Public Notices Apr. 16, 2014 Oakdale - Lake Elmo Review

Public Notices, Foreclosure Notices & Legal Notices published Apr. 16, 2014 in the Oakdale - Lake Elmo Review. Serving the surrounding communities of Oakdale, Lake Elmo and Washington County.

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NOTICE OF MORTGAGE FORECLOSURE SALE Date: March 3, 2014 1. Default has occurred in the conditions of a Mortgage, dated August 5, 2003, given by Collins Property Management, LLC, as mortgagor, to North American Banking Company, as mortgagee. Such mortgage was filed with the County Recorder, Washington County, Minnesota on November 12, 2003 as Document No. 3400945. Modified by Modification of Mortgage, dated September 22, 2009, recorded October 21, 2009 as Document No. 3763946. 2. The original principal amount secured by the Mortgage was: $150,000.00 3. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof, and no Mortgagor has been released from liability on the Mortgage. 4. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 5. At the date of this notice, the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is: $120,284.66 6. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Unit 220, Common Interest Community No. 205, Oakdale Square Second Addition Office Park, Washington County, Minnesota will be sold by the Sheriff of Washington County, Minnesota, at public auction on April 24, 2014 at 10:00 a.m., at the Sheriff's office, located at 15015 62nd St N, Stillwater, Minnesota 55082, to pay the debt then secured by said Mortgage and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law. 7. The time allowed by law for redemption by Mortgagor or Mortgagor’s personal representatives or assigns is six (6) months after the date of sale. Each holder of a junior lien may redeem in the order and manner provided in Minnesota Statutes Chapters 580 and 582, beginning after the expiration of the mortgagor's redemption period. Property Address: 6230 10th Street, Suite 220, Oakdale, MN 55128 Parcel No.: 30-029-21-33-0026 Mortgage ID No. 3051779 Servicer: North American Banking Company, as mortgagee PETERSEN, PLC Attorney for North American Banking Company, Mortgagee Mark A. Petersen (Atty. No. 278580) 217 Second St. N., Main Floor Stillwater, MN 55082 651-351-0500 NAB.002 / 3051779 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR (Oakdale-Lake Elmo Review: Mar. 12, 19, 26, Apr. 2, 9, 16, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 28, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $144,950.00 MORTGAGOR(S): Derek J. Marah, single MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Voyager Bank, a Minnesota Banking Corporation DATE AND PLACE OF FILING: Recorded on August 18, 2005 as Document Number 3533459 in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by assignment recorded on November 30, 2010 as Document Number 3819400 in the Office of the County Recorder of Washington County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Unit 2321, Condominium Number 57, Estates of Sunview Condominium, Washington County, Minnesota STREET ADDRESS OF PROPERTY: 2321 GRENADIER AVE N, OAKDALE, MN 55128-4317 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $131,134.34 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 7, 2014 at 10:00 am PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on November 7, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: March 7, 2014 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. *James J. Pauly, Esq.* Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (14-0204-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 2321 GRENADIER AVE N OAKDALE, MN 55128-4317 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc. (3) Name of Mortgage Originator (Lender) Voyager Bank, a Minnesota Banking Corporation (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 19.029.21.42.0155 (6) Transaction Agent’s Mortgage ID Number (MERS number) 1000389-0001002238-7 (Oakdale-Lake Elmo Review: Mar. 12, 19, 26, Apr. 2, 9, 16, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: William Elliott and Heidi Elliott, husband and wife Mortgagee: Mortgage Electronic Registration Systems, Inc. as nominee for American Sterling Bank Dated: 06/25/2007 Recorded: 07/09/2007 Washington County Recorder Document No. 3651450 Assigned To: BAC Home Loans Servicing, LP Dated: 08/16/2009 Recorded: 09/09/2009 Washington County Recorder Document No. 3758532 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage ID No: 100046900000729587 Lender or Broker: American Sterling Bank Servicer: Bank of America, N.A. Mortgage Originator: American Sterling Bank LEGAL DESCRIPTION OF PROPERTY: Lots 21 and 22, Block 8, Wilkins Addition to Stillwater, Washington County, Minnesota This is Abstract Property. TAX PARCEL NO.: 21.030.20.34.0139 ADDRESS OF PROPERTY: 310 WILKINS STREET WEST STILLWATER, MN 55082 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 239,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: 337,443.48 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 16, 2014, 10:00 AM PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is November 16, 2014 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: March 12, 2014 Bank of America, N.A., Assignee of Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: Bank of America, N.A., Assignee of Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16751-14-00229-2 (Oakdale-Lake Elmo Review: Mar. 19, 26, Apr. 2, 9, 16, 23, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 4, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $197,894.00 MORTGAGOR(S): Lisa A. Lucci And Tyler James Pavel Sr., both single persons MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for River City Mortgage & Financial, LLC, a Delaware Limited Liability Company DATE AND PLACE OF FILING: Recorded on January 9, 2008 as Document Number 3676132 in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by assignment recorded on August 24, 2011 as Document Number 3851837 in the Office of the County Recorder of Washington County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot 23, Block 1, Pine Glen 4th Addition, Washington County, Minnesota STREET ADDRESS OF PROPERTY: 9662 HALE AVENUE SOUTH, COTTAGE GROVE, MN 55016-3893 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $237,106.45 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 6, 2014 at 10:00 am PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is five (5) weeks from the date of sale. (Pursuant to Document No. 3882633) Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on June 10, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: March 13, 2014 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (14-0238-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 9662 HALE AVENUE SOUTH COTTAGE GROVE, MN 55016- 3893 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware corporation (3) Name of Mortgage Originator (Lender) River City Mortgage & Financial, LLC, a Delaware Limited Liability Company (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 20.027.21.32.0103 (6) Transaction Agent’s Mortgage ID Number (MERS number) 100315900000081736 (Oakdale-Lake Elmo Review: Mar. 19, 26, Apr. 2, 9, 16, 23, 2014)


