROPERTY: 1648 Dixon Drive, St. Paul Park, MN 55071-1237 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $114,216.60 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 20, 2014 at 10:00 a.m. PLACE OF SALE: Washington County Sheriff’s office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota. To pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is five (5) weeks months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on June 24, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: March 28, 2014 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. *James J. Pauly, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (E9783) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 1648 Dixon Drive, St. Paul Park, MN 55071-1237 (2) Transaction Agent None (3) Name of Mortgage Originator (Lender) MidAmerica Bank, a Minnesota corporation (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 18.027.21.23.0035 (6) Transaction Agent’s Mortgage ID Number (MERS number) none (Oakdale-Lake Elmo Review: Apr. 2, 9, 16, 23, 30, May 7, 2014)


STATE OF MINNESOTA COUNTY OF WASHINGTON DISTRICT COURT TENTH JUDICIAL DISTRICT Court File No. 82-CV-14-893 Case Type: 2 Condemnation PETITION IN THE MATTER OF THE EXERCISE OF THE POWER OF EMINENT DOMAIN OF CERTAIN LANDS FOR PUBLIC PURPOSES; TO-WIT: REHABILITATION OF COUNTY STATE AID HIGHWAY (CSAH) 15 (MANNING AVENUE) FROM COUNTY ROAD 12 (TH 95) TO ST. CROIX TRAIL SOUTH (TH 96) IN THE CITY OF STILLWATER, CITY OF GRANT, AND STILLWATER TOWNSHIP. County of Washington, a body politic and corporate, Petitioner, vs. Clark S. Osojnicki, Kristi N. Osojnicki, Mortgage Electronic Registration Systems, Inc., and Washington County, Respondents. Petitioner, Washington County, states and alleges as follows: 1. Petitioner, Washington County, is a county organized and existing under and by virtue of the laws of the State of Minnesota. It is authorized to exercise the power of eminent domain to acquire lands and property necessary for the establishment, location, relocation, construction, reconstruction, improvement and maintenance of public transportation systems. 2. On August 27, 2014, by Resolution No. 2013-105, the Board of Commissioners for Washington County after any such hearings and proceedings as required by law determined that it was necessary and proper for Washington County to proceed to acquire by purchase or condemnation the interests in the property as set forth on the Exhibit A attached. 3. On August 27, 2014, by Resolution No. 2013-105, the Board of Commissioners for Washington County determined that petitioner Washington County required title and possession of all or part of the property as set forth on Exhibit A prior to the filing of an award by the court-appointed commissioners, pursuant to Minn. Stat. § 117.042. 4. The names of all persons appearing of record who are known to be the owners of the affected land or have a legal interest therein within the meaning of Minn. Stat. § 117.025 including all whom petitioner has been able by investigation and inquiry to discover, together with the nature of their ownership, their interests and the interests to be acquired by Washington County are set forth on the attached Exhibit A. 5. Despite the petitioner’s reasonable and good faith efforts consistent with Minnesota Statutes, the Petitioner has been unable to acquire the affected properties by purchase agreement and none of the affected properties are presently devoted to public use. WHEREFORE, petitioner asks the Court for the following: 1. That it be adjudged and determined that these proceedings are authorized by law, that the use for which said lands are sought to be taken is for a public use or purpose and it is necessary that petitioner acquires said land by exercise of eminent domain. 2. That petitioner be entitled to title and possession of all or part of the property or interest therein as set forth on the attached Exhibit A prior to the filing of any award by the court-appointed commissioners and that upon compliance with Minn. Stat. § 117.042 and upon deposit with the Court of an amount equal to petitioner's approved appraisal of value the petitioner shall be entitled to an order transferring title and possession after 90 days after service of a Notice of Petition and Notice of Intent to Take Possession upon respondents without further notice to the respondents. 3. That three competent and disinterested persons actively engaged in the occupation of real estate sales or real estate appraising or persons knowledgeable in real estate sales be appointed commissioners and that two other such competent and disinterested persons be appointed as alternative commissioners to ascertain and report to the Court the amount of damages that will be sustained by respondents as a result of these proceedings. 4. That the Court order and fix a time and place of the first meeting of such commissioners and prescribe their compensation and authorize the commissioners to issue directive for timely completion of these proceedings. 5. That the commissioners be ordered by the Court to proceed according to law and to make a fair and impartial assessment of the damages to the land and interests described in this petition by reason of such taking and to report the same to the Court and that if no such report is made in a timely manner without good cause the petitioner’s approved appraisal and payment shall be found by the Court to be just compensation for the taking. 6. That in all cases where for any reason it shall be doubtful to whom the award shall be paid, payment shall be made to the Court Administrator to be paid out upon further order of the Court. 7. That in connection with the commissioners' determination of damages, the commissioners be authorized to require petitioner and respondents to exchange appraisals and any other data deemed relevant to these case proceedings to the extent authorized by law at a reasonable time prior to any scheduled commissioners' hearing. 8. For such further relief as the Court deems appropriate. Dated this 6 day of February, 2014. PETE ORPUT, COUNTY ATTORNEY WASHINGTON COUNTY, MINNESOTA /s/ Richard D. Hodsdon ID No. 45664 Assistant Washington County Attorney Washington County Government Center 15015 62nd Street North P. O. Box 6 Stillwater, MN 55082 (651)430-6115 ACKNOWLEDGMENT The undersigned acknowledges that: I am familiar with the terms of Minn. Stat. § 549.211, and that costs, disbursements and reasonable attorney and witness fees may be awarded to the opposing party pursuant to subd. 2 thereof, in the event a party or an attorney acts in bad faith; asserts a claim or defense that is frivolous and that is costly to another party; asserts an unfounded position solely to delay the order and course of the proceedings or to harass; or commits a fraud upon the Court. Dated this 6 day of February, 2014. /s/ Richard D. Hodsdon EXHIBIT A WASHINGTON COUNTY REAL PROPERTY ACQUISITION CERTIFICATE Project Number: SAP 82-615-024 and CP 14-11503 Project: Rehabilitation of County State Aid Highway (CSAH) 15 (Manning Avenue) from County Road 12 (TH 95) to St. Croix Trail South (TH 96) in the City of Stillwater, City of Grant, and Stillwater Township. Property Address: 7837 Manning Avenue North Stillwater MN GeoCode Of Property: 30-030-20-22-0002 Property Owners Of Record: Clark S Osojnicki Kristi N Osojnicki Legal Description of Acquisition: (Fee Simple) Parcel 7 of Washington County Highway Right of Way Plat No. 173 - CSAH 15 Said Washington County Highway Right of Way Plat No. 173 is recorded as document No. 3964018 in the Recorder’s Office of Washington County, Minnesota. Mortgages: Mortgage Electronic Registration Systems, Inc. Wendy Alison Nora 210 2nd Street NE Minneapolis, MN 55413 Size and Type Of Acquisition: 22,413 sf of existing right of way 10,463 sf of land in fee simple title APPRAISAL SUMMARY Based on the Appraisal of McKinzie Metro Appraisals Appraised Value of Land Before Acquisition = $ 167,000 Appraised Value of Land After Acquisition = $ 133,792 Difference (amount of offer) = $ 33.208 BREAKDOWN OF COMPENSATION PER APPRAISAL Existing Right of Way to Fee Title: 22,413 sf @ $0.00/sf = $ 0 Fee Simple Acquisition: 10.463 sf @ $0.27/sf = $ 7,533 Trees/Shrubs: 13 mature trees and 2 lilacs = $ 13,500 Improvements: asphalt drive - 600 sf x $2.50/sf = $ 1500 Damages to the Remainder: The assumed tree replacement would reduce the size of the front lawn. Estimated damages at 5% of the assessed value of the improvement by this encroachment. $213,500 x 5% = $ 10,675 TOTAL (rounded to)= $ 33,200 STATE OF MINNESOTA COUNTY OF WASHINGTON DISTRICT COURT TENTH JUDICIAL DISTRICT Case Type: 2 Condemnation Court File No. 82-CV-14-893 NOTICE OF HEARING County of Washington, a body politic and corporate, Petitioner vs. Clark S. Osojnicki, Kristi N. Osojnicki, Mortgage Electronic Registration Systems, Inc., and Washington County, Respondents. PLEASE TAKE NOTICE that the above entitled matter has been scheduled for a hearing as to the Petition herein on May 16, 2014 at 9:00 AM before Judge Ellen L. Maas at the Washington County Government Center, 14949 62nd Street North, Stillwater, MN 55082. Dated: March 13, 2014 PETE ORPUT, COUNTY ATTORNEY WASHINGTON COUNTY, MINNESOTA /s/ Richard D. Hodsdon ID No. 45664 Assistant Washington County Attorney Washington County Government Center 15015 62nd Street North P. O. Box 6 Stillwater, MN 55082 (651)430-6115 (Oakdale-Lake Elmo Review: Mar. 19, 26, Apr. 2, 2014)


