Boomers & Beyond

Wed
04
Nov

Standing is more important than you might think

With the change of seasons comes important safety reminders for seniors.

The statistics on falls among older Americans is staggering. According to the Centers for Disease Control:

Tue
03
Nov

No place like home: comfortably aging in place

Baby boomers entering or approaching retirement need to be aware of how they can best prepare their homes to age comfortably. (photo courtesy of Getty Images)
Baby boomers entering or approaching retirement need to be aware of how they can best prepare their homes to age comfortably. (photo courtesy of Getty Images)

Having lived in the same ranch house for 55 years, John Heck's grandparents wanted to make any and all necessary accommodations to allow them to peacefully age in place.

Tue
06
Oct

Improve your mental sharpness

Studies show that individuals who get involved in activities such as cards and other group games have increased brain volume in areas that stimulate memory.
Studies show that individuals who get involved in activities such as cards and other group games have increased brain volume in areas that stimulate memory.

Bridge and other activities boost brainpower
Staying active physically is important as you age. But exercising the brain can also have some important health and disease-prevention benefits.

Tue
06
Oct

Study finds cataract surgery leaves patients satisfied

Ninety-six percent of patients reported that their vision was better following cataract surgery. (photo courtesy of Getty Images)
Ninety-six percent of patients reported that their vision was better following cataract surgery. (photo courtesy of Getty Images)

By 2030, 38 million Americans will suffer from cataracts, a number that will increase to 50 million by 2050, according to the National Eye Institute of the National Institutes of Health.

Wed
09
Sep

Isolation of patients, caregivers prompts ‘Alzheimer’s Friendly Business’ campaign

Making decisions such as choosing items from a wide selection may be a challenge for those with Alzheimer’s. Employees may need the freedom and encouragement to step out from “behind the counter” to help customers find what they need. (submitted photo)
Is it in your best interests to pursue a reverse mortgage? With the help of a financial advisor, you can determine the answer. (submitted photo)

Why would a business owner or manager want to make sure a store or service  is “Alzheimer’s-friendly”? For one thing, many people in the early stages of Alzheimer’s disease are already their customers.

Wed
09
Sep

Three things to know about reverse mortgages

Is it in your best interests to pursue a reverse mortgage? With the help of a financial advisor, you can determine the answer. (submitted photo)
Is it in your best interests to pursue a reverse mortgage? With the help of a financial advisor, you can determine the answer. (submitted photo)

Money Management
MNCPA

One of the retirement planning resources that has gained interest in recent years is the reverse mortgage. A reverse mortgage allows you to convert part of the equity in your home into cash without paying additional monthly bills. If you’re 62 or older — and want money to pay off your mortgage or pay for other expenses — you may consider a reverse mortgage.
If you decide to look for one, the Minnesota Society of CPAs offers these three questions to ask so you can decide if a reverse mortgage is right for you.

Sun
02
Aug

Strategies for minimizing student debt

Struggling with student loans? You're not alone.
The Consumer Financial Protection Bureau reports that U.S. student loan debt exceeds $1 trillion, and student loan debt among seniors 65 years and older has climbed a whopping 600 percent in the last decade.

Sun
02
Aug

75-year-olds and beyond still paying off student loans

A few weeks ago, the Consumer Financial Protection Bureau announced that it was gathering information about student loan servicers -- the companies responsible for collecting and processing student loan payments.

Wed
08
Jul

Get them together and on the road — on a budget

Get them all together this summer — with a plan and on budget. (StatePoint)
Get them all together this summer — with a plan and on budget. (StatePoint)

You hear about everyone else's "destination vacations" with three — sometime four — generations. Considering the cost of taking a group anywhere, how do they do it?

And how can you?

Tue
07
Jul

Retiring at 65 ­— can you do it? Should you?

Financial Professionals Association
A retirement plan with a solid, well-thought-out income strategy serves as vital protection against the many risks that threaten a person’s income during retirement, risks such as outliving one’s assets, losing a sizable portion of a retirement nest egg in a financial or real estate market downturn, getting ambushed by a health crisis or long-term care need, and seeing assets erode faster than anticipated due to rising inflation.

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