STATE OF MINNESOTA COUNTY OF WASHINGTON DISTRICT COURT TENTH JUDICIAL DISTRICT Case Type: Mortgage Foreclosure Court File No. 82-CV-12-5621 The Honorable Richard C. Ilkka NOTICE OF SHERIFF'S SALE UNDER JUDGMENT AND DECREE Premier Bank, a Minnesota corporation, Plaintiff, vs. Kenneth A. Richard, an individual, Colleen K. Richard, an individual and John Does 1 through 10, Defendants. DATE: March 12, 2014 YOU ARE NOTIFIED, that pursuant to the Judgment and decree of foreclosure ("Judgment") entered in the above-entitled action on May 15, 2013, a certified copy of which has been delivered to the Washington County Sheriff, directing the sale of the Mortgaged Premises, hereinafter described, to satisfy the amount found and adjudged due to Plaintiff under the First Loan (as defined in the Judgment) in the above-titled action from Defendant Kenneth A. Richard, as prescribed in said Judgment, together with the costs and expenses of the sale, the undersigned Sheriff of Washington County will sell the Mortgaged Premises described below at public auction to the highest bidder for cash on May 7, 2014, at 10:00 a.m., at the Washington County Sheriff's Office - Civil Division, 15015 62nd Street North, Stillwater, Minnesota 55082. INFORMATION REGARDING MORTGAGE TO BE FORECLOSED 1. Date of Mortgage: January 31, 2005 2. Mortgagors: Kenneth A. Richard and Colleen K. Richard, husband and wife 3. Mortgagee: Premier Bank, a Minnesota corporation 4. Recording Information: Recorded March 22, 2005 in the Office of the County Recorder of Washington County, Minnesota as Document No. 3504349 5. Assignments of Mortgage, if any: None. INFORMATION REGARDING MORTGAGED PREMISES 6. Tax parcel identification numbers of the Mortgaged Premises: 08.030.21.32.0009; 08.030.21.32.0010 7. Legal description of the Mortgaged Premises: Lots 10 and 11, Rearrangement at Pine Tree Estates, Washington County, Minnesota, together with all existing or subsequently erected or affixed buildings, improvements and fixtures; all easements, rights of way, and appurtenances; all water, water rights, watercourses and ditch rights (including stock in utilities with ditch or irrigation rights); and all other rights, royalties, and profits relating to the real property, including without limitation all minerals, oil, gas, geothermal and similar matters. 8. The physical street address, city and zip code of the Mortgaged Premises: Unassigned; 10408 Hadley Circle North, White Bear Lake, Minnesota 55110 OTHER FORECLOSURE DATA 9. The person holding the Mortgage is not a transaction agent, as defined by Minn. Stat. 58.02, subd. 30. INFORMATION REGARDING FORECLOSURE SALE 10. The original principal amount secured by the Mortgage was $175,000.00. 11. As of the date of this Notice, the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is $230,340.39. 12. The sale will be held on May 7, 2014, at 10:00 a.m., at the Washington County Sheriff's Office - Civil Division, 15015 62nd Street North, Stillwater, Minnesota 55082. 13. The time allowed by law for redemption by Mortgagor or Mortgagor's personal representatives or assigns is six (6) months after the date the court confirms the sale. 14. THE TIME ALLOWED BY LAW FOR REDEMPTION BY MORTGAGOR, MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 15. Colleen K. Richard, one of the mortgagors, has been discharged from personal financial obligation on the Mortgage as a result of her bankruptcy filing and discharge in her bankruptcy proceeding. /s/ Miguel Tellez Sheriff of Washington County William M. Hutton Deputy Sheriff LEONARD, O'BRIEN SPENCER, GALE & SAYRE, LTD. By: /s/ Peter J. Sajevic, III /s/ Peter J. Sajevic, III, #279237 Attorney for Premier Bank 100 South Fifth Street, Suite 2500 Minneapolis, MN 55402 (612) 332-1030 (Oakdale-Lake Elmo Review: Mar. 19, 26, Apr. 2, 9, 16, 23, 2014)


NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: March 5, 2014 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Bright KEYS of Spring Hills Homeowners’ Association (hereinafter the "Association") which was recorded as Document No. 802492, in the Office of the County Recorder of Washington County, Minnesota, as amended, covering the following property: LEGAL DESCRIPTION: Lot 7, Block 1, Parkside 1st Addition, Washington County, Minnesota STREET ADDRESS: 8851 Spring Lane, Woodbury, MN 55125 TAX PARCEL ID NO. 04-028-21- 41-0167 2. Pursuant to said Declaration, there is claimed to be due and owing as of March 5, 2014, from Timothy J. Vogl and Margaret K. Vogl, title holders, to the Association, a Minnesota non-profit corporation, the amount of $3,785.00 for unpaid association assessments, late fees, attorneys’ fees and costs, plus any other such amounts that will accrue after March 5, 2014, including reasonable attorneys’ fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owners have not been released from the owners’ financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3- 115 and 515B.3-116 provides for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on November 26, 2013, as Document No. 3972819 in the Washington County Recorder’s Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owners in taking title to the premises subject to said Declaration, said Lien will be foreclosed by the sale of said property by the Sheriff of Washington County, at the Washington County Sheriffs Office, Washington County Law Enforcement Center, 15015 - 62nd Street North, Stillwater, Minnesota, on the 7th day of May, 2014, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys’ fees as allowed by law. 8. The time allowed by law for redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on November 7, 2014, if the account is not reinstated or the owners do not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGORS, THE MORTGAGORS’ PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. BRIGHT KEYS OF SPRING HILLS HOMEOWNERS’ ASSOCIATION Attorneys for Bright KEYS of Spring Hills Homeowners’ Association THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (BrightKEYS/Vogl/12-7-620D) (Oakdale-Lake Elmo Review: Mar. 19, 26, Apr. 2, 9, 16, 23, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 26, 2014 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $165,000.00 MORTGAGOR(S): Romain C. Wenzel and Theresa J. Wenzel, husband and wife MORTGAGEE: Wells Fargo Home Mortgage, Inc., a California Corporation n/k/a Wells Fargo Bank, N.A. successor by Wells Fargo Home Mortgage, Inc. DATE AND PLACE OF FILING: Filed April 27, 2004 Washington County Recorder; Document No. 3437603 ASSIGNMENTS OF MORTGAGE: Assigned to: None LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 1, Minnesota's Eastwoode, Washington County, Minnesota STREET ADDRESS OF PROPERTY: 3889 Gresham Circle North, Oakdale, MN 55128 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $159,829.06 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 6, 2014 at 10:00 AM PLACE OF SALE: Washington County Sheriff’s office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota. To pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is Six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on November 6, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: ROMAIN C. WENZEL AND THERESA J. WENZEL “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: March 11, 2014 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (Z7420) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 3889 Gresham Circle North, Oakdale, MN 55128 (2) Transaction Agent None (3) Name of Mortgage Originator (Lender) Wells Fargo Home Mortgage, Inc., a California Corporation n/k/a Wells Fargo Bank, N.A. successor by Wells Fargo Home Mortgage, Inc. (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 18.029.21.11.0017 (6) Transaction Agent’s Mortgage ID Number (MERS number) None (Oakdale-Lake Elmo Review: Mar. 19, 26, Apr. 2, 9, 16, 23, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Eh Xiong and Malia Yang-Xiong, husband and wife Mortgagee: Mortgage Electronic Registration Systems, Inc. as nominee for Guaranty Residential Lending, Inc. Dated: 06/06/2003 Recorded: 08/18/2003 Washington County Recorder Document No. 3364854 Assigned To: BAC Home Loans Servicing, LP Dated: 06/15/2009 Recorded: 06/22/2009 Washington County Recorder Document No. 3745653 Assigned To: Federal National Mortgage Association Dated: 01/10/2013 Recorded: 01/24/2013 Washington County Recorder Document No. 3928418 Assigned To: Bank of America, N.A. sbm to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP Dated: 08/29/2013 Recorded: 10/08/2013 Washington County Recorder Document No. 3967288 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage ID No: 100012900016763810 Lender or Broker: Guaranty Residential Lending, Inc. Servicer: Bank of America, N.A. Mortgage Originator: Guaranty Residential Lending, Inc. LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 3, Fox Glen First Addition, Washington County, Minnesota This is Abstract Property. TAX PARCEL NO.: 20.028.21.43.0026 ADDRESS OF PROPERTY: 3945 BENJAMIN DRIVE WOODBURY, MN 55125 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $248,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $234,754.24 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 16, 2014, 10:00 AM PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is November 16, 2014 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: March 13, 2014 Bank of America, N.A., Assignee of Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: Bank of America, N.A., Assignee of Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16751-14-00211-2 (Oakdale-Lake Elmo Review: Mar. 19, 26, Apr. 2, 9, 16, 23, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 30, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,786.00 MORTGAGOR(S): Jennifer L. Hosek, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for Lakeland Mortgage Corporation, a Minnesota Corporation DATE AND PLACE OF FILING: Recorded on September 19, 2008 as Document Number 3708454 in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by assignment recorded on September 1, 2011 as Document Number 3852550 in the Office of the County Recorder of Washington County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: The North 1/2 of Lot 4, Block 14, Carli and Schulenburg`s Addition to Stillwater, Washington County, Minnesota STREET ADDRESS OF PROPERTY: 1105 2ND STREET NORTH, STILLWATER, MN 55082-4030 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $230,722.88 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 13, 2014 at 10:00 am PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on November 13, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: March 19, 2014 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (14-0454-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 1105 2ND STREET NORTH STILLWATER, MN 55082-4030 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc. (3) Name of Mortgage Originator (Lender) Lakeland Mortgage Corporation, a Minnesota Corporation (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 21.030.20.43.0021 (6) Transaction Agent’s Mortgage ID Number (MERS number) 100137510000334393 (Oakdale-Lake Elmo Review: Mar. 26, Apr. 2, 9, 16, 23, 30, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Newell V. Johnson and Mary A. Johnson, husband and wife Mortgagee: CU Mortgage Services, Inc. Dated: 07/25/2007 Recorded: 08/16/2007 Washington County Recorder Document No. 3657290 Transaction Agent: N/A Transaction Agent Mortgage ID No: N/A Lender or Broker: CU Mortgage Services, Inc Servicer: C.U. Mortgage Services, Inc. Mortgage Originator: CU Mortgage Services, Inc LEGAL DESCRIPTION OF PROPERTY: Lots 15 and 16, Block 98, Division No. 4 of St Paul Park, Washington County, Minnesota This is Abstract Property. TAX PARCEL NO.: 12.027.22.34.0038 ADDRESS OF PROPERTY: 1242 5th Street Saint Paul Park, MN 55071 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 159,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: 152,983.01 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 16, 2014, 10:00 AM PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is November 16, 2014 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: March 17, 2014 CU Mortgage Services, Inc., Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: CU Mortgage Services, Inc., Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 8880-14-00395-1 (Oakdale-Lake Elmo Review: Mar. 26, Apr. 2, 9, 16, 23, 30, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Lance R. Allery and Ashley Allery, husband and wife Mortgagee: Mortgage Electronic Registration Systems, Inc. as nominee for Bell America Mortgage LLC dba Bell Mortgage Dated: 07/24/2008 Recorded: 08/07/2008 Washington County Recorder Document No. 3703508 Assigned To: Bank of America, N.A. Dated: 05/07/2013 Recorded: 05/09/2013 Washington County Recorder Document No. 3944715 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage ID No: 1000269-0010105444-2 Lender or Broker: Bell America Mortgage LLC Servicer: Bank of America, N.A. Mortgage Originator: Bell America Mortgage LLC LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Pinetree Pond Townhouses First Addition, Washington County, Minnesota. This is Abstract Property. TAX PARCEL NO.: 16.027.21.43.0014 ADDRESS OF PROPERTY: 8763 S IRONWOOD AVENUE COTTAGE GROVE, MN 55016 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 141,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: 142,262.64 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 16, 2014, 10:00 AM PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is November 16, 2014 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: March 31, 2014 Bank of America, N.A., Assignee of Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: Bank of America, N.A., Assignee of Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16751-14-00188-1 (Oakdale-Lake Elmo Review: Apr. 2, 9, 16, 23, 30, May 7, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 20, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $238,500.00 MORTGAGOR(S): Eden M. Burbul And Jason A. Burbul, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for Mortgage One, Inc., a Minnesota corporation DATE AND PLACE OF FILING: Recorded on November 16, 2004 as Document Number 3478438 in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by assignment recorded on September 16, 2009 as Document Number 3759523 in the Office of the County Recorder of Washington County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 4, Oakdale Ponds Third Addition, Washington County, Minnesota STREET ADDRESS OF PROPERTY: 2247 NORTH GRANGE AVENUE, OAKDALE, MN 55128 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $206,444.67 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 21, 2014 at 10:00 am PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on November 21, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: JASON ALLEN BURBUL AND EDEN MARIE BURBUL “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: March 26, 2014 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. *James J. Pauly, Esq.* Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-3252-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 2247 NORTH GRANGE AVENUE OAKDALE, MN 55128 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc. (3) Name of Mortgage Originator (Lender) Mortgage One, Inc., a Minnesota corporation (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 19.029.21.43.0032 (6) Transaction Agent’s Mortgage ID Number (MERS number) 1001527-1100000493-3 (Oakdale-Lake Elmo Review: Apr. 2, 9, 16, 23, 30, May 7, 2014)