STATE OF MINNESOTA COUNTY OF WASHINGTON DISTRICT COURT TENTH JUDICIAL DISTRICT CONSUMER CREDIT CONTRACT Court File No. 82-CV-14-1183 SUMMONS Affinity Plus Federal Credit Union Plaintiff, vs. Spencer Paggen Defendant(s). THIS SUMMONS IS DIRECTED TO THE ABOVE-NAMED DEFENDANTS: 1. YOU ARE BEING SUED. The Plaintiff has started a lawsuit against you. The Plaintiff’s Complaint against you is which is on file in the office of the clerk of the above-named Court. They are official papers that affect your rights. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this Summons a written response called an Answer within 20 days of service of the Summons. You must send a copy of your Answer to the person who signed this Summons located at Messerli & Kramer P.A., 3033 Campus Drive, Suite 250, Plymouth, MN 55441. 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff’s Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED THIS SUMMONS. If you do not Answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A Default Judgment can then be entered against you for the relief requested in the Complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. MESSERLI & KRAMER PA /s/ Derrick N. Weber 3033 Campus Drive, Ste. 250, Plymouth, MN 55441 Ph#: (763) 548-7900 Fax#: (763) 548-7922 This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. (Oakdale-Lake Elmo Review: Mar. 26, Apr. 2, 9, 2014)


