Lori Swanson

YOUR LEGAL RIGHTS
Lori Swanson
Minnesota Attorney General

Sun
27
Nov

Your Legal Rights: Protect Yourself from Identity Theft

Lori Swanson
Minnesota Attorney General

In 2014, 17.6 million Americans were victims of identity theft, including an increasing number of tax-related theft. In 2015, 781 recorded data breaches exposed 169,068,506 records. 

ID theft occurs when a person uses someone else’s information for fraud. Taking steps to protect your identity can reduce your risk of becoming a victim. 

Sun
23
Oct

Your Legal Rights: Paying with “Plastic”

Lori Swanson
Minnesota Attorney General

When you pay for services or merchandise with “plastic” (credit or debit cards), you have certain legal rights if your card is lost or stolen, if unauthorized charges are made to your card, or if you are charged for goods or services that were never delivered to you or were damaged or defective on delivery.

Sun
21
Aug

Beware of “Spear Phishing”

Lori Swanson
Minnesota Attorney General

In the “Land of 10,000 Lakes,” everybody knows what “fishing” is, and many people are also familiar with “phishing” scams. “Phishing” occurs when a criminal sends an email impersonating a financial institution, government agency, or reputable company and asks the recipient to verify their personal or financial information. Today’s scam artists have now turned to a more sophisticated, targeted, and profitable version of the scam, known as “spear phishing.” 

Sun
24
Jul

New rules for telemarketers

Lori Swanson
Minnesota Attorney General

By one estimate, Americans lost $7.4 billion in 2015 to telemarketing scams. For years, scam artists — often operating from other countries —have asked people to pay them by wire transfer, reloadable money packs, or remotely-created checks or payment orders. Scammers prefer these methods because they are like cash—they are difficult to trace, and once sent, the money is usually gone for good.

Sun
26
Jun

Renting a car

Lori Swanson
Minnesota Attorney General

Many people need to rent a car from time to time, whether to get around on vacation or while a vehicle is in the shop for repairs. At your next car rental, consider the following:

Wed
25
May

Protect your personal information from marketers

Lori Swanson
Minnesota Attorney General

Seniors citizens often receive mail that asks for their personal information in exchange for details about life insurance, funeral expense benefits or supplemental Medicare benefits.  Once seniors provide their information, they are sometimes flooded with mailed solicitations or hounded by sales calls

Sun
24
Apr

Charitable athletic events — how to stay on course

Lori Swanson
Minnesota Attorney General

Charitable athletic events—like walkathons, races, and mud runs—may allow donors to both help a good cause and have the gratification of competing at an athletic event. But not all events are the same. Some events have high overhead, leaving little for charity. And at least one mud run in Minnesota gave no money to the charity it promised to help. 

Sun
17
Apr

Does unwanted mail flood your mailbox?

Lori Swanson
Minnesota Attorney General

If you receive unwanted mail, you are not alone.  Many people are bombarded by junk mail—ranging from credit card offers to catalogues to charitable solicitations.  Persistent junk mail can inundate mailboxes and become a hassle to dispose of.  So why is it so difficult to stop unwanted mail?

Sun
24
Jan

Beware of intimidation scams

Lori Swanson
Minnesota Attorney General

Some criminals will say almost anything to try to scam people—including threatening arrest, lawsuits, imprisonment, or even physical harm. While the scams take several different forms, the goal is the same—to pressure people to pay money or reveal personal or financial information. Below are a few examples:

Sun
29
Nov

Be alert for ‘spoofed’ local phone numbers

Lori Swanson
Minnesota Attorney General

As people try to screen unwanted phone calls, unscrupulous telemarketers and scam artists have looked for new ways to lure people to answer calls. One increasingly common technique scam artists use is to falsify or “spoof” their caller ID information with local phone numbers or information to make it look like the calls are from a nearby person or business. While the caller’s information may appear local, the calls are often placed by scam artists who are located outside the state or country.

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