STATE OF MINNESOTA COUNTY OF WASHINGTON DISTRICT COURT TENTH JUDICIAL DISTRICT CASE TYPE: MORTGAGE FORECLOSURE File No: 82-CV-13-5760 Judge John C. Hoffman NOTICE OF SHERIFF SALE PURSUANT TO JUDGMENT WELLS FARGO BANK, N.A., Plaintiff, vs. JOSEPH OBITZ, AMBER OBITZ, JOHN DOE AND MARY ROE, Defendants. NOTICE IS HEREBY GIVEN that by virtue of the Findings of Fact, Conclusions of Law, Order for Default Judgment and Judgment entered in the above entitled matter, whereby it is adjudged, among other things, that there is due to the Plaintiff the sum of ONE HUNDRED SIXTY-THREE THOUSAND ONE HUNDRED TWENTY-FIVE and 23/100 ($163,125.23) Dollars with interest from and after April 2, 2014, and that the land therein described be sold to satisfy the same, with costs and expenses of such sale, a certified transcript of which judgment has been delivered to me by the Court, I, the undersigned Sheriff of Washington, Minnesota will offer and expose for sale at public auction to the highest bidder on the 11th day of June, 2014 at 10:00 A.M. in the lobby of the Washington County Sheriff Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota, the land described and directed to be sold in said judgment lying and being in the County of Washington, State of Minnesota, to wit: Lot 14 and 15, and the North 10 feet of Lot 13, Block 2, Division No. 6 of St. Paul Park. Property Address: 628 1/2 7th Avenue, Newport, MN 55055 Tax ID: 01-027-22-21-0006 and 01-027-22-21-0005 or so much thereof as shall be necessary to satisfy said judgment, the interest thereon, and the costs and expenses of such sale; subject to redemption within six (6) months from the date of confirmation of said sale by the Court herein. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on December 29, 2014. “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: 3-26-14 WASHINGTON COUNTY SHERIFF By: /s/ Bradley R. Marquardt Deputy Dated: March 25, 2014 SCHILLER & ADAM, P.A. By: /s/ Sarah J.B. Adam Attorney for Plaintiff 25 No. Dale St. Academy Professional Building Saint Paul, MN 55102-2227 (651) 209-9770 Attorney Reg. No. 332021 (13-4128LIT) (Oakdale-Lake Elmo Review: Apr. 2, 9, 16, 23, 30, May 7, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Michelle A. Proulx and James Colonna, as wife and husband Mortgagee: C.U. Mortgage Services, Inc. Dated: 05/16/2003 Recorded: 07/17/2003 Washington County Recorder Document No. 3355520 Transaction Agent: N/A Transaction Agent Mortgage ID No: N/A Lender or Broker: C.U. Mortgage Services, Inc. Servicer: C.U. Mortgage Services, Inc. Mortgage Originator: C.U. Mortgage Services, Inc. LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 13, Wind Wood Plat Two, Washington County, Minnesota This is Abstract Property. TAX PARCEL NO.: 19.028.21.41.0015 ADDRESS OF PROPERTY: 6838 Thames Rd Woodbury, MN 55125 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 145,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: 122,225.60 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 23, 2014, 10:00 AM PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is November 23, 2014 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: March 20, 2014 CU Mortgage Services, Inc., Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: CU Mortgage Services, Inc., Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 8880-14-00429-1 (Oakdale-Lake Elmo Review: Apr. 2, 9, 16, 23, 30, May 7, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 19, 1995 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $88,906.00 MORTGAGOR(S): Daniel T. Zogaa and Frances T. Nimely, both single people MORTGAGEE: MidAmerica Bank, a Minnesota corporation DATE AND PLACE OF FILING: Filed June 21, 1995 Washington County Recorder; Document No. 844328; as modified of record by Document No. 3101569 ASSIGNMENTS OF MORTGAGE: Assigned to: Norwest Mortgage Inc., a California corporation, n/k/a Wells Fargo Bank, N.A., successor by merger to Norwest Mortgage Inc. by written assignment recorded on June 21, 1995 as Document Number 844329, in the Office in the County Recorder in Washington County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Joseph T. Dixon 5th Addition, Washington County, Minnesota STREET ADDRESS OF PROPERTY: 1648 Dixon Drive, St. Paul Park, MN 55071-1237 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $114,216.60 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 20, 2014 at 10:00 a.m. PLACE OF SALE: Washington County Sheriff’s office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota. To pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is five (5) weeks months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on June 24, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: March 28, 2014 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. *James J. Pauly, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (E9783) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 1648 Dixon Drive, St. Paul Park, MN 55071-1237 (2) Transaction Agent None (3) Name of Mortgage Originator (Lender) MidAmerica Bank, a Minnesota corporation (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 18.027.21.23.0035 (6) Transaction Agent’s Mortgage ID Number (MERS number) none (Oakdale-Lake Elmo Review: Apr. 2, 9, 16, 23, 30, May 7, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: James D. Luster, Jr., a single man Mortgagee: Mortgage Electronic Registration Systems, Inc. as nominee for America`s Wholesale Lender Dated: 10/31/2006 Filed: 11/22/2006 Washington Registrar of Titles Document No. 1172619 Against Certificate of Title No.: 63484 Assigned To: BAC Home Loans Servicing LP Dated: 05/11/2009 Filed 06/12/2009 Washington County Registrar of Titles Document No. 1192079 Against Certificate of Title No.: 63484 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage ID No: 100015700074338720 Lender or Broker: America`s Wholesale Lender Servicer: Bank of America, N.A. Mortgage Originator: America`s Wholesale Lender LEGAL DESCRIPTION OF PROPERTY: Lot Sixteen (16), Block Three (3), Rolling Hills 6th Addition, according to the plat thereof on file and of record in the office of the Registrar of Titles, County of Washington, State of Minnesota. This is Registered Property. TAX PARCEL NO.: 08.027.21.41.0098 ADDRESS OF PROPERTY: 7925 77TH ST BAY S COTTAGE GROVE, MN 55016- 0000 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 207,920.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: 194,770.76 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 30, 2014, 10:00 AM PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is November 30, 2014 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: April 1, 2014 Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP, Assignee of Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP, Assignee of Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16751-14-00354-3 (Oakdale-Lake Elmo Review: Apr. 9, 16, 23, 30, May 7, 14, 2014)