STATE OF MINNESOTA COUNTY OF WASHINGTON DISTRICT COURT TENTH JUDICIAL DISTRICT COURT FILE NO. 82-CV-13-5335 ORDER TO SHOW CAUSE In the Matter of the Petition of: The Bank of New York Mellon FKA the Bank of New York, as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2006- OC1 Mortgage Pass-Through Certificates, Series 2006-OC1, in Relation to Certificate of Title No. 61933 issued for land in the County of Washington and State of Minnesota and legally described as follows: Lot Twenty-three (23), Block One (1), LANDGLADE PARK. TO: Wanda Bublitz, Citibank NA, as trustee for the holders of Bear Stearns Second Lien Trust 2007- SV1 Mortgage Backed Certificates Series 2007-SV1 Upon receiving and filing the Report of Examiner of Titles in the aboveentitled matter, IT IS ORDERED, that you, and all persons interested, appear before this Court on the 12th day of May, 2014, at 9:00 a.m. at the Washington County Government Center, 14949 62nd Street North, Stillwater, MN, in said County, and then, or as soon thereafter as the matter can be heard, show cause, if there is any, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with the Registrar of a certified copy of this Order, cancel Certificate of Title No. 61933 and enter a new Certificate of Title for the land therein described in favor of The Bank of New York Mellon FKA the Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2006-OC1 Mortgage Pass-through Certificates. Series 2006-OC1, free from all memorials now appearing on the present Certificate of Title, the last of which is Document No. 1219694, and free also from the memorial of this Order. Attendance is required only by those who wish to object to the entry of the above-described Order. IT IS FURTHER ORDERED, that this Order to Show Cause be served: (a) at least 10 days before the hearing upon the above-named parties residing in this State, in the manner provided by law for the service of Summons in a civil action; (b) at least 14 days before the hearing, upon any of the abovenamed nonresidents by sending a copy of this Order to the nonresident’s post office address, by registered or certified mail, return receipt requested; and (c) upon each of the above-named parties who cannot be found, by two weeks published notice and by sending a copy of this Order, at least 14 days before the hearing, by first class mail to the last known address of the party and by sending another copy of this Order, at least 14 days before the hearing, by first class mail to the address of such party as stated on the Certificate of Title if an address is so stated; (d) upon a dissolved, withdrawn, or revoked business entity governed by Minn. Stat., Chp. 302A, 303, 317A, 322A, 322B, or 323 in the manner provided by Minn. Stat. § 5.25. [Note: return date on the Order to Show Cause must be at least 30 days after the date of mailing by the Secretary of State.] Dated: 3-6-14 Approved: /s/ Edward W. Simonet Examiner /s/ R.C. Ilkka Judge of District Court Tracy Halliday Atty. Lic. No. 034610X 55 E. Fifth Street, Suite 800 St. Paul, MN 55101 Phone: 651-291-8955 Fax: 651-228-1753 (Oakdale-Lake Elmo Review: Mar. 26, Apr. 2, 2014)


STATE OF MINNESOTA COUNTY OF WASHINGTON DISTRICT COURT TENTH JUDICIAL DISTRICT COURT FILE NO. 82-CV-14-344 ORDER TO SHOW CAUSE In the Matter of the Petition of: The Bank of New York Mellon FKA The Bank of New York, as Trustee For the Certificateholders CWABS, Inc Asset Backed Certificates, Series 2006-15, in Relation to Certificate of Title No. 50563 issued for land in the County of Washington and State of Minnesota and legally described as follows: Lot Eight (8), Block One (1), ALBERT’S ADDITION, according to the plat thereof on file and of record in the office of the Registrar of Titles in and for Washington County, Minnesota. TO: Timothy J. Foster, Kim Foster and Mrs. Timothy J. Foster Upon receiving and filing the Report of Examiner of Titles in the aboveentitled matter, IT IS ORDERED, that you, and all persons interested, appear before this Court on the 12th day of May, 2014, at 9:00 a.m. at the Washington County Government Center, 14949 62nd Street North, Stillwater, MN, in said County, and then, or as soon thereafter as the matter can be heard, show cause, if there is any, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with the Registrar of a certified copy of this Order, cancel Certificate of Title No. 50563 and enter a new Certificate of Title for the land therein described in favor of The Bank of New York Mellon fka The Bank of New York as Trustee for the Certificateholders CWABS, Inc asset backed Certificates, Series 2006-15 c/o Bank of America, N.A., free from all memorials now appearing on the present Certificate of Title, the last of which is Document No. 1222186, and free also from the memorial of this Order. Attendance is required only by those who wish to object to the entry of the above-described Order. IT IS FURTHER ORDERED, that this Order to Show Cause be served: (a) at least 10 days before the hearing upon the above-named parties residing in this State, in the manner provided by law for the service of Summons in a civil action; (b) at least 14 days before the hearing, upon any of the abovenamed nonresidents by sending a copy of this Order to the nonresident’s post office address, by registered or certified mail, return receipt requested; and (c) upon each of the above-named parties who cannot be found, by two weeks published notice and by sending a copy of this Order, at least 14 days before the hearing, by first class mail to the last known address of the party and by sending another copy of this Order, at least 14 days before the hearing, by first class mail to the address of such party as stated on the Certificate of Title if an address is so stated; (d) upon a dissolved, withdrawn, or revoked business entity governed by Minn. Stat., Chp. 302A, 303, 317A, 322A, 322B, or 323 in the manner provided by Minn. Stat. § 5.25. [Note: return date on the Order to Show Cause must be at least 30 days after the date of mailing by the Secretary of State.] Dated: 3-6-14 Approved: /s/ Edward W. Simonet Examiner /s/ R.C. Ilkka Judge of District Court Tracy Halliday Atty. Lic. No. 034610X 55 E. Fifth Street, Suite 800 St. Paul, MN 55101 Phone: 651-291-8955 Fax: 651-228-1753 (Oakdale-Lake Elmo Review: Mar. 26, Apr. 2, 2014)


STATE OF MINNESOTA COUNTY OF WASHINGTON DISTRICT COURT TENTH JUDICIAL DISTRICT COURT FILE NO. 82-CV-13-5334 ORDER TO SHOW CAUSE In the Matter of the Petition of: The Bank of New York Mellon FKA the Bank Of New York, as Successor Trustee to JPMorgan Chase Bank, N.A. as Trustee for the Holders of Sami II Trust 2006-AR1, Mortgage Pass-Through Certificates, Series 2006-AR1, in Relation to Certificate of Title No. 52748 issued for land in the County of Washington and State of Minnesota and legally described as follows: Lot Ten (10), except the North ten feet thereof. Block Five (5), of RED ROCK VILLAS. TO: Steven A. Lang, Debbie D. Lang, Mrs. Steven A. Lang, MERS as nominess for NBank, N.A., and Minnesota Housing Finance Agency. Upon receiving and filing the Report of Examiner of Titles in the aboveentitled matter, IT IS ORDERED, that you, and all persons interested, appear before this Court on the 12th day of May, 2014, at 9:00 a.m. at the Washington County Government Center, 14949 62nd Street North, Stillwater, MN, in said County, and then, or as soon thereafter as the matter can be heard, show cause, if there is any, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with the Registrar of a certified copy of this Order, cancel Certificate of Title No. 52748 and enter a new Certificate of Title for the land therein described in favor of The Bank of New York Mellon FKA the Bank of New York as Successor Trustee to JPMorgan Chase Bank, N.A. as Trustee for the Holders of Sami II Trust 2006-AR1, Mortgage Pass-Through Certificates, Series 2006-AR1, free from all memorials now appearing on the present Certificate of Title, the last of which is Document No. 1218198, and free also from the memorial of this Order. Attendance is required only by those who wish to object to the entry of the above-described Order. IT IS FURTHER ORDERED, that this Order to Show Cause be served: (a) at least 10 days before the hearing upon the above-named parties residing in this State, in the manner provided by law for the service of Summons in a civil action; (b) at least 14 days before the hearing, upon any of the abovenamed nonresidents by sending a copy of this Order to the nonresident’s post office address, by registered or certified mail, return receipt requested; and (c) upon each of the above-named parties who cannot be found, by two weeks published notice and by sending a copy of this Order, at least 14 days before the hearing, by first class mail to the last known address of the party and by sending another copy of this Order, at least 14 days before the hearing, by first class mail to the address of such party as stated on the Certificate of Title if an address is so stated; (d) upon a dissolved, withdrawn, or revoked business entity governed by Minn. Stat., Chp. 302A, 303, 317A, 322A, 322B, or 323 in the manner provided by Minn. Stat. § 5.25. [Note: return date on the Order to Show Cause must be at least 30 days after the date of mailing by the Secretary of State.] Dated: 3-6-14 Approved: /s/ Edward W. Simonet Examiner /s/ R.C. Ilkka Judge of District Court Tracy Halliday Atty. Lic. No. 034610X 55 E. Fifth Street, Suite 800 St. Paul, MN 55101 Phone: 651-291-8955 Fax: 651-228-1753 (Oakdale-Lake Elmo Review: Mar. 26, Apr. 2, 2014)


STATE OF MINNESOTA COUNTY OF WASHINGTON DISTRICT COURT TENTH JUDICIAL DISTRICT COURT FILE NO. 82-CV-14-36 ORDER TO SHOW CAUSE In the Matter of the Petition of: Federal National Mortgage Association, in Relation to Certificate of Title No. 49870 issued for land in the County of Washington and State of Minnesota and legally described as follows: Lots 4059, 4060, 4061, and the North 20 feet of Lots 4067, 4068, 4069, 4070 and 4071 LAKE SAINT CROIX BEACH SECTION NO. 5. TO: Larry Einertson, Gary Einertson, Dennis Einertson and Richard Einertson, and the unknown heirs of Jerome W. Einertson, deceased, and the unknown heirs of Dorothy A. Einertson, deceased, and The Bank of New York Mellon, as Trustee for the Certificateholders of CWHEQ, Inc., Home Equity Loan Asset Backed Certificates, Series 2006-S6. Upon receiving and filing the Report of Examiner of Titles in the aboveentitled matter, IT IS ORDERED, that you, and all persons interested, appear before this Court on the 12th day of May, 2014, at 9:00 a.m. at the Washington County Government Center, 14949 62nd Street North, Stillwater, MN, in said County, and then, or as soon thereafter as the matter can be heard, show cause, if there is any, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with the Registrar of a certified copy of this Order, cancel Certificate of Title No. 49870 and enter a new Certificate of Title for the land therein described in favor of Federal National Mortgage Association, free from all memorials now appearing on the present Certificate of Title, the last of which is Document No. 1219868, and free also from the memorial of this Order. Attendance is required only by those who wish to object to the entry of the above-described Order. IT IS FURTHER ORDERED, that this Order to Show Cause be served: (a) at least 10 days before the hearing upon the above-named parties residing in this State, in the manner provided by law for the service of Summons in a civil action; (b) at least 14 days before the hearing, upon any of the abovenamed nonresidents by sending a copy of this Order to the nonresident’s post office address, by registered or certified mail, return receipt requested; and (c) upon each of the above-named parties who cannot be found, by two weeks published notice and by sending a copy of this Order, at least 14 days before the hearing, by first class mail to the last known address of the party and by sending another copy of this Order, at least 14 days before the hearing, by first class mail to the address of such party as stated on the Certificate of Title if an address is so stated; (d) upon a dissolved, withdrawn, or revoked business entity governed by Minn. Stat., Chp. 302A, 303, 317A, 322A, 322B, or 323 in the manner provided by Minn. Stat. § 5.25. [Note: return date on the Order to Show Cause must be at least 30 days after the date of mailing by the Secretary of State.] Dated: 3/12/14 Approved: /s/ Edward W. Simonet Examiner /s/ B.W. Ekstrum Judge of District Court Tracy Halliday Atty. Lic. No. 034610X 55 E. Fifth Street, Suite 800 St. Paul, MN 55101 Phone: 651-291-8955 Fax: 651-228-1753 (Oakdale-Lake Elmo Review: Mar. 26, Apr. 2, 2014)