STATE OF MINNESOTA DISTRICT COURT COUNTY OF WASHINGTON TENTH JUDICIAL DISTRICT CASE TYPE: OTHER CIVIL Court File No. 82-CV-12-1614 Judge John R. McBride NOTICE OF SHERIFF’S SALE UNDER JUDGMENT AND DECREE Bremer Bank, National Association, Plaintiff, vs. Peter J. Tacheny and Jill P. Tacheny, Saliterman & Siefferman, P.C., a Minnesota corporation, Daniel A. Tacheny, Kit Fuerhelm, Tacheny Roofing & Siding, Inc., a Minnesota corporation, BMO Harris Bank, a national association, Target National Bank, a national banking corporation, John Doe and Mary Rowe, Defendants, NOTICE IS HEREBY GIVEN, that under and by virtue of the Findings of Fact, Conclusions of Law, and Order for Judgment and Judgment dated February 21, 2014, as amended by the Findings of Fact, Conclusions of Law and Order for Judgment and Judgment dated February 21, 2014, in the above entitled action, certified copies of which has been delivered to me directing the sale of the premises hereinafter described to satisfy the amount found and adjudged and due to said Plaintiff in the above entitled action from Defendant Peter J. Tacheny and Jill P. Tacheny, the Sheriff of Washington County, will sell at public auction to the highest bidder for cash, on June 11, 2014 at 10:00 a.m., at the Washington County Sheriff’s Office, Washington County Sheriff's Office, Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota 55082, said county and state, the premises and real estate described in said Order located at 2444 Legion Avenue, Lake Elmo, Minnesota 55042 to wit: That part of the South One-Half of the Northeast Quarter Except the North 35.48 acres thereof Section 24, Township 29 North, Range 21 West, described more particularly as follows: Commencing at the East 1/4 corner of said Section 24, a found Washington County cast iron monument; thence South 89 degrees 49 minutes 25 seconds West, bearing based on the Washington County Coordinate Systems, a distance of 1969.17 feet along the Southerly line of the Northeast 1/4 of said Section 24 to the point of beginning; thence South 89 degrees 49 minutes 25 seconds West a distance of 654.94 feet along the Southerly line of said Northeast 1/4 of Section 24; thence North 00 degrees 15 minutes 37 seconds West a distance of 730.89 feet along the Westerly line of the Northeast 1/4 of said Section 24; thence North 89 degrees 41 minutes 54 seconds East a distance of 654.94 feet along the Southerly line of said North 35.48 acres; thence South 00 degrees 15 minutes 37 seconds East, parallel with the Westerly line of the Northeast 1/4 of said Section 24 a distance of 732.32 feet to the point of beginning, according to the United States Government Survey thereof and situate in Washington County, Minnesota. Dated on this 18th day of March, 2014. SHERIFF OF Washington COUNTY, MINNESOTA By: /s/ Miguel Tellez Deputy Sheriff MESSERLI & KRAMER P.A. /s/ Creig Andreasen Creig Andreasen #334832 1400 Fifth Street Towers 100 South Fifth Street Minneapolis, MN 55402-1217 Telephone: 672-3600 ATTORNEY FOR PLAINTIFF This is an attempt to collect a debt and any information obtained will be used for that purpose. (Oakdale-Lake Elmo Review: Apr. 9, 16, 23, 30, May 7, 14, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Charles D. Devine and Michelle K. Devine, husband and wife as joint tenants Mortgagee: M&I Marshall & Ilsley Bank Dated: 10/17/2006 Recorded: 11/14/2006 Washington County Recorder Document No. 3615771 Transaction Agent: N/A Transaction Agent Mortgage ID No: N/A Lender or Broker: M&I Marshall & Ilsley Bank Servicer: BMO Harris Bank, N.A. Mortgage Originator: M&I Marshall & Ilsley Bank LEGAL DESCRIPTION OF PROPERTY: The Northwest Quarter of the Southeast Quarter (NW 1/4 of SE 1/4) of Section Twenty-seven (27), Township Twenty-eight (28), Range Twenty (20), according to the United States Government Survey thereof, except the East 1/2 thereof. This is Abstract Property. TAX PARCEL NO.: 27.028.20.42.0003 ADDRESS OF PROPERTY: 15489 45th Street South Afton, MN 55001 COUNTY IN WHICH PROPERTY IS LOCATED: Washington ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 450,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: 369,535.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 6, 2014, 10:00 AM PLACE OF SALE: Law Enforcement Center, 15015 62nd Street N., City of Stillwater to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is December 7, 2014 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: April 8, 2014 BMO Harris Bank N.A., as successor to M & I Marshall & Ilsley Bank, Mortgagee PETERSON, FRAM & BERGMAN, P.A. By: Michael T. Oberle, Ben I. Rust, Jonathan R. Cuskey, Michael V. Schleisman, Tracy J. Halliday Attorneys for: BMO Harris Bank N.A., as successor to M & I Marshall & Ilsley Bank, Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16327-14-00239-3 (Oakdale-Lake Elmo Review: Apr. 16, 23, 30, May 7, 14, 21, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 15, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $298,000.00 MORTGAGOR(S): Chad Hagen, a single person MORTGAGEE: Wells Fargo Bank, N.A. DATE AND PLACE OF FILING: Recorded on September 22, 2005 as Document Number 3541345 in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: None. LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 3, Heritage Farm, Washington County, Minnesota. STREET ADDRESS OF PROPERTY: 2944 30TH STREET CIRCLE N, LAKE ELMO, MN 55042-8412 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $205,826.69 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 3, 2014 at 10:00 am PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on December 3, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: April 9, 2014 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. *James J. Pauly, Esq.* Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-5582-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 2944 30TH STREET CIRCLE N LAKE ELMO, MN 55042-8412 (2) Transaction Agent None (3) Name of Mortgage Originator (Lender) Wells Fargo Bank, N.A. (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 24.029.21.11.0009 (6) Transaction Agent’s Mortgage ID Number (MERS number) None (Oakdale-Lake Elmo Review: Apr. 16, 23, 30, May 7, 14, 21, 2014)


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 13, 2010 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $326,137.00 MORTGAGOR(S): Daniel J. Tracy And Tracey A. Tracy, husband and wife MORTGAGEE: Wells Fargo Bank, N.A. DATE AND PLACE OF FILING: Recorded on May 12, 2010 as Document Number 3790727 in the Office of the County Recorder of Washington County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: None. LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 10, Bailey`s Arbor, Washington County, Minnesota. STREET ADDRESS OF PROPERTY: 10803 Hawthorne Trail, Woodbury, MN 55129 COUNTY IN WHICH PROPERTY IS LOCATED: Washington County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $355,123.95 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 3, 2014 at 10:00 am PLACE OF SALE: Washington County Sheriff’s office, Washington County Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on December 3, 2014. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: Daniel Joseph Tracy “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: April 9, 2014 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. *James J. Pauly, Esq.* Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-2693-FC02) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 10803 Hawthorne Trail Woodbury, MN 55129 (2) Transaction Agent None (3) Name of Mortgage Originator (Lender) Wells Fargo Bank, N.A. (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 23.028.21.44.0024 (6) Transaction Agent’s Mortgage ID Number (MERS number) None (Oakdale-Lake Elmo Review: Apr. 16, 23, 30, May 7, 14, 21, 2014)


NOTICE TO CREDITORS AND CLAIMANTS OF VANTAGE POINT APPAREL & PROMOTIONAL PRODUCTS, LLC Please be advised that VANTAGE POINTAPPAREL & PROMOTIONAL PRODUCTS, LLC is in the process of dissolving and winding up its affairs. On March 25, 2014 Vantage Point Apparel & Promotional Products, LLC filed with the Minnesota Secretary of State a Notice of Dissolution. All claims against Vantage Point Apparel & Promotional Products, LLC must be submitted in writing to Vantage Point Apparel & Promotional Products, LLC, Attention: Sawan S. Patel, 1500 Wells Fargo Plaza, 7900 Xerxes Avenue South, Bloomington, MN 55431. All claims must be presented to Vantage Point Apparel & Promotional Products, LLC on or before the following dates: (1) on or before July 1, 2014, which is 90 days after the first date of publication; or (2) 90 days after the date on which written notice was given to a particular creditor or claimant. (Oakdale-Lake Elmo Review: Apr. 2, 9, 16, 23, 2014)


NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1970 Movilla Manufactured Home, VIN#24480309W0310 currently located at 385 Cimarron, Lake Elmo MN 55042 together with all miscellaneous personal property located therein will be sold at public auction by the Washington County Sheriff on the 7th day of May, 2014 at 10:00 A.M., at 901 Lake Elmo Ave. N., located in the city of Lake Elmo, County of Washington, State of Minnesota, to pay and satisfy a lien which is claimed to be due from Kathleen Ann McConnell (02/24/1947) as the owner(s) and/or tenant(s) and/or occupant(s) thereof to: Realty Systems-Arizona, Inc., in the sum of One thousand six hundred thirty four Dollars and 41/100 ($1634.41) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and conducting said sale; and that the grounds of said lien are for care of tenant’s personal property remaining on Cimarron Mobile Home Park premises following abandonment by tenant(s) and/or occupant(s). Dated: April 3, 2014 /s/ Kathy Yunke Realty Systems – Arizona, Inc. (Oakdale-Lake Elmo Review: Apr. 9, 16, 23, 2014)


ADVERTISEMENT FOR BIDS PARKING LOT EXPANSION RAMSEY WASHINGTON METRO WATERSHED DISTRICT LITTLE CANADA, MINNESOTA BARR ENGINEERING PROJECT No. 23/62-1138.00 Sealed bids for PARKING LOT EXPANSION in Little Canada, Minnesota will be received by the Owner at the office of Barr Engineering Co. until 2:00 pm CDT, Tuesday, April 29th, 2014 and then publicly opened and read aloud. The Work consists of furnishing all labor, materials, equipment, skills, and performing all operations required to construct the Work. The Work includes, but is not limited to, mobilization and demobilization; furnishing, installing, maintaining, and removing erosion control facilities; traffic control; cutting and disposing of bituminous pavement; soil excavation, disposal and grading; furnishing and installing sub-surface drain tile, modifying stormwater inlet and outlet structures; furnishing and installing curb and gutter and a catch basin structure; furnishing and installing aggregate base and bituminous pavement and permeable pavers (bid alternate); furnishing and installing sand and specified planting soils as rainwater garden media; furnishing landscape plantings with plugs, shrubs and trees; furnishing and installing trench drain; furnishing and installing new water service; furnishing and installing electrical utilities and lighting; all as provided for in the Bidding Documents. All quantities and work items in this advertisement for bid are approximate and are not guaranteed. All bidders are encouraged to attend a pre-bid meeting to discuss key aspects of the project. The prebid meeting will be held on Wednesday, April 16th, 2014 at 2:00 pm at the Ramsey-Washington Metro Watershed District Offices at 2665 Noel Drive, Little Canada, MN 55117. Complete digital project documents are available at www.questcdn.com. You may download the digital plan documents for ten dollars ($10.00) by inputting Quest project # 3228364 on the website’s Project Search page. Please contact QuestCDN.com at 952-233-1632 or info@questcdn.com for assistance in free membership registration, downloading, and working with this digital project information. An optional paper set of project documents may also be examined and/or obtained at the office of the Engineer. Potential bidders may obtain the documents for a nonrefundable price of one hundred dollars ($100.00) per set. Please make your check payable to Barr Engineering Co. and send it to 4700 West 77th Street, Edina, Minnesota 55435. Please contact us at Phone: 952-832-2600; or Fax: 952-832- 2601 if you have any questions. Partial sets of documents will not be issued. (Oakdale-Lake Elmo Review: Apr. 16, 2014)


NOTICE OF PUBLIC HEARING NOTICE IS HEREBY GIVEN that the Planning Commission for the City of Oakdale, Minnesota, will hold a public hearing at 7:00 p.m. on Thursday, May 1, 2014, and the City Council for the City of Oakdale, Minnesota will hold a public hearing at 7:15 p.m. on Tuesday, May 27, 2014, in the Council Chambers of the Municipal Building, 1584 Hadley Avenue North. The purpose is to review the applications for comprehensive plan map amendment, zoning map amendment and site plan approval made by Studio 99 Salon to reguide and rezone the property at 7446 15th Street North, Oakdale, MN 55128 from R-2, Low Density Residential to C-1, Neighborhood Commercial to allow for the use of the property as a beauty salon. If you have questions or concerns regarding this proposed action, please contact Linnea Graffunder- Bartels, Senior Community Development Specialist, at 651-730- 2721 or linnea@ci.oakdale.mn.us Dated: April 10, 2014 BY ORDER OF THE OAKDALE CITY COUNCIL CITY OF OAKDALE, MINNESOTA (Oakdale-Lake Elmo Review: Apr. 16, 2014)