STATE OF MINNESOTA COUNTY OF WASHINGTON DISTRICT COURT PROBATE DIVISION TENTH JUDICIAL DISTRICT Court File No. 82-PR-14-1085 NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS Estate of Eileen M. Vierling, Decedent. Notice is given that an application for informal appointment of personal representative has been filed with the Registrar. No will has been presented for probate. The application has been granted. Notice is also given that the Registrar has informally appointed Joleen Marie Moen, whose address is 26340 Golden Court, Wyoming, MN 55092 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 3-14-14 Pamela Kreier Registrar Annette Fritz Court Administrator /s/ Rory Hendrickson Attorney for Personal Representative Larry Neilson, Esq. Rooney & Neilson, Ltd. 1257 Gun Club Road White Bear Lake, MN 55110 Attorney License No.: 77458 Telephone: 651:481-9222 FAX: 651-481-7038 (Oakdale-Lake Elmo Review: Mar. 26, Apr. 2, 2014)


STATE OF MINNESOTA COUNTY WASHINGTON DISTRICT COURT TENTH JUDICIAL DISTRICT Court File Number: 82-FA-13-1295 NOTICE OF ISSUANCE OF ORDER FOR PROTECTION BY PUBLICATION (Minn. Stat. § 518B.01, Subd. 8) In the Matter of Sara Marie Barnes vs SEKOUR LEE TERRAY BARNES To Respondent: YOU ARE NOTIFIED that an Order for Protection has been issued in this case. You may request a hearing if you contact the court administrator's office within 12 days of the date of publication of this notice. You may obtain a copy of the Order for Protection and the form to request a hearing from the court administrator's office at the following address: Washington County District Court 14949 62nd St. N; PO Box 3802 Stillwater, MN 55082. Failure to request a hearing or to obtain a copy of the Order will not be a defense to prosecution for violation of the Court's order. Dated: March 25, 2004 Annette Fritz Court Administrator /s/ Kayla Land (Oakdale-Lake Elmo Review: Apr. 2, 2014)


CITY OF LAKE ELMO ASSESSMENT NOTICE Important Information Regarding Assessment and Classification of Property This may affect your 2015 property taxes. TO WHOM IT MAY CONCERN: Notice is hereby given that the Local Board of Appeal and Equalization for the City of Lake Elmo in Washington County shall meet on April 23, 2013, from 5:00 PM to 7:00 PM, at City Hall Council Chambers, 3800 Laverne Avenue North, Lake Elmo, Minnesota. The purpose of this meeting is to determine whether taxable property in the jurisdiction has been properly valued and classified by the assessor, and to determine whether corrections need to be made. If you believe the value or classification of your property is incorrect, please contact your assessor’s office to discuss your concerns. If you are still not satisfied with the valuation or classification after discussing it with your assessor, you may appear before the local board of appeal and equalization. The board shall review the valuation, classification, or both if necessary, and shall correct it as needed. Generally, an appearance before your local board of appeal and equalization is required by law before an appeal can be taken to the county board of appeal and equalization. Date: March 25, 2014 Adam R. Bell City Clerk City of Lake Elmo (Oakdale-Lake Elmo Review: Apr. 2, 2014)


PUBLIC HEARING NOTICE DATE: April 14, 2014 TIME: 7:00 p.m. or after PLACE: Lake Elmo City Hall 3800 Laverne Avenue North Lake Elmo, MN 55042 Phone: 651-747-3900 Fax: 651-747-3901 PURPOSE: The Lake Elmo Planning Commission will be holding A public hearing to consider the following item: 1. ZONING TEXT AMENDMENT – COMMERCIAL WEDDING VENUES. The Planning Commission will consider amendments to the Lake Elmo Zoning Ordinance to create a new accessory use classification called Commercial Wedding Venues that will be allowed through an Interim Use Permit within A – Agriculture and RT – Rural Transitional Zoning Districts. A Commercial Wedding Venue is defined as follows: A use involving a location to conduct wedding ceremonies, not including receptions, and operated with the intention of earning a profit by providing the venue to the public. The proposed ordinance includes the above definition, a description of the zoning districts in which the use is allowed as an interim use, and the zoning standards for the use. Written comments regarding the public hearing may be submitted to the City no later than noon on the day of the meeting. Materials regarding the above items are available for review at City Hall (Monday – Friday; 8:00 a.m. – 4:30 p.m.). Please call City Hall if you have any questions. Kyle Klatt Community Development Director ATTEST: Adam Bell, City Clerk (Oakdale-Lake Elmo Review: Apr. 2, 2014)


CITY OF LAKE ELMO COUNTY OF WASHINGTON STATE OF MINNESOTA ORDINANCE NO. 08-104 AN ORDINANCE AMENDING THE LAKE ELMO CITY CODE OF ORDINANCES BY AMENDING THE CITY’S PROVISIONS RELATED TO ACCESSORY STRUCTURES Section 1: Ordinance 08-104: The City Council of the City of Lake Elmo has adopted Ordinance No. 08-104, which replaces the current sections of the City Code pertaining to Accessory Structures. The revised ordinance includes the following revisions from the previous ordinance: • The size and permitted number of accessory buildings in rural zoning districts has been modified in Table 9-3; • Accessory structures that are exempt from the maximum number or size of permitted accessory structures have been identified, including the required standards to meet exemption; • The ordinance has been updated to clarify permitting requirements. • Additional allowances for accessory buildings in A and RR zones may be considered via the conditional use permit process. The full text of Ordinance No. 08- 104 is available for inspection at Lake Elmo city hall during regular business hours. Section 2: Effective Date: This ordinance shall become effective immediately upon adoption and publication. ADOPTION DATE: Passed by the Lake Elmo City Council on the 18th day of March, 2014. Ayes: 3 Nays: 0 /s/ Mike Pearson, Mayor Attest: /s/ Adam Bell, City Clerk (Oakdale-Lake Elmo Review: Apr. 2, 2014)


STATE OF MINNESOTA COUNTY WASHINGTON DISTRICT COURT TENTH JUDICIAL DISTRICT Court File Number: 82-FA-14-952 NOTICE OF ISSUANCE OF EMERGENCY (EX PARTE) ORDER FOR PROTECTION BY PUBLICATION (MINN. STAT. § 518B.01, SUBD. 8) In the Matter of Tara Kinsey vs ADAM HUBER To Respondent: YOU ARE NOTIFIED that an Ex Parte Order for Protection has been issued in this case. You may request a hearing if you contact the court administrator's office within 12 days of the date of publication of this notice. You may obtain a copy of the Ex Parte Order for Protection and the form to request a hearing from the court administrator's office at the following address: Washington County District Court 14949 - 62nd St. N; PO Box 3802 Stillwater MN 55082 Failure to request a hearing or to obtain a copy of the Ex Parte Order will not be a defense to prosecution for violation of the Court's order. Dated: March 28, 2014 Annette Fritz Court Administrator (Oakdale-Lake Elmo Review: Apr. 2, 2014)


NOTICE TO CREDITORS AND CLAIMANTS OF VANTAGE POINT APPAREL & PROMOTIONAL PRODUCTS, LLC Please be advised that VANTAGE POINTAPPAREL & PROMOTIONAL PRODUCTS, LLC is in the process of dissolving and winding up its affairs. On March 25, 2014 Vantage Point Apparel & Promotional Products, LLC filed with the Minnesota Secretary of State a Notice of Dissolution. All claims against Vantage Point Apparel & Promotional Products, LLC must be submitted in writing to Vantage Point Apparel & Promotional Products, LLC, Attention: Sawan S. Patel, 1500 Wells Fargo Plaza, 7900 Xerxes Avenue South, Bloomington, MN 55431. All claims must be presented to Vantage Point Apparel & Promotional Products, LLC on or before the following dates: (1) on or before July 1, 2014, which is 90 days after the first date of publication; or (2) 90 days after the date on which written notice was given to a particular creditor or claimant. (Oakdale-Lake Elmo Review: Apr. 2, 9, 16, 23, 2014)