SUMMARY OF ADVERTISEMENT FOR BIDS/REQUESTS FOR PROPOSALS FOR WASHINGTON COUNTY Requests for Bids are being solicited until 2:00 p.m., May 6, 2014, for paving, signing and striping on County State Aid Highway 9 in the cities of Grant, Hugo and the Town of May, and County Road 91 in the city of Scandia, Washington County, Minnesota. Go to: http://www.co.washington.mn.us/ bids.aspx for further details. (Oakdale-Lake Elmo Review: Apr. 16, 2014)


SUMMARY OF ADVERTISEMENT FOR BID FOR WASHINGTON COUNTY Requests for Bids are being solicited until 2:00 p.m, May 13, 2014, for the bituminous mill, overlay, signing and striping on County State Aid Highway 10 in the City of Lake Elmo, Washington County, Minnesota. Go to: http://www.co.washington.mn.us/ bids.aspx for further details. (Oakdale-Lake Elmo Review: Apr. 16, 2014)


SUMMARY OF PROCEEDINGS WASHINGTON COUNTY BOARD OF COMMISSIONERS APRIL 8, 2014 Present were Commissioners Fran Miron, District 1; Ted Bearth, District 2; Gary Kriesel, District 3; Autumn Lehrke, District 4; and Lisa Weik, District 5. Absent none. Board Chair Lehrke presided. Community Services Adoption of Resolution No. 2014- 043, proclaiming April 2014 as Child Abuse and Neglect Prevention Month in Washington County. Commissioner Reports – Comments – Questions The Commissioners reported on the following items: - Commissioner Lehrke – reported that there is no County Board meeting on April 29 as it is the 5th Tuesday, but there will be a Resource Recovery Project Board workshop on that day. General Administration Approval of the following actions: - March 25 and April 1, 2014, Board meeting minutes; - Community Thread recognition of volunteers: 2014 Legacy Award – Deanna Skoug, Stillwater; 2014 Lifetime Volunteer Award – Pam and Larry Hall, Woodbury; 2014 Outstanding Volunteer Award – Trudee Watson, Stillwater; 2014 Group Volunteer Award – Tutor Team Volunteers from Solid Ground; and 2014 Youth Volunteer Award – Olive, Xavier, and Eliza Weston, Stillwater; - Resolution No. 2014-042, appreciation in recognition of Community Thread National Volunteer Week, April 6-13, 2014; - Legislative update presented; - In honor of National County Government month, presentations and acknowledgements were made to employees in Cottage Grove, Woodbury, the South Shop last week and the Government Center and Law Enforcement Center next week; - Board correspondence was received and placed on file; - Board workshop held to discuss the 2015 budget development. Public Health and Environment Approval of the following actions: - Agreement with the Minnesota Department of Health for the Statewide Health Improvement Program (SHIP) Implementation grant; - Public hearing held to consider the imposition of two new fees and their attending addition to the county’s fee schedule; - Addition of a subsurface sewage treatment systems loan origination fee in the amount of $46 to Policy #1032; - Addition of a volatile organic compound water testing fee in the amount of $230 to Policy #1032; - Revision to Policy No. 1032 of the license fee for non-profit special event food stands. Public Works Approval of the following actions: - Placement Agreement No. 8800 and License No. 8799 with Data One Technology, LLC providing for Automatic Teller Machines at the Government Center and outlying county offices; - Resolution No. 2014-040, Agreement No. 05609 with the State of Minnesota, Department of Transportation; - Contract with Talisen Technologies, Inc. as the sole source provider of the annual software subscription and technical support for ARCHIBUS, the Integrated Workplace Management System software solution for county facilities; - Agreement with the Minnesota Department of Natural Resources to access ponds through county park land for rearing walleyes; - Contract change order 8 with Robert R. Schroeder Construction for the County Road 83 overpass project and work order 43; - Resolution No. 2014-041, authorize final payment for the County Road 83 overpass project to Robert R. Schroeder Construction; - Executive Session held to review appraisal data received for negotiation on the Cysiewski parcel in the City of Hastings for the Washington County Point Douglas Trail connection. A complete text of the Official Proceedings of the Washington County Board of Commissioners is available for public inspection at the Office of Administration, Washington County Government Center, 14949 62nd Street N., Stillwater, Minnesota. (Oakdale-Lake Elmo Review: Apr. 16, 2014)


NOTICE OF PUBLIC SALE Notice is hereby given that on April 30, 2014 at 10:30 AM at Stephen's Self-Storage, 5698 Hadley Ave N Oakdale, MN 55128 a public sale by competitive bidding will be held for the personal property heretofore stored with the undersigned by: Unit #131 Billy Yates Jr/Olympian Enterprises trailer tools furniture boxes of unknown content #0212 Unit #258 Joseph Olson appliances furniture boxes of unknown content #0223 Unit #128 James Murray furniture golf clubs #0250 (Oakdale-Lake Elmo Review: Apr. 9, 16, 2014)


 

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