INDEPENDENT SCHOOL DISTRICT 622 NORTH ST. PAULMAPLEWOOD- OAKDALE SCHOOLS REGULAR MEETING SCHOOL BOARD FEBRUARY 25, 2014 Coborn called the meeting to order at 7:00 p.m. with the following present: Coborn, Augé, Hunt, Livingston, Neve, Wheeler, Yener, Phillips, Phan. Absent: Fischer. Others present were: Administrative Staff. Hunt moved and Yener seconded the following motion, which carried: THAT the agenda be approved as presented. The Consent Agenda was considered. Augé requested that Items V. E. (Bus Purchase Recommendation Type A) and V.F. (Bus Purchase Recommendation Type C) be removed for discussion. Augé moved and Hunt seconded the following resolution, which carried: BE IT RESOLVED by the School Board of Independent School District No. 622 that the following Consent Agenda Items, V.A. through V.D., and Item V. G. be approved as written, and a copy of the agenda items is attached to the minutes. Sullivan shared information about the Bus Purchase Recommendations for Type A & C and Transportation Supervisor Terry Wasiluk provided additional detail. Augé moved and Livingston seconded the following resolution, which carried: BE IT RESOLVED by the School Board of Independent School District No. 622 that the following Consent Agenda Items, V.E. and V.F. be approved as written, and a copy of the agenda items is attached to the minutes. Sullivan provided a first reading of the 2014-2015 capital expenditure budget. This will be an action item at the March 25, 2014 board business meeting. Neve moved and Wheeler seconded the following resolution, which carried: BE IT RESOLVED by the School Board of Independent School District No. 622 that the School Board accept with appreciation the following contributions and permit their use as designated by the donors. Donor Item and/or Amount Purpose Amy and Duke Coborn, Water (valued at $25.00), Cowern PTG School Dance Craig Brown, $1,858.00 and a Kayak (valued at $500.00), John Glenn Kayak Club Charles Bengtson, $50.00, Meals on Wheels Stephanie & Vern Pederson, $25.00, Meals on Wheels Sandra Moen, $42.00, Meals on Wheels Deluxe Corporation, $200.00, Skyview Elementary School Anonymous, $42.32, Meals on Wheels James Zeug, $126.00, Meals on Wheels Mary Lou Lindeman, $50.00, Meals on Wheels Stephanie Mann, $50.00, ISD 622 – Community Bridge Barbara and Bob Kline, $50.00, ISD 622 – Community Bridge Robert Malm, $100.00, Meals on Wheels Cowboy Jacks, Dinner for two (valued at $40.00), Oakdale Elementary – Steppers Night Mary Vatne, $100.00, John Glenn Jet Fuel Food program Thierry and Theresa Augé, 6 cases of 3-ring binders (valued at $500.00), ISD 622 for student and staff use Therese A. Faulconbridge, $50.00, Meals on Wheels Katya Hales, $100.00, Richardson – Mrs. Spinner, Ms. Lor, Mrs. Kostuch Classrooms and Music Dept. Lenore Ryder, $100.00, John Glenn – Jet Fuel Food program Wells Fargo Community Support, $265.38, Skyview Elementary 2nd grade Party City, Balloons, Oakdale Elementary – Steppers Night Rainbow Foods, Balloons, Oakdale Elementary – Steppers Night Janet Burbul, 12 pair double fleece mittens (valued at $144.00), Next Step Transition Program Tartan Lacrosse Booster Club, $1,600.00, Tartan Athletic Program Augé moved and Wheeler seconded the following resolution, which carried: BE IT RESOLVED by the School Board of Independent School District No. 622 that the 2013-2014 District Budget be revised as proposed. The resolution for 2014-2015 budget parameters and plan was considered. Discussion was held and Yener moved and Hunt seconded the following motion which carried with Wheeler voting NO: THAT Item VIII.A.3., 2014-2015 Budget Parameters and Plan, be tabled until the Indexed FTE for 2014-2015 resolutions from Student Services and Teaching and Learning are acted upon. Hunt moved and Neve seconded the following resolution, which carried: BE IT RESOLVED by the School Board of Independent School District 622 that the District approve a two year transportation contract extension with First Student, Inc. permitted by the original contract with rate increases of 3% in 2014-15 and 3% in 2015-16. Wheeler moved and Livingston seconded the following resolution, which carried: BE IT RESOLVED by the School Board of Independent School District No. 622 that contracts be awarded as follows: For Vendor #Bids Fund Amount Beaver Lake School Renovations Work Scope 01 - Sitework, Excavation, Site Concrete, Asphalt, Utilities Peterson Companies, Inc. 4 06 $236,500.00 Work Scope 02 - Concrete and Masonry Kelleher Construction, Inc. 4 01 $285,000.00 Work Scope 03 - General Construction Parkos Construction Company 7 01 $417,400.00 Work Scope 04 - Roofing Berwald Roofing Co., Inc. 6 01 $134,700.00 Work Scope 05 - Doors, Frames and Hardware, Material Only Wheeler Hardware Company 3 01 $ 40,375.00 Work Scope 06 - Acoustical Ceiling Panels Acoustics Associates 3 01 $ 42,300.00 Work Scope 07 - Aluminum Entrances, Storefronts and Glazing NO BID 0 01 $ 0.00 Work Scope 08 - Tiling, Resilient Tile Flooring, Base and Accessories, Tile Carpeting St. Paul Linoleum & Carpet Company 3 01 $ 65,355.00 Work Scope 09 - Painting Wasche Commercial Finishes, Inc. 3 01 $ 16,650.00 Work Scope 10 - Mechanical Thelen Heating & Roofing, Inc. 4 06 $1,207,000.00 Work Scope 11 - Electrical Northern Air Corporation 2 06 $145,600.00 Gladstone School Renovation Work Scope 01 - General Construction CMBR, LLC 5 06 $ 89,200.00 Work Scope 02 - Mechanical Northern Air Corporation 4 06 $1,297,725.00 Work Scope 03 – Electrical Northern Air Corporation 2 06 $158,000.00 Livingston moved and Hunt seconded the following resolution, which carried: BE IT RESOLVED by the School Board of Independent School District No. 622 that the proposed calendar be approved and adopted for the 2014-2015 school year and that pursuant to Minn. Stat. § 645.44, Subd. 5, the School Board of Independent School District No. 622 has determined that Columbus Day is not a legal holiday, and therefore, public business, including school board and informational meetings, may be transacted on that day. Livingston moved and Wheeler seconded the following resolution, which carried with Hunt voting NO: BE IT RESOLVED by the School Board of Independent School District 622 that the Student Services 2014- 15 iFTE be approved. 2013-14 2014-15 Difference STUDENT SERVICES TOTAL 300.115 282.115 -18.00 Augé moved and Neve seconded the following resolution, which carried with Hunt voting NO: BE IT RESOLVED by the School Board of Independent School District 622 that the Regular Education 2014-15 iFTE be approved. 2013-14 2014-15 Difference REGULAR ED TOTAL 420.51 406.12 -14.39 Yener moved and Wheeler seconded the following resolution, which carried: BE IT RESOLVED by the School Board of Independent School District 622 that the district administration reduce the 2014-15 general fund expenditure budget by a minimum of $2 million through the freezing of selected budget categories and a reduction in staff to achieve a balanced budget with expenditures matching revenues. Livingston moved and Wheeler seconded the following resolution, which carried: BE IT RESOLVED by the School Board of Independent School District 622 that the 2013-2014 District 622 World’s Best Workforce Plan be approved. Hunt moved and Auge seconded the following resolution, which carried: BE IT RESOLVED by the School Board of Independent School District 622 that the amended 2013-2014 Membership of the District 622 Advisory Committee be approved. Coborn asked the board to set the agenda for the March 25, 2014 Reflection Study Session. Hunt moved and Livingston seconded the following motion, which carried: THAT the March 25, 2014 Reflection Study Session be held at 5:00 p.m. in Room 202 of the District Education Center with the following agenda items: Check In; Reports; Reflections on Equity; Welcome Back Barbeque Discussion; Board Meeting Start Time Discussion. Coborn asked Board Members to revise the date of the April Work Study Session due to board member attendance at NSBA. Wheeler moved Neve and seconded the following motion, which carried: THAT the April Work Study Session date be changed from April 8, 2014 to April 15, 2014 and that the starting time be 4:30 p.m. with the agenda set at the next school board business meeting. Wheeler moved and Yener seconded the following motion, which carried: THAT the meeting be adjourned. The meeting adjourned at 10:01 p.m. /s/ Theresa Augé Clerk Public notice for solicitation of bids, requests for quotes and requests for proposals are located on the ISD 622 website, www.isd622.org.


INDEPENDENT SCHOOL DISTRICT 622 NORTH ST. PAULMAPLEWOOD- OAKDALE SCHOOLS BOARD RETREAT SCHOOL BOARD FEBRUARY 28, 2014 – MARCH 1, 2014 OUTING LODGE Chair Coborn called the School Board Retreat to order at 4:10 p.m. on February 28, 2014 with the following present: Chair Coborn, Vice Chair Augé, Clerk Hunt, Treasurer Livingston, Directors Neve, Wheeler, Yener and Superintendent Phillips. Others present: Facilitator Jim Rickabaugh. Guest: NSPMO Education Association President Rory Sanders. Facilitator Jim Rickabaugh kicked off the retreat by asking Board Members what needed to be accomplished in order for the retreat’s time to be well spent. Discussion was held and included a conversation around the SWOT analysis and opportunities/goals that would emerge from that discussion and help build positive momentum. Rickabaugh shared a Simon Sinek Ted Talk entitled, “Start with Why” and ideas were brainstormed on what the District’s “Sinek Why” might be. Board Members discussed the Superintendent’s retirement as of July 1, 2015 and noted that they would establish a schedule and process to guide the search for and selection of a new superintendent. The School Board Retreat adjourned at 9:00 p.m. Chair Coborn called the School Board Retreat to order at 8:10 a.m. on March 1, 2014 with the following present: Chair Coborn, Vice Chair Augé, Clerk Hunt, Treasurer Livingston, Directors Neve, Wheeler, Yener and Superintendent Phillips. Other present: Facilitator Jim Rickabaugh. Guest: NSPMO Education Association President Rory Sanders. Board Members looked at the SWOT documents to see where opportunities aligned with their WHY to create positive momentum. Conversation about paperless board meetings took place and board members preferred to have a training session at their April 15, 2015 Work Study Session. Board goals were discussed, with the board agreeing on these draft board goals: 1) Expect excellence as we strive to support all children to thrive. We will be dealers in hope and opportunity. Our stories will be data stories with a soul. 2) The School Board will model the use of technology in carrying out its work through conversion to paperless board meetings. 3) Schedule at least one presentation at one board study session in the coming year to utilize a “flipped” approach by having the presentation and supporting materials shared in advance so the board session will feature questions and focused dialogue. 4) Establish clear expectations and a consistent format to guide staff reports and presentations at board study sessions and meetings, including the purpose to be served by the information shared. Shift the focus toward the “why” with quality supportive information to describe the “what.” 5) Establish a schedule and process to guide the search for and section of a new superintendent. As the retreat came to an end, Board Members shared reflections of the session. The School Board Retreat adjourned at 12:05 p.m. /s/ Theresa Augé Clerk Public notice for solicitation of bids, requests for quotes and requests for proposals are located on the ISD 622 website, www.isd622.org.


